Profin Asset Management

Profin Asset Management Investment & Loan Distributor | Mutual Funds | Home, Mortgage & SME & Project Financing
Helping clients navigate markets with clarity and confidence.

14/03/2026

📉 Markets don’t fall because of fear.
They fall because of uncertainty.

And right now, uncertainty is everywhere.

In just two weeks:

💸 ₹34 Lakh Crore of market wealth wiped out
📉 Sensex ↓ ~6,700 points (~8.3%)
📊 Nifty ↓ ~2,000 points (~8%)
🌍 Heavy FII selling continues

The trigger?

⚠️ Rising geopolitical tensions in the Gulf
🛢 Crude oil moving toward $100

For an oil-importing economy like India, that always makes markets nervous.

But here’s what experienced investors know.

💡 Market corrections are not wealth destroyers.
They are wealth transfers.

Historically, every major geopolitical shock has eventually turned into a long-term buying opportunity.

Corrections do three powerful things:

1️⃣ Remove excess valuations
2️⃣ Test investor conviction
3️⃣ Create entry points in quality businesses

Meanwhile, India’s structural story hasn’t changed.

📈 Corporate earnings are still expected to grow 10–15% CAGR in the coming years.

So remember:

⏳ Volatility is temporary.
🏗 Wealth creation is structural.

For disciplined investors, panic is often the entry signal — not the exit.

13/03/2026

The best buying opportunities rarely feel safe.

Every major geopolitical crisis created panic in markets.

But history tells a different story:

📉 Gulf War (1990)
📉 9/11 Attacks (2001)
📉 Global Financial Crisis (2008)
📉 COVID Crash (2020)

Each one triggered fear.
Each one also turned into a powerful long-term buying opportunity.

And now…

Uncertainty is back.
Volatility is back.

But so are the fundamentals.

📊 India’s corporate earnings are expected to grow 10–15% PAT CAGR between FY25–FY28.
📊 Markets currently trade around ~17.5x FY28E earnings — close to long-term averages.

Historically, when earnings growth stays strong while valuations normalize, patient investors are rewarded.

The uncomfortable truth about investing:

💰 Wealth is created during uncertain times
📈 But it is only recognized during bull markets

For long-term investors, this may not be the time to panic.

It may be the time to quietly accumulate quality businesses.

Curious to hear from the community:

What are you accumulating during this volatility — Stocks or Mutual Funds?

27/02/2026

📢 SEBI Raises the Bar for Mutual Funds.

Feb 26, 2026 | Circular No.: HO/24/13/15(2)2026-IMD-RAC4/I/5764/2026

The Securities and Exchange Board of India has tightened “True to Label” norms for mutual fund schemes.

Clear message to AMCs:
👉 Stay within your mandate
👉 Reduce strategy overlaps
👉 Eliminate style drift
👉 Simplify categories

No more multiple schemes doing almost the same thing.
No more blurred positioning.

What this means:

For Investors
✔ Better transparency
✔ Cleaner comparisons
✔ Stronger portfolio discipline

For Advisors
✔ Time to review overlap levels
✔ Identify potential merger candidates
✔ Recalibrate SIP allocations
✔ Simplify fund baskets

This isn’t just compliance.
It’s structural clean-up.
Less clutter.
More clarity.
Better accountability.

Regulation doesn’t weaken markets.
It strengthens trust.

SEBI | Categorization and Rationalization of Mutual Fund Schemes - https://www.sebi.gov.in/legal/circulars/feb-2026/categorization-and-rationalization-of-mutual-fund-schemes_99983.html #

India–EU Trade: The Quiet Power Shift 🇮🇳🇪🇺In 2024, India exported €71.3 bn to the EUImported only €48.8 bn👉 Result: €22....
29/01/2026

India–EU Trade: The Quiet Power Shift 🇮🇳🇪🇺

In 2024, India exported €71.3 bn to the EU
Imported only €48.8 bn
👉 Result: €22.5 bn trade surplus for India

What stands out:
• Germany is India’s biggest EU partner—on both sides
• Netherlands acts as the logistics gateway
• India exports value-added goods
• EU sells capital-intensive tech & machinery

The signal?
India is no longer just a market for Europe.
It’s a net value creator.

This surplus gives India real leverage in ongoing India–EU FTA talks—and reinforces why global supply chains are tilting toward India.

Power is shifting—quietly, structurally, steadily.

06/01/2026
Jeremiah 29:11“For I know the plans I have for you,” declares the Lord, “plans to prosper you and not to harm you, plans...
01/01/2026

Jeremiah 29:11

“For I know the plans I have for you,” declares the Lord, “plans to prosper you and not to harm you, plans to give you hope and a future.”

As we step into 2026, may it bring new opportunities, continued success, prosperity, growth, and a deeper love for one another.
May each day unfold with hope and purpose under His guidance.

Wishing everyone a blessed and joyful New Year. ✨🙏

📊✨ Multi-Asset Allocation Funds shine in 2025!Multi-asset allocation funds delivered strong performance in 2025, support...
31/12/2025

📊✨ Multi-Asset Allocation Funds shine in 2025!
Multi-asset allocation funds delivered strong performance in 2025, supported by smart diversification and a powerful rally in precious metals.

🥇 Gold surged ~74%
🥈 Silver gained up to ~138% YTD
📉 Equity markets stayed largely range-bound

Funds with higher exposure to commodities helped investors manage volatility and balance risk more effectively.

📈 Category AUM grew ~36% to ₹1.4 trillion, reflecting rising confidence in diversified investment strategies.

🎯 Key takeaway: Diversification across equity, debt, and commodities can help navigate uncertain market conditions.

⚠️ Disclaimer: Mutual Fund investments are subject to market risks. Past performance is not indicative of future returns. This post is for informational purposes only and does not constitute investment advice. Please read all scheme-related documents carefully before investing.

BOND PURCHASES & DOLLAR-RUPEE SWAP RBI plans to inject ₹2.9 lakh crore into the banking system through Open Market Opera...
24/12/2025

BOND PURCHASES & DOLLAR-RUPEE SWAP

RBI plans to inject ₹2.9 lakh crore into the banking system through Open Market Operations (OMOs) and Dollar–Rupee swaps.
What’s happening?
🔹 RBI is buying government bonds from banks → injecting liquidity
🔹 RBI is also conducting USD–INR swaps → providing ₹ liquidity without permanent money creation
Why now?
Short-term money market rates (Call, TREPS, CP) had moved above RBI’s comfort zone due to:
* Heavy tax outflows
* Slower government spending
* Forex intervention
* Overall tight liquidity
RBI wants rates to remain aligned with the repo rate, not spike unnecessarily.
Dollar–Rupee Swap = Smart liquidity tool
✔ Boosts rupee liquidity
✔ Protects forex reserves
✔ Avoids excessive balance-sheet expansion
Market impact:
📉 Bond yields likely to soften → Positive for debt funds
📈 Liquidity supportive for equities, especially Banks, NBFCs, Real Estate, Autos
💰 FD rates may be near peak; probability of future repo cuts improves
Big takeaway:
RBI is not panicking.
RBI is proactively managing liquidity.

Think of It as ; Liquity First -> Rates Later

What’s your opinion?

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