Banking Minds: IIBF Exam edition

Banking Minds: IIBF Exam edition This group is your go-to destination for all things related to preparing for IIBF exams.

08/12/2025

Key Regulators for PSBs:

Reserve Bank of India (RBI):
The central bank, overseeing all banking operations, monetary policy, financial stability, licensing, and supervision of banks.

Ministry of Finance (Department of Financial Services):
As PSBs are government-owned, the Ministry sets policy, manages ownership, and implements reforms, working alongside the RBI.

Securities and Exchange Board of India (SEBI):
If a PSB is listed on the stock exchange (like UBI), SEBI regulates its securities market activities, disclosures, and investor protection.

Insolvency and Bankruptcy Board of India (IBBI): Governs the insolvency process, ensuring adherence to the IBC code for any stressed PSBs or their clients.

03/11/2025

An NPO (Non-Profit Organization) transaction report, often called a Non-Profit Organisation Transaction Report (NTR), is a document filed by financial institutions with the Financial Intelligence Unit-India (FIU-IND) for certain transactions involving NPOs. The purpose is to help prevent money laundering and terrorist financing by monitoring transactions that are large or suspicious. Specifically, reports are required for NPO transactions exceeding ₹10 lakh (or its foreign currency equivalent).

15/05/2025

The Current Ratio is a financial metric used to evaluate a company's ability to pay its short-term liabilities with its short-term assets. It is calculated using the formula:

Current Ratio=Current Assets-Current Liabilities
Example:
If a company has:
Current Assets = ₹5,00,000
Current Liabilities = ₹2,50,000
Then:
Current Ratio= 2,50,000-5,00,000 =2.0
Interpretation:
> 1: The company has more assets than liabilities (generally a good sign).
= 1: Assets are equal to liabilities (neutral).
< 1: The company may have trouble meeting short-term obligations (a potential red flag)

Celebrating my 1st year on Facebook. Thank you for your continuing support. I could never have made it without you. 🙏🤗🎉
15/05/2025

Celebrating my 1st year on Facebook. Thank you for your continuing support. I could never have made it without you. 🙏🤗🎉

10/01/2025

FDI from Pakistan is placed under Government Route

10/01/2025

FII is volatile in nature

FDI is stable in nature

10/01/2025

FII has the short term capital outflow

FDI has the long term capital outflow

10/01/2025

SEIS stands for
Services Exports from India Scheme

MEIS stands for
Merchandise Exports from India Scheme

10/01/2025

Proposals involving a total foreign equity infusion of more than 5000 crores require clearance from the Cabinet committee on Economic affairs under the government route

10/01/2025

FDI Routes in India

There are three routes through which FDI flows into India.

Category 1 :
100% FDI permitted through Automatic Route

Category 2:
Up to 100% FDI permitted through Government Route

Category 3:
Up to 100% FDI permitted through Automatic + Government Route

09/01/2025

1992-2008 period is known as Post Reform period

09/01/2025

As per the Angus Maddison database, India’s share to global GDP was 23 per cent in 1600 AD

Address

Bangalore
560105

Telephone

+919705652568

Website

Alerts

Be the first to know and let us send you an email when Banking Minds: IIBF Exam edition posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Banking Minds: IIBF Exam edition:

Shortcuts

Share

Category