Shivam Kumar Roy

07/03/2026

https://youtu.be/-4N937cAuog?si=vx8-dGcWp3cQ9hJE

From rituals to laughter, from tears to forever – every moment was magical.Thank you to our family and friends who made our big day unforgettable.📍 Wedding ...

29/01/2026

From “I do” to “we still do” ❤️
One beautiful year of love, growth, and companionship.
Happy Marriage Anniversary to us 🌹

23/12/2025

Today’s Key Business & Market Updates | Source: Business Standard

1) MSME Push for Unified Financial Regulator

MSME bodies have proposed a single regulator for banking, insurance, and fintech ahead of Union Budget 2026. The goal is to reduce fragmented regulation and improve credit access for MSMEs, where only ~15% currently access formal finance.

2) India–New Zealand Free Trade Agreement (FTA)

India secured 0% duty on 100% exports to New Zealand.

Key beneficiaries: textiles, apparel, leather, auto components, ceramics, and carpets.Sensitive sectors like dairy remain protected.

3) Shriram Finance Limited – MUFG Deal

Japan’s MUFG Bank approved a $4.4 billion investment for a 20% stake in Shriram Finance.Management expects borrowing costs to fall by 40–100 bps over 18 months, improving lending rates and growth capacity.

4) Core Sector Growth

India’s core sector growth recovered slightly to 1.8% in November.

Cement output touched a 26-month high, while some sectors like electricity remain under pressure.

5) Auto Industry – CAFE-III Debate

Kia joins Tata Motors and JSW MG in opposing weight-based concessions in upcoming emission norms, citing an uneven playing field and long-term policy uncertainty.

6) Corporate & Sectoral Updates

Ambuja Cements Limited approved merger of ACC and Orient Cement to simplify structure and reduce costs.

Tata Group (IHCL) announced Taj Hotels’s debut in Cairo, Egypt.

Roehm & Tata Electronics signed a pact for semiconductor manufacturing in India.

ArcelorMittal plans ~$1 billion green energy capex across three Indian states.

7) Markets & Money

Gold and silver hit all-time highs amid global tensions and rate-cut expectations.

NFO collections declined in 2025 as equity market sentiment cooled.

Reserve Bank of India (RBI) net-sold $12 billion in October to manage rupee volatility.

8) IPO & Startup Updates

Gujarat Kidney & Super Speciality IPO subscribed 1.47x on Day 1.

PowerUp Money raised $12 million in a Series A round.Multiple healthcare and fintech startups announced fresh equity and debt raises.

20/12/2025

Restarting the Conversation: Startups, Capital & Real Insights

After a short pause, this page is back — with a clear focus.

This space is for founders, investors, and curious minds who want to understand:

How startups are really growing

Where investors are putting money (and why)
What market data actually means for the future
How funding, strategy, and ex*****on come together
What you’ll see here going forward:
Startup & funding news (explained in easy English)

Investor mindset & deal trends
Sector-wise research (Fintech, SaaS, Consumer, Climate, AI, etc.)
Founder lessons from real market activity
Simple breakdowns of complex market moves

Why this page exists
Because good decisions come from good research, not noise.
Because founders deserve clarity, not confusion.
Because capital flows tell stories — and we decode them here.

If you are:
✅ Building a startup
✅ Exploring investments
✅ Working in VC, PE, or strategy
✅ Or just love understanding how businesses grow

You’re in the right place.
Follow the page, stay curious, and let’s grow together.

— More insights coming very soon.

20/12/2025

Despite global uncertainty, investors are backing clear business models, strong founders, and scalable growth stories.

Ather Energy
Raising Amount: $70 Million
Valuation: ~$1.3 Billion
Use of Funds:
1. New product development
2. Expansion of manufacturing capacity
3. Strengthening charging infrastructure

ZETWERK
Raising Amount: $90 Million
Valuation: ~$2.7 Billion
Use of Funds:
1. Global expansion (US & Middle East)
2. Deepening enterprise relationships
3. Improving supply-chain tech

Groww
Raising Amount: $75 Million
Valuation: ~$3 Billion
Use of Funds:
1. Product innovation
2. Regulatory strengthening
3. Customer acquisition
Blue Tokai Coffee Roasters
Raising Amount: $30 Million
Valuation: ~$250 Million
Use of Funds:
1. Café expansion across India
2. Supply chain & sourcing
3. Brand building

Porter
Raising Amount: $100 Million
Valuation: ~$1.5 Billion
Use of Funds:
1. City expansion
2. Technology upgrades
3. Improving fleet efficiency

Oben Electric
Amount Raised: $16M
Valuation: ~$120M
Use of Funds: Manufacturing & R&D
Founder Insight: EV hardware still attracts capital

Jar
Amount Raised: $25M
Valuation: ~$300M
Use of Funds: User growth, product depth
Founder Insight: Simple habit-based fintech works

Sahi
Amount Raised: $35M
Valuation: ~$200M
Use of Funds: Platform scale, talent
Founder Insight: New-age broking still evolving

Qure.ai
Amount Raised: $40M
Valuation: ~$700M
Use of Funds: Global hospital expansion
Founder Insight: AI + healthcare = global play

Rapido
Amount Raised: $120M
Valuation: ~$1.1B
Use of Funds: Market leadership, ops efficiency
Founder Insight: Ex*****on beats competition

Pepperfry
Amount Raised: $23M
Valuation: ~$500M
Use of Funds: Omnichannel growth
Founder Insight: Offline + online works

Licious
Amount Raised: $50M
Valuation: ~$1.2B
Use of Funds: Supply chain efficiency
Founder Insight: Quality control builds loyalty

Meesho
Amount Raised: $275M
Valuation: ~$3.5B
Use of Funds: Profitability journey
Founder Insight: Scale + discipline matters now

Dealshare
Amount Raised: $45M
Valuation: ~$700M
Use of Funds: Private labels, ops
Founder Insight: Tier-2 & 3 India still growing

Infra.Market
Amount Raised: $100M
Valuation: ~$2.8B
Use of Funds: Manufacturing integration
Founder Insight: Asset-heavy models can scale

Digit Insurance
Amount Raised: $60M
Valuation: ~$4B
Use of Funds: Product & risk expansion
Founder Insight: Strong underwriting attracts capital

PW (PhysicsWallah)
Amount Raised: $100M
Valuation: ~$2.8B
Use of Funds: Offline + hybrid growth
Founder Insight: Sustainable edtech still wins

CARS24
Amount Raised: $50M
Valuation: ~$3.3B
Use of Funds: International markets
Founder Insight: Process-led scale matters

Urban Company
Amount Raised: $60M
Valuation: ~$2.1B
Use of Funds: Partner ecosystem
Founder Insight: Service quality drives retention

OfBusiness
Amount Raised: $75M
Valuation: ~$5B
Use of Funds: Credit + supply chain tech
Founder Insight: Profitable fintech is rewarded

01/08/2025

❤️❤️❤️