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Omega Financial specialises in providing Income Protection, Pension Planning and Wealth Management services to medical professionals, engineers, company directors and IT professionals.

๐๐ฎ๐๐ ๐ž๐ญ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ•: ๐–๐ก๐š๐ญ ๐ˆ๐ญ ๐Œ๐ž๐š๐ง๐ฌ ๐Ÿ๐จ๐ซ ๐†๐๐ฌ  Budget 2027 introduces several changes relevant to GPs, particularly those managing ...
08/10/2026

๐๐ฎ๐๐ ๐ž๐ญ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ•: ๐–๐ก๐š๐ญ ๐ˆ๐ญ ๐Œ๐ž๐š๐ง๐ฌ ๐Ÿ๐จ๐ซ ๐†๐๐ฌ

Budget 2027 introduces several changes relevant to GPs, particularly those managing a combination of practice income, pensions, investments and family wealth.

Some of the key changes include:

๐‚๐ก๐š๐ง๐ ๐ž๐ฌ ๐Ÿ๐ซ๐จ๐ฆ ๐Ÿ• ๐Ž๐œ๐ญ๐จ๐›๐ž๐ซ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ”

- Capital Gains Tax - reduces from 33% to 31% for disposals from 7 October 2026

๐‚๐ก๐š๐ง๐ ๐ž๐ฌ ๐Ÿ๐ซ๐จ๐ฆ ๐Ÿ ๐‰๐š๐ง ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ•

- The standard-rate cut off point - increases by โ‚ฌ2,500 to โ‚ฌ46,500
- Pensions โ€“ Standard Fund Threshold โ€“ increases from โ‚ฌ2.2m to โ‚ฌ2.4m

The Budget also confirms the introduction of a new Investment Account from 1 July 2027. Individuals will be able to invest up to โ‚ฌ12,000 each year, with no CGT, exit tax or eight-year deemed disposal within the account. A 1% annual tax will instead apply to account values above โ‚ฌ50,000.

For GPs, it is important to consider these changes alongside GMS pension benefits, PRSA AVCs and personal pension contributions rather than looking at each area in isolation.

Budget time is therefore a useful opportunity to review your overall position and ensure your pension, investments and longer-term plans remain properly coordinated.

Schedule a free consultation at +353 1 293 8554

๐˜‰๐˜ถ๐˜ฅ๐˜จ๐˜ฆ๐˜ต ๐˜ฎ๐˜ฆ๐˜ข๐˜ด๐˜ถ๐˜ณ๐˜ฆ๐˜ด ๐˜ณ๐˜ฆ๐˜ฎ๐˜ข๐˜ช๐˜ฏ ๐˜ด๐˜ถ๐˜ฃ๐˜ซ๐˜ฆ๐˜ค๐˜ต ๐˜ต๐˜ฐ ๐˜๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ฆ (๐˜•๐˜ฐ. 2) ๐˜‰๐˜ช๐˜ญ๐˜ญ 2026 ๐˜ข๐˜ฏ๐˜ฅ ๐˜ด๐˜ถ๐˜ฃ๐˜ด๐˜ฆ๐˜ฒ๐˜ถ๐˜ฆ๐˜ฏ๐˜ต ๐˜จ๐˜ถ๐˜ช๐˜ฅ๐˜ข๐˜ฏ๐˜ค๐˜ฆ. ๐˜™๐˜ฆ๐˜ง๐˜ฆ๐˜ณ๐˜ฆ๐˜ฏ๐˜ค๐˜ฆ: ๐˜ก๐˜ถ๐˜ณ๐˜ช๐˜ค๐˜ฉ, ๐˜‰๐˜ถ๐˜ฅ๐˜จ๐˜ฆ๐˜ต 2027 โ€“ ๐˜’๐˜ฆ๐˜บ ๐˜œ๐˜ฑ๐˜ฅ๐˜ข๐˜ต๐˜ฆ๐˜ด ๐˜ง๐˜ฐ๐˜ณ ๐˜๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ช๐˜ข๐˜ญ ๐˜‰๐˜ณ๐˜ฐ๐˜ฌ๐˜ฆ๐˜ณ๐˜ด, 6 ๐˜–๐˜ค๐˜ต๐˜ฐ๐˜ฃ๐˜ฆ๐˜ณ 2026.

