DFR Financial Services

16/02/2023

The one insurance product everyone needs and for NJ residents, this product comes with free funeral planning services. Take the financial and mental burden away from your family when placing your funeral!

01/08/2022

28/06/2022

What is Final Expense Insurance?

26/06/2022

There are 4 key factors that affect the price of life insurance.

25/06/2022

You can't always prevent an accident, but you can help protect your loved ones from the financial hardship caused by one. Americo offers several products with Accidental Death Benefit provisions to help provide added protection for your family.

28/11/2021

A few reasons why stay at home parents also need protection!

27/11/2021

You may have heard that life insurance is too expensive or takes too much paperwork, but the truth may surprise you.

Life insurance offers many different options and coverage levels that you need to consider before making a decision.

+ What are your long-term financial goals?
+ Who do you want covered?
+ How much money will they need if something happens to you?

There are so many common misconceptions about life insurance that can make it seem like an impossible purchase.

But I’m here to help you separate fact from fiction so you can get the coverage you need at a price that fits your budget.

23/04/2021

With the May 17th IRA 2020 contribution deadline coming just around the corner, one of my vendors, Fidelity released an article discussing what they recommend should be in your 401k based on age. Take a look and see where you measure. If you are below the mark then you should consider an IRA to catch up. Reach out to me for guidance if needed.

07/04/2021

“Once you begin setting aside money in your Emergency Fund, “fugettaboutit”… unless there actually is an emergency!” Read my new article to learn more about emergency funds!

If something unexpected were to happen, do you have enough savings to get you and your family through it and back to solid ground again?

06/03/2021

If you lost your job or got hit with a major medical bill, how would you pay for it?

If something unexpected happened to you right now, could you cover the cost of 3 months of expenses without going into debt?

We recommend you save at least 3-6 months of your annual income to prepare for any unexpected expenses like unforeseen home-appliance repairs and hassles like major car fixes.

And don’t forget, costliest of all, possible unemployment.

It doesn’t matter if your emergency fund sits in your checking, savings, or a separate account—as long as you’re not tempted to use it for anything but a real emergency.

Don't let an emergency derail your financial future. Start building up an emergency fund today for when life surprises you.

// Start by reading our book HowMoneyWorks to educate yourself! The knowledge you will gain from this book will help protect you from being a sucker ever again. Message us for a copy!

➩ Learn more from our NEW book or go to howmoneyworks.com/demetriorodriguez