Cara Credit Union

Cara Credit Union Loans Savings Insurance Banking Welcome to Cara Credit Union, the largest community based credit union in Munster, the south west of Ireland.

Tralee Credit Union was founded in 1968, and we have been serving our members in a professional and efficient manner ever since. The name Tralee Credit Union changed as part of the 50th celebrations. Cara was the chosen name. Cara is the Irish for Friend, a name that reflects our identity, our success, our growth and our strength together. YOU, our members remain at the heart of everything we do.

Help our friendship grow, support Cara Credit Union,in Tralee, Castleisland, Killorglin, Ballyduff, Causeway & Corca Dhuibhne, Your Friend for Life. If you live and/or work in and around Tralee, Castleisland, Killorglin, Ballyduff, Causeway or the Di**le region in County Kerry, then this is your credit union. Strength in Unity
We are regulated by The Central Bank, and have gained your trust by delivering a good service without taking any undue risk. Following four successful mergers (2012 Tralee CIE Credit Union, 2015 Killorglin Credit Union, 2021 Clanmaurice Credit Union and 2023 Comhar Chreidmheasa Chorca Dhuibhne Teoranta) and a name change in 2018 to Cara Credit Union we have continued to grow from strength to strength. The combined strength means that you, our members share equal ownership of a credit union with €320 Million in assets with strong reserves and guaranteed income. We are now well positioned to provide a wider range of services to you which include loans, savings, insurance, banking, online banking, foreign exchange and a current account with a Globally accepted MasterCard debit card. With over €320 Million in Assets and a Loan Book of over €107 Million, we have money to lend and WE ARE LENDING. We are the preferred choice of lender for more than 15,000 members. You are happy with our service, our loan rates are competitive and are designed to meet your financial needs. Share in Our Success
If you are a member of Cara Credit Union, congratulations! As an owner, you share in our success. You have told us what you want, and we are responding to your needs. We can become your “one stop shop” for financial services. If you are not yet a member, we hope you will join and take your first step towards financial independence.

24/06/2026

✨Celebrating The 6th Class Graduates✨

It was a pleasure visiting the 6th class pupils across our common bond over the past two weeks as we delivered some very special graduation goodie bags.

A huge congratulations to all the amazing students who have just graduated. You’ve grown, learned and achieved so much - now it’s your time to shine as you begin your secondary school journey!

Best of luck from all your friends at Cara Credit Union✨📚

23/06/2026

🎉 Our App Has Been Revamped 🎉

We’ve upgraded the Cara Credit Union app to make your online banking experience smoother, faster, and easier — and the best part is, your app updates automatically.

✨ What’s New:
- A fresh new design for easier navigation
- A smoother, improved loan application journey
- Enhanced password‑reset functionality
- Simpler, faster statement downloads

Not registered for online banking yet? Download the Cara Credit Union app to get started.

All the modern banking features you expect — with the personal touch only your local credit union can deliver.With the C...
21/06/2026

All the modern banking features you expect — with the personal touch only your local credit union can deliver.

With the Cara Credit Union Current Account, you get:
• Mastercard Debit Card (globally accepted)
• Instant transfers
• 24/7 lost or stolen card support
• Mobile app with Apple Pay, Google Pay & Google Wallet
• Trusted local service from an award‑winning team

And here’s the best part:
Our Current Account is FREE for
• Members aged 12–16
• Students
• Members aged 66+

Ready to upgrade your everyday banking?
👉 Apply or learn more: https://ow.ly/H0Kf50QzwT3

21/06/2026

The ability to own the vehicle outright from day one
✔️ No mileage restrictions
✔️ FREE loan protection insurance
✔️ Competitive rate
✔️ No early repayment fees
✔️ Flexible repayments to suit you