๐˜–๐˜๐˜” ๐˜๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ช๐˜ข๐˜ญ ๐˜“๐˜ต๐˜ฅ ๐˜›/๐˜ˆ ๐˜–๐˜ฎ๐˜ฆ๐˜จ๐˜ข ๐˜๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ช๐˜ข๐˜ญ ๐˜”๐˜ข๐˜ฏ๐˜ข๐˜จ๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต, ๐˜ณ๐˜ฆ๐˜จ๐˜ถ๐˜ญ๐˜ข๐˜ต๐˜ฆ๐˜ฅ ๐˜ฃ๐˜บ ๐˜ต๐˜ฉ๐˜ฆ ๐˜Š๐˜ฆ๐˜ฏ๐˜ต๐˜ณ๐˜ข๐˜ญ ๐˜‰๐˜ข๐˜ฏ๐˜ฌ ๐˜ฐ๐˜ง ๐˜๐˜ณ๐˜ฆ๐˜ญ๐˜ข๐˜ฏ๐˜ฅ.

๐๐ฎ๐๐ ๐ž๐ญ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ•: ๐–๐ก๐š๐ญ ๐ˆ๐ญ ๐Œ๐ž๐š๐ง๐ฌ ๐Ÿ๐จ๐ซ ๐Œ๐ž๐๐ข๐œ๐š๐ฅ ๐‚๐จ๐ง๐ฌ๐ฎ๐ฅ๐ญ๐š๐ง๐ญ๐ฌ  Budget 2027 includes several changes that may be particularly releva...
08/10/2026

๐๐ฎ๐๐ ๐ž๐ญ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ•: ๐–๐ก๐š๐ญ ๐ˆ๐ญ ๐Œ๐ž๐š๐ง๐ฌ ๐Ÿ๐จ๐ซ ๐Œ๐ž๐๐ข๐œ๐š๐ฅ ๐‚๐จ๐ง๐ฌ๐ฎ๐ฅ๐ญ๐š๐ง๐ญ๐ฌ

Budget 2027 includes several changes that may be particularly relevant to medical consultants with significant pension benefits, private investments or a combination of HSE and private-practice income.

Some of the key changes include:

๐‚๐ก๐š๐ง๐ ๐ž๐ฌ ๐Ÿ๐ซ๐จ๐ฆ ๐Ÿ• ๐Ž๐œ๐ญ๐จ๐›๐ž๐ซ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ”

- Capital Gains Tax - reduces from 33% to 31% for disposals from 7 October 2026

๐‚๐ก๐š๐ง๐ ๐ž๐ฌ ๐Ÿ๐ซ๐จ๐ฆ ๐Ÿ ๐‰๐š๐ง ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ•

- The standard-rate cut off point - increases by โ‚ฌ2,500 to โ‚ฌ46,500
- Pensions โ€“ Standard Fund Threshold โ€“ increases from โ‚ฌ2.2m to โ‚ฌ2.4m

The Standard Fund Threshold increases from โ‚ฌ2.2 million to โ‚ฌ2.4 million from 1 January 2027, with further increases scheduled in subsequent years. Budget 2027 also confirms that the Finance (No. 2) bill 2026 will revise age related valuation factors for Defined Benefit pensions when calculating benefits for SFT purposes from 1 January 2027.

For consultants with HSE pension benefits alongside PRSAs, AVCs or other private pension arrangements, these changes could have a meaningful impact on long-term pension planning.

The new Investment Account, launching from 1 July 2027, may also provide another tax-efficient option for building investments outside your pension.

