Youghal Credit Union

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Youghal Credit Union Our excellent Members' Services & Competitive Loans are for members who live/work in 20Km of Youghal

Youghal Credit Union Ltd is a financial co-operative owned and controlled by our members, for the benefit of our members and the community. Consistent with the principles, philosophy and values of the credit union movement, Youghal Credit Union provides safe, superior, financial services in a friendly and professional manner with respect for the worth and dignity of all our members. We aim to meet the needs of our member-owners, enhancing their lives and financial well-being while maintaining the strength of the credit union. We thrive in an environment of trust, respect, integrity and honesty.

17/10/2026

💙 MEMBERS’ FAQ TIME! 🎥

You ask, and we answer! 🙌

We know our members have lots of questions, so we’ve put together a series of handy videos to help answer some of the most frequently asked questions. How cool is that? 💡

🎬 This week’s question: What is a Direct Debit, and how do I set one up?

Fran is here to explain what a Direct Debit (DD) is and talk you through how to set one up. Simple, helpful information to keep you in the know! 😊

Have a question you’d like us to answer in a future video? Let us know in the comments below! 👇

💙 Youghal Credit Union – here to help, every step of the way.

16/10/2026

📸 Meet the Photographer Behind the Lens! 🍂

We’re delighted to introduce Iwona Dzopia, our October Photo Competition winner! 💙

Iwona is pictured collecting her prize – a beautifully printed and framed copy of her winning photograph, “Autumn Walk in Beautiful Glenbower Wood, Killeagh”. 🍁🌳

What a wonderful capture of autumn in our local community! 🍂📷

A huge congratulations to Iwona, and a big thank you to everyone who entered and shared their fantastic photographs with us. We’ve loved seeing our community through your eyes!

15/10/2026

🎉💙 HAPPY INTERNATIONAL CREDIT UNION DAY 2026 EVERYONE! 💙🎉

We’re celebrating at Youghal Credit Union, and we have a little treat for you! 🛍️

✨ WIN A €100 YOUGHAL4ALL SHOPPING VOUCHER! ✨
To enter, simply:
💙 Follow our page
👍 Like this post

It’s that easy!

International Credit Union Day is all about celebrating the people, values and communities that make credit unions so special. As a member-owned, not-for-profit financial cooperative, we’re proud to put our members first and support our local community.

This is our way of saying a big THANK YOU to all our members for your continued trust and support. We’re delighted to celebrate with you! 💚

Good luck, everyone! 🍀


Cry Youghal Credit Union

💙🏆 11 YEARS AT THE TOP – IRELAND’S BEST FOR CUSTOMER EXPERIENCE!For the 11th year in a row, credit unions have been name...
13/10/2026

💙🏆 11 YEARS AT THE TOP – IRELAND’S BEST FOR CUSTOMER EXPERIENCE!

For the 11th year in a row, credit unions have been named Ireland’s best for customer experience in the 2026 CXi Report! 🎉👏

With a fantastic score of 8.16 out of 10, credit unions have once again topped the overall rankings and the financial services sector. 🥇

At Youghal Credit Union, we’re proud to be part of a movement that puts people first. As a member-owned, not-for-profit financial cooperative, our focus has always been on supporting our members and strengthening our local community. 💙

A heartfelt thank you to our members across East Cork and West Waterford for your continued trust, loyalty and support. You are at the heart of everything we do!

For more go to https://www.youghalcu.ie/CXI2026Winner

💙 Your Credit Union. Your Community. Always Putting Members First.

📻 Tune in to Cry Youghal today @ 9.30am!Detective Garda Aidan d'Ardis along with our own Tina Mullins will be speaking w...
13/10/2026

📻 Tune in to Cry Youghal today @ 9.30am!

Detective Garda Aidan d'Ardis along with our own Tina Mullins will be speaking with Tommy Collins on CRYFM about a recent fraud incident with one of our members.

Tune in to hear more about the incident, learn about the importance of staying vigilant and get advice on how to protect yourself from fraud.

At Youghal Credit Union, our members’ security and peace of mind are always a priority. 💚
🔗 Not able to tune in? For more information, visit: https://www.youghalcu.ie/fraudincident

Please share this post to help raise awareness and keep our community informed.

11/10/2026

⚠️ Fraud Awareness Reminder 💚

We are reminding everyone to stay vigilant following a recent sophisticated phone scam involving one of our members.

🔒 NEVER SHARE YOUR PIN, passwords or security codes over the phone. If in doubt, hang up and contact us or your financial institution directly.

👉 Read our full article to learn more and protect yourself:
https://www.youghalcu.ie/fraudincident

Please share to help keep our community safe. 💚

At Youghal Credit Union, we know that life can have its ups and downs. Looking after your mental wellbeing is just as im...
10/10/2026

At Youghal Credit Union, we know that life can have its ups and downs. Looking after your mental wellbeing is just as important as looking after your financial wellbeing.

Through our Wellness with YCU page, you can access helpful resources, information on local and national mental health services, and articles covering a range of mental health topics.

💻 Explore our wellbeing supports here:
https://www.youghalcu.ie/wellbeing

Let’s continue to look out for one another, support each other and help build a stronger, healthier community — today and every day. 💚

09/10/2026

🏡🌿 Thank You for Joining Us at Our Home Energy Information Night!

We had a fantastic turnout at our Home Energy Information Night in Ballymacoda Community Hall last night! 💚

A big thank you to everyone who came along and took part. We’d also like to extend a special thanks to Sean Sweeney, SEAI Sustainable Energy Community (SEC) Mentor for delivering such an interesting and informative talk on home energy upgrades, new technologies and much more.

It was great to see so much interest in making our homes more energy efficient and exploring ways to save energy. 🌱

At Youghal Credit Union, we’re proud to support our local community through events that inform, connect and empower our members & remember if you're doing a home energy upgrade we have our Green Loans ready for you!


Ballymacoda / Ladysbridge Community Council Ballymacoda Hall Ballymacoda Tidy Towns
Ballyhoura Development CLG
SEAI

Address

Grattan Street
Youghal

Opening Hours

Monday 9:30am - 4:30pm
Tuesday 9:30am - 4:30pm
Wednesday 9:30am - 3pm
Thursday 9:30am - 5pm
Friday 9:30am - 5pm

Telephone

+3532492325

Website

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