Chirag shah

19/02/2026

📘 Life Insurance Renewal Awareness

Did you know?

The shorter the Premium Payment Term (PPT), the higher the continuation rate.

✅ 5 Years PPT → 80–88% continue
✅ 10 Years PPT → 70–82% continue

Longer payment terms often face income pressure, goal confusion, or financial stress.

🌟 Benefit of Short PPT:
✔ Higher renewal discipline
✔ Lower lapse risk
✔ Financial freedom earlier
✔ Full policy benefits without stress

⚠ Stop Paying = Loss of Benefit + Money Risk

🎯 Choose affordable premium (10–15% of income)
🎯 Buy with a clear financial goal

Insurance is not a yearly expense — it is a long-term commitment to your family’s security.

— Chirag Shah

21/11/2021

29/09/2021

*શું કોવિડે તમારી આવક ને અસર કરી છે?*

Financial Advisor તરીકે અમારી સાથે જોડાઓ. વધુ વિગતો માટે Financial Advisory Program પર અમારી કોન્ફરન્સમાં હાજરી આપો

Date: September 30, 2021| Time:11:00am

Venue: 306- Binali Complex
Opp Torrent power
AEC
Naranpura Ahmedabad-380015

10/02/2021

Fixed deposits (FD) can be called a conservative investor’s best friend.
Still, fixed deposits are not entirely risk-free; they carry a risk of default.

So then how to gauge the safety of an FD? One way is to look at their CRISIL ratings? But what are CRISIL ratings?

Read on to know more:

Although a fixed deposit offers guaranteed returns, it carries default risk. So how to gauge the safety of an FD? One way is to look at its CRISIL ratings

26/10/2020

Term plan # Chota recharge # Bada Dhamaka # call me for more details #

07/10/2020

Why i force to my client for ADDL rider #

02/10/2020

97% of people don't have life insurance # I hope every friend of mine has insurance cover # 👍 #

25/09/2020

Term plan # most important #

20/09/2020

Helping with household expenses: Women are usually the ones controlling the finances of the family. Therefore, it is essential that women need a life insurance policy that will take care of these expenses in case of any unfortunate event.