lion.ie - making life insurance easier

21/01/2026

People often fixate on the diagnosis.
Insurers look at stability.

Treatment, follow-ups, and whether things have stayed settled over time.

That’s why two people with the same condition can get very different outcomes.

15/01/2026

Most people assume a medical condition automatically means higher premiums.
It doesn’t.
What insurers care about is stability, treatment, and recent history.
This is usually more manageable than people expect.

18/11/2025

A lot of people still think that if you’ve had depression, anxiety, burnout or just a rough patch, you’ll be hammered when you try to get mortgage protection or life insurance.

You won’t.

Irish insurers see this stuff every single day. And in most cases, people get sorted at the normal price.

🔹 Mild or well-managed depression? No issue.
🔹 Reactive depression after bereavement or work stress? Once things have settled, you’re normally fine.
🔹 Recent panic attacks or counselling? GP report likely, still very doable.
🔹 In-patient treatment or suicidal thoughts/ideation within the last 2 years? That’s where postponements tend to happen.

The big thing insurers look for is stability and evidence you’ve been doing okay recently.

And the insurer you pick genuinely matters.

They each have their own take on mental-health underwriting… some are understanding, some are tougher.

If you’re not sure where you stand and don’t want to ring a stranger and spill your guts, you can fill out our short questionnaire (link in comments) and I’ll take a look myself and get back to you over email with a steer.

[email protected]

14/11/2025

Irish solicitors — what’s your plan if you get sick and can’t work?

Statutory sick pay in Ireland is, let’s be honest, rubbish.
You get a maximum of €110 a day for just five days.

After that, you’re onto Illness Benefit — about €12,000 a year.
For most solicitors, that’s a 90% income drop.

Irish legal firms aren’t exactly famous for their generosity when it comes to employee benefits — so now’s the time to ask HR:

🤔 “Do I have income protection through work?”

If not, take this as your sign to look into it.

We’ve just updated our Income Protection for Solicitors guide — it breaks down how it works, what to watch for, and how to make sure you’re not left relying on €244 a week from the State.

📖 Read it in the comments
💬 Questions? DM or email [email protected]

.ie

12/11/2025

💬 “Can I still get mortgage protection after cancer?”

It's not guaranteed but it's possible

The rules have changed in Ireland: if you’ve been cancer-free for 7 years, you may now qualify for standard rates under the Mortgage Protection Code for Cancer Survivors.

Every insurer treats cancer history differently, so if you’ve been postponed or declined before, don’t give up.

I can get back to you within 24 hours to confirm if cover’s possible — just fill out my confidential Cancer Questionnaire in the blog linked below.👇

You can still get life insurance after cancer. Learn how Irish insurers underwrite, typical waiting times, and how the Cancer Code works.

19/03/2025

🛤️ What are the next steps to get income protection?

📽️ It’s simple: Get a quote, complete your application, and let us handle the rest. We’ll guide you through medical questions, insurer approvals, and policy setup—so you’re covered without the stress.

🔍 DM us "QUOTE" and we’ll send you the link! 🚀

18/03/2025

⚡ What’s the fastest way to get income protection advice?

📽️ Simple—just complete our Income Protection Questionnaire! It’s quick, easy, and gives us everything we need to find the best cover for you. No hassle, no confusion—just expert advice, fast.

🔍 DM us "QUOTE" and we’ll send you the link! 🚀

16/03/2025

📅 When is the best time to get income protection?

📽️ The sooner, the better! The younger and healthier you are, the cheaper your policy will be. Waiting until you need it? That could mean higher costs—or worse, being declined.

🔍 DM us "QUOTE" and we’ll send you the link! 🚀

14/03/2025

⏳ How long does it take to get a personalised quote from us?

📽️ No waiting around—once you fill in your details, we’ll have your personalised quote ready within 24 hours. Quick, easy, no hassle.

🔍 DM us "QUOTE" and we’ll send you the link! 🚀

13/03/2025

💰 What if you can’t find an income protection policy to fit your budget?

📽️ Don’t give up—there are ways to make cover more affordable! From adjusting your deferred period to tweaking your benefit amount, we’ll help you find a policy that works for you.

🔍 DM us "QUOTE" and we’ll send you the link! 🚀