Aditya Sandesara - Financial Advisor

11/06/2026

"Clarity creates conviction, and conviction drives successful investing."
It was a pleasure meeting Mr. Devender Singhal (Executive Vice President
and Equity Fund Manager at Kotak Mahindra Asset Management Companies Limited).

His ability to cut through market noise and present a clear, forward-looking perspective was truly impressive. The depth of his analysis, coupled with the simplicity of his communication, reflected the qualities that distinguish exceptional fund managers from the rest.

His insights on the current market environment and future opportunities were thoughtful, balanced, and backed by strong fundamentals. More importantly, his clarity of thought was evident in every aspect of the discussion.
In today's fast-changing investment landscape, such perspective is invaluable. Grateful for the opportunity to learn from one of the industry's respected professionals.

14/05/2026

Most people reduce investments during market falls.

Step-Up SIP does the exact opposite.

That one habit quietly changes everything.

Markets fall a little…

And suddenly:

📉 SIPs get paused

😰 People panic

🛑 Long-term plans disappear

Funny thing?

That’s usually when SIPs work the BEST.

Because lower markets = cheaper units.

You’re basically buying the same future…

at a discount.

And this is not rare, by the way.

In Dec 2025:

💰 SIP contributions hit an all-time high of ₹31,002 Cr

But here’s the crazy part:

For every 100 new SIPs started…

around 85 SIPs were stopped, discontinued, or ended.

That’s massive.

Which means many investors still struggle with:

👉 staying consistent during uncertainty.

Now here’s where it gets interesting..

Let’s say you invest:

👉 ₹10,000/month for 10 years

👉 at 12% CAGR

Without increasing your SIP:

Final corpus = ~₹23L

But if you simply increase your SIP every year:

📈 5% step-up → ~₹27.8L

📈 10% step-up → ~₹33.7L

📈 15% step-up → ~₹41L

That’s the magic of a Step-Up SIP.

Not because the market changed.

👉 Because you changed your contribution slowly over time.

Think of it like going to the gym.

You don’t start with 100kg on Day 1.

You increase gradually.

Money works the same way.

Most people get salary hikes…

Then immediately upgrade:

📱 phone

🏠 lifestyle

✈ vacations

What if future-you got the first upgrade instead? 😄

𝐖𝐞𝐚𝐥𝐭𝐡 𝐢𝐬 𝐫𝐚𝐫𝐞𝐥𝐲 𝐛𝐮𝐢𝐥𝐭 𝐟𝐫𝐨𝐦 𝐨𝐧𝐞 𝐛𝐢𝐠 𝐢𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭.

𝐈𝐭’𝐬 𝐛𝐮𝐢𝐥𝐭 𝐟𝐫𝐨𝐦 𝐬𝐦𝐚𝐥𝐥 𝐢𝐧𝐜𝐫𝐞𝐚𝐬𝐞𝐬 𝐫𝐞𝐩𝐞𝐚𝐭𝐞𝐝 𝐜𝐨𝐧𝐬𝐢𝐬𝐭𝐞𝐧𝐭𝐥𝐲.

Not sure how much your SIP should increase every year to match your goals?

This can give you quick clarity 👇

www.investmentinsip.com

20/02/2026

It was an absolute privilege to once again meet with Mr. Anand Radhakrishnan, the distinguished CEO and MD of Sundaram Asset Management Company. Each interaction with Mr. Anand truly offers a transformative perspective; he possesses a remarkable ability to dismantle conventional barriers and illuminate a broader, more promising landscape for growth. His insights are not merely observations but deeply informed strategic viewpoints that have consistently provided invaluable clarity, especially in navigating the complexities of the current market scenario.

Mr. Anand's vision is deeply rooted in his extensive experience, spanning over three decades in the industry. Before rejoining Sundaram AMC, where he had previously served as a Fund Manager for eight years from 1996 to 2004, he made significant contributions at Franklin Templeton India. There, he excelled as Senior Vice President and Portfolio Manager for nearly two decades, and also held the critical role of Chief Investment Officer (Equity). His leadership is characterized by a profound understanding of market dynamics, coupled with a strategic foresight that consistently positions Sundaram Mutual Fund at the forefront of innovation and client satisfaction

Under his leadership, Sundaram Asset Management continues to manage a substantial portfolio, boasting over ₹71,000 crore in assets as of January 31, 2024, and serving 3.5 million customers with 28 years of expertise in fund management.

The discussions today offered fresh, incisive angles on market trends and a renewed sense of purpose, empowering us with better strategies to confront contemporary challenges. It is always a profound pleasure to engage with Anand, whose intellectual rigor and unwavering values consistently inspire and redefine possibilities.

26/08/2025

"Important Alert! A fake profile with my name and details has been created on Facebook. Please be aware that this is not my official profile and I do not ask for any kind of money from anyone. I've attached a screenshot of the fake profile for reference. Let's stay vigilant and report any suspicious activity! "

31/07/2025

Starting a SIP (Systematic Investment Plan) as soon as you begin earning offers several benefits:

1. *Early Start*: Investing early allows you to leverage the power of compounding, potentially leading to significant wealth creation over time.
2. *Habit Formation*: Investing regularly from the start helps develop a disciplined investment habit.
3. *Financial Discipline*: SIPs promote regular savings and investments, encouraging financial discipline.
4. *Long-term Perspective*: Investing early helps you adopt a long-term perspective, riding out market fluctuations.
5. *Wealth Accumulation*: Consistent investments over time can lead to substantial wealth accumulation.
6. *Flexibility*: Many SIPs have low minimum investment requirements, making them accessible.
7. *Goal-oriented Investing*: Starting early helps you work towards long-term financial goals, such as retirement or buying a home.

By investing early, you can potentially reduce the amount you need to invest each month to achieve your financial goals.

*consultant financial advisor before investing*
*read all the offer documents before investing, the market are subject to Market risk.*

23/07/2025

05/07/2025

Again I had the privilege of meeting Mr. Hari Shyamsunder, CFA once again —( Vice President & Senior Research Analyst at Franklin Templeton India AMC (India) Pvt. Ltd.)

Every interaction with him is a masterclass in clarity and vision. While our previous conversation was deeply insightful, yesterday's discussion added another layer of perspective — on RBI's calibrated focus on growth, the resilience of the Indian economy, and how upcoming IPOs could reshape the market landscape.

He spoke about India’s promising trajectory to become the world’s 3rd largest economy, and how institutions like Franklin Templeton, with $1.57 trillion in global AUM (almost double the size of India’s mutual fund industry), a 77+ year legacy, presence in 25 countries, and over 1,600+ investment professionals, are poised to navigate and manage investments in such transformative times.

What makes Mr. Hari Shyamsunder, CFA stand out, is not just his depth of knowledge, but his ability to simplify complexity, provide direction, and help one truly understand where to focus in an ever-evolving financial world.

Conversations like these are rare and truly enriching.
Grateful once again for the opportunity, and a special thank you to Pravinchandra Sumesara and Rastogi for making this connect possible.

24/12/2024

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