Invest_Insure

01/04/2023

Some people invest and make money while some invest and lose money

They may invest more or less in the same asset types but still get different results

This shows that *RETURNS* are more a function of human behaviour than asset types

*Mindless Investing* can succumb to Inflation while *Mindful investing* will kill Inflation

Good Morning

29/03/2023

The biggest mistake people make is that they spend most of their time working themselves instead of making their money work for them

In the beginning it is important to work hard and create initial wealth

But after a point it makes more sense to get our money to work as we choose to slow down and gain time freedom

The role of passive income in life needs to be explained to people

Because Passive Income allows us invaluable time freedom which is the real wealth of life

Time Freedom helps us to accomplish our Bigger Goals of Life that makes Life Meaningful and adds to our Wealth of Health

26/03/2023

Building a Portfolio is one of the most important aspects of investing.

This calls for experts who understand what Portfolio Structuring means.

A Good Portfolio is one that has low correlation amongst its constituents.

This is the very essence of Diversification.

A well-diversified Portfolio stays relevant for a very long tenure.

Good morning. The image illustrates this in a very simple way.

Have a great Sunday with your family.

26/03/2023

Regarding the new regulation passed on Indexation Benefit for Debt Funds

Some key take-outs

1) All current investments remain unaffected and one should not touch them and stay invested

2) New Breed of Hybrid Funds would emerge where Arbitrage Funds will play a key role to comply with the 35% equity rule. We may have International FOF in this structure going forward

3) New Investment should be taken in new Portfolio as Redemption will follow the First In First Out method and that can hurt your current portfolio

4) Over the long term, the gap between FD and Debt Funds will increase

So if debt funds produce .5% higher returns of the 65% and the 35% arbitrage funds returns is less by 1% of debt funds, the net effect would more or less keep the debt fund as attractive with Indexation Benefit

5) Avoid Target Maturity Funds for the time being

6) SIPs in Bond Funds etc may be stopped for sometime till one gets a clearer picture on restructured portfolios.

23/03/2023

Markets have seriously corrected

Valuations are very attractive and the medium to long term picture is looking very bright

This is the best time to invest to earn good returns over the next 2 to 3 years

Markets always provide a second or sometimes a third chance by offering old prices at great value

While the Earnings Growth is Good, the Prices have come down

All in all a Great Opportunity to Invest

A Beautiful Picture of Growth & Prosperity is emerging

Good Morning

17/03/2023

All it takes to get rewarded is 3P's patience, perseverance, perspiration.

15/03/2023

get a basic term plan without any medical checkup by

13/03/2023

*Patience is the WINGS* for an Investor in order to see their *Returns Fly Higher & Higher*

Good Morning

Wish you a Great Week ahead

12/03/2023

The Biggest Risk of Investing is

"The Risk of looking at somebody else's Portfolio"

Investing is a Solution based upon an Individual's Situation and Needs

Investing is not a Game or a Competition of Earning the Highest Returns

One must hence take Guidance before Investing

Have a Relaxed Sunday with your family.

09/03/2023

In Equity Investing, *Timing the Market* is impossible

Hence the *Time you stay in the Market* matters the most

A video which illustrates that it may be possible to time other things but not equity investing.

07/03/2023

06/03/2023

Market Falls are also great opportunities for Wealth Creation

Unfortunately most people fear Market Corrections

Hence they need to consult their MFD for right guidance

Good Morning

Wish you a great week ahead