We can review how your HSE pension, private pension contributions, investments and wider financial plans work together.

Schedule a free consultation at +353 1 293 8554

๐˜๐˜ช๐˜ฏ๐˜ข๐˜ญ ๐˜‹๐˜ฆ๐˜ง๐˜ช๐˜ฏ๐˜ฆ๐˜ฅ ๐˜‰๐˜ฆ๐˜ฏ๐˜ฆ๐˜ง๐˜ช๐˜ต ๐˜ท๐˜ข๐˜ญ๐˜ถ๐˜ข๐˜ต๐˜ช๐˜ฐ๐˜ฏ ๐˜ง๐˜ข๐˜ค๐˜ต๐˜ฐ๐˜ณ๐˜ด ๐˜ข๐˜ฏ๐˜ฅ ๐˜ฐ๐˜ต๐˜ฉ๐˜ฆ๐˜ณ ๐˜ฎ๐˜ฆ๐˜ข๐˜ด๐˜ถ๐˜ณ๐˜ฆ๐˜ด ๐˜ณ๐˜ฆ๐˜ฎ๐˜ข๐˜ช๐˜ฏ ๐˜ด๐˜ถ๐˜ฃ๐˜ซ๐˜ฆ๐˜ค๐˜ต ๐˜ต๐˜ฐ ๐˜๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ฆ (๐˜•๐˜ฐ. 2) ๐˜‰๐˜ช๐˜ญ๐˜ญ 2026 ๐˜ข๐˜ฏ๐˜ฅ ๐˜ด๐˜ถ๐˜ฃ๐˜ด๐˜ฆ๐˜ฒ๐˜ถ๐˜ฆ๐˜ฏ๐˜ต ๐˜จ๐˜ถ๐˜ช๐˜ฅ๐˜ข๐˜ฏ๐˜ค๐˜ฆ. ๐˜™๐˜ฆ๐˜ง๐˜ฆ๐˜ณ๐˜ฆ๐˜ฏ๐˜ค๐˜ฆ: ๐˜ก๐˜ถ๐˜ณ๐˜ช๐˜ค๐˜ฉ, ๐˜‰๐˜ถ๐˜ฅ๐˜จ๐˜ฆ๐˜ต 2027 โ€“ ๐˜’๐˜ฆ๐˜บ ๐˜œ๐˜ฑ๐˜ฅ๐˜ข๐˜ต๐˜ฆ๐˜ด ๐˜ง๐˜ฐ๐˜ณ ๐˜๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ช๐˜ข๐˜ญ ๐˜‰๐˜ณ๐˜ฐ๐˜ฌ๐˜ฆ๐˜ณ๐˜ด, 6 ๐˜–๐˜ค๐˜ต๐˜ฐ๐˜ฃ๐˜ฆ๐˜ณ 2026.

๐˜–๐˜๐˜” ๐˜๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ช๐˜ข๐˜ญ ๐˜“๐˜ต๐˜ฅ ๐˜›/๐˜ˆ ๐˜–๐˜ฎ๐˜ฆ๐˜จ๐˜ข ๐˜๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ช๐˜ข๐˜ญ ๐˜”๐˜ข๐˜ฏ๐˜ข๐˜จ๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต, ๐˜ณ๐˜ฆ๐˜จ๐˜ถ๐˜ญ๐˜ข๐˜ต๐˜ฆ๐˜ฅ ๐˜ฃ๐˜บ ๐˜ต๐˜ฉ๐˜ฆ ๐˜Š๐˜ฆ๐˜ฏ๐˜ต๐˜ณ๐˜ข๐˜ญ ๐˜‰๐˜ข๐˜ฏ๐˜ฌ ๐˜ฐ๐˜ง ๐˜๐˜ณ๐˜ฆ๐˜ญ๐˜ข๐˜ฏ๐˜ฅ.

๐๐ฎ๐๐ ๐ž๐ญ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ•: ๐–๐ก๐š๐ญ ๐ˆ๐ญ ๐Œ๐ž๐š๐ง๐ฌ ๐Ÿ๐จ๐ซ ๐๐ก๐š๐ซ๐ฆ๐š๐œ๐ข๐ฌ๐ญ๐ฌ Budget 2027 introduces several changes that could affect pharmacists and phar...
08/10/2026

๐๐ฎ๐๐ ๐ž๐ญ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ•: ๐–๐ก๐š๐ญ ๐ˆ๐ญ ๐Œ๐ž๐š๐ง๐ฌ ๐Ÿ๐จ๐ซ ๐๐ก๐š๐ซ๐ฆ๐š๐œ๐ข๐ฌ๐ญ๐ฌ

Budget 2027 introduces several changes that could affect pharmacists and pharmacy owners across personal tax, investments and longer-term wealth planning.

Some of the key changes include:

๐‚๐ก๐š๐ง๐ ๐ž๐ฌ ๐Ÿ๐ซ๐จ๐ฆ ๐Ÿ• ๐Ž๐œ๐ญ๐จ๐›๐ž๐ซ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ”

- Capital Gains Tax - reduces from 33% to 31% for disposals from 7 October 2026

๐‚๐ก๐š๐ง๐ ๐ž๐ฌ ๐Ÿ๐ซ๐จ๐ฆ ๐Ÿ ๐‰๐š๐ง ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ•

- The standard-rate cut off point - increases by โ‚ฌ2,500 to โ‚ฌ46,500
- Pensions โ€“ Standard Fund Threshold โ€“ increases from โ‚ฌ2.2m to โ‚ฌ2.4m

Another important development is the new Investment Account, due to launch from 1 July 2027. Contributions will be limited to โ‚ฌ12,000 per year, with a โ‚ฌ50,000 tax-free threshold and a 1% annual tax applying to values above that level.

For pharmacists accumulating wealth through pensions, investments and their business, Budget 2027 provides a useful opportunity to review how each part of your financial plan fits together.

Schedule a free consultation at +353 1 293 8554

๐๐ฎ๐๐ ๐ž๐ญ ๐ฆ๐ž๐š๐ฌ๐ฎ๐ซ๐ž๐ฌ ๐ซ๐ž๐ฆ๐š๐ข๐ง ๐ฌ๐ฎ๐›๐ฃ๐ž๐œ๐ญ ๐ญ๐จ ๐…๐ข๐ง๐š๐ง๐œ๐ž (๐๐จ. ๐Ÿ) ๐๐ข๐ฅ๐ฅ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ” ๐š๐ง๐ ๐ฌ๐ฎ๐›๐ฌ๐ž๐ช๐ฎ๐ž๐ง๐ญ ๐ ๐ฎ๐ข๐๐š๐ง๐œ๐ž. ๐‘๐ž๐Ÿ๐ž๐ซ๐ž๐ง๐œ๐ž: ๐™๐ฎ๐ซ๐ข๐œ๐ก, ๐๐ฎ๐๐ ๐ž๐ญ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ• โ€“ ๐Š๐ž๐ฒ ๐”๐ฉ๐๐š๐ญ๐ž๐ฌ ๐Ÿ๐จ๐ซ ๐…๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐๐ซ๐จ๐ค๐ž๐ซ๐ฌ, ๐Ÿ” ๐Ž๐œ๐ญ๐จ๐›๐ž๐ซ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ”.

๐˜–๐˜๐˜” ๐˜๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ช๐˜ข๐˜ญ ๐˜“๐˜ต๐˜ฅ ๐˜›/๐˜ˆ ๐˜–๐˜ฎ๐˜ฆ๐˜จ๐˜ข ๐˜๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ช๐˜ข๐˜ญ ๐˜”๐˜ข๐˜ฏ๐˜ข๐˜จ๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต, ๐˜