10/08/2024
Borrower Eligibility Criteria - EZEE
Salaried Profile & Self-Employed Customers
1) Age should be between 21-58 years.
2) Monthly Income – Above 25K per month
3) Eligible Cities- Pin Codes in Serviceable List
4) Credit Score>=600
5) No Default ever.
6) No Delay in any EMI/Credit card payment.
7) Customers should have at least 1 year’s credit history.
8) Customers should not have made more than 6 enquiries in the last 3 months.
9) Customers should not have made more than 3 PL/BL enquiries in last 1 month.10) No Overdue in any loan/Credit Card.
11) Mandatory PF Deduction – PF deduction from Salary of the salaried borrower is Mandatory.
12) Customer should not have utilized more than 75% of credit limit of any credit card.
13) Customer should not have only Two-Wheeler loan.
14) Customer should have E-mandate enabled Active Bank account with Debit Card/Net Banking available.
15) Customer should not have more than 3 active PL/BL (Loan below 10K amount will not be considered in calculation)
16) Customer should not have taken more than 2 PL in last 3 Months (Loan below 10K amount will not be considered in calculation)
17) Customer must pass the automatic loan amount calculation.
18) Last 6 Months Average Banking Balance should be greater than equal to Rs. 6000.
19) Not more than 2 inward & Outward returns seen in the last 3 months.
20) Latest Month average Balance to Loan EMI should be greater than equal to 1.25.
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Regards
Vanna Finance & Credit
Cll now - 8791905209