Call us on 066 712 2373, visit us in branch or visit https://ow.ly/gFw650XKaKb
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Ar lorg iasachta carr a thugann duit:
✔️ An cumas an carr a bheith leat go hiomlán ón gcéad lá
✔️ Gan srianta míleáiste
✔️ Árachas cosanta iasachta SAOR IN AISCE
✔️ Ráta iomaíoch
✔️ Gan táillí íocaíochta luatha
✔️ Aisíocaíochtaí solúbtha chun freastal ort
Glaoigh orainn ar 066 712 2373, tabhair cuairt orainn sa bhrainse nó cliceáil ar https://ow.ly/gFw650XKaKb

19/06/2026

Wishing the very best of luck to all teams competing in Féile this weekend. You’ve trained, you’ve prepared, now it’s time to give it everything and enjoy the experience.

Massive appreciation to the management teams and parents for the incredible dedication and support throughout the year.

We have teamed up with Irish Life Financial Services, and are now in a position to refer you for a FREE Financial Review...
19/06/2026

We have teamed up with Irish Life Financial Services, and are now in a position to refer you for a FREE Financial Review

Simply click http://ow.ly/pCNQ50HvPaW to be contacted by Irish Life Financial Services or talk to us in branch.
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Táimid tar éis comhoibriú le Seirbhísí Airgeadais Irish Life, agus táimid anois in ann tú a atreorú le haghaidh Athbhreithniú Airgeadais SAOR IN AISCE.

Níl le déanamh ach cliceáil ar http://ow.ly/pCNQ50HvPaW chun teagmháil a dhéanamh le Seirbhísí Airgeadais Irish Life nó labhair linn sa bhrainse.

We were thrilled to help clean some of the towns of our common bond areas earlier this week. A massive well done to all ...
18/06/2026

We were thrilled to help clean some of the towns of our common bond areas earlier this week.

A massive well done to all involved.

TRALEE TIDY TOWNS

18/06/2026

Dreaming of sunshine, sandy beaches, or a getaway to recharge? ☀️✈️

We can help turn those plans into reality with a great‑value loan and member‑first benefits:

- No penalties for early repayment
- Free Loan Protection Insurance
- Local decision‑making you can trust

Pop into any branch, call 066 712 2373, or apply online: https://ow.ly/SSMK50VnUCz

We are delighted to inform you that we have launched a new 1-year fixed term deposit product with an attractive AER of 2...
17/06/2026

We are delighted to inform you that we have launched a new 1-year fixed term deposit product with an attractive AER of 2.15%.

With this product, you can deposit any amount between €1,000 and €50,000 for a fixed period of 1 year. You will receive a fixed annual equivalent rate of 2.15% per annum. This means that you will know exactly how much interest you will earn at the end of the term.

Apply in person in any of our branches or for more info click https://www.caracreditunion.ie/new-1-year-fixed-term-deposit-account-with-a-guaranteed-interest-rate-of-2-15-aer/ . Closing date 19th June 2026 (unless oversubscribed).

*AER is the annual equivalent rate and show what the interest rate would be if the interest was compounded and applied each year. Interest is subject to Deposit Interest Retention Tax (DIRT), where applicable, at the prevailing rate on the day interest is paid.

Steady beef prices came this week after consecutive decline for the last 5 weeks, but this does not make up for a diffic...
16/06/2026

Steady beef prices came this week after consecutive decline for the last 5 weeks, but this does not make up for a difficult first half of the year.

Data published previously by the agri-food regulator shows that the price paid to beef farmers has fallen by 10.8% year-on-year.

If you are a beef farmer, we can support your farm finance needs. We offer competitive rates and and locally made decisions.

To apply for a Cultivate loan with us call 066 712 2373, click https://www.caracreditunion.ie/our-services/credit-union-loans/our-loan-types/cultivate-farming-loan/ or speak with us in branch.

Cara Credit Union is regulated by the Central Bank of Ireland. Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

(Sources: Agri-Food Regulator, Agriland.ie, Irish Farmers Journal)

Address

45-47 Ashe Street, Co. Kerry
Tralee
V92XY06

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