McNamara & Associates Personal Insolvency Practice

11/03/2026

At McNamara & Associates, we’ve already helped clients access second vouchers to save their homes.

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10/03/2026

At McNamara & Associates Personal Insolvency Practice, we specialise in helping people in Ireland who are struggling with mortgage arrears and unsustainable debts.

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14/01/2026

Repossession was stopped, and a Personal Insolvency Arrangement (PIA) was put in place.

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09/01/2026

Your tracker mortgage is effectively ring-fenced and restructured so that it becomes affordable based on your real income and reasonable household expenses.

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Still affected by the tracker mortgage scandal in Ireland? Learn how a Personal Insolvency Arrangement (PIA) can help you keep your home and your tracker rate.

24/12/2025

If you are on a tracker mortgage in Ireland and are struggling with arrears or other debts, doing nothing usually makes matters worse.

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17/12/2025

If you are dealing with arrears, loan transfers to funds, or mounting debt, the impact of the tracker mortgage scandal is very real.

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15/12/2025

How a Personal Insolvency Arrangement (PIA) can help you keep your home and your tracker rate

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Still affected by the tracker mortgage scandal in Ireland? Learn how a Personal Insolvency Arrangement (PIA) can help you keep your home and your tracker rate.

12/12/2025

Tracker Mortgage Scandal Ireland: How to Protect Your Home: https://lttr.ai/AmDrM

02/12/2025

If you watched the recent RTÉ documentary “Trackers: The People v The Banks”, you probably felt a familiar mix of anger and frustration. In Ireland, the tracker mortgage scandal is not just history. For many households, it is still shaping day-to-day life.

That famous 2007 bus advert, where a man admitted he did not know what a tracker mortgage was, seemed funny at the time. Looking back now, it feels more like a warning about how complex and risky mortgage products had become.

Banks have paid fines and issued apologies. But if you are dealing with arrears, loan transfers to funds, or mounting debt, the impact of the tracker mortgage scandal is very real. https://lttr.ai/AlqcE

24/11/2025

It acknowledges that mortgage arrears are rarely a one-time event, and that families need ongoing support.

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11/11/2025

Over 14,892 mortgages remain more than 720 days behind – families who are years in arrears, with debts often stretching into six figures.

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28/10/2025

By the end of 2024, that figure had dropped to 42,384 mortgages in arrears, a reduction of over 100,000 accounts.

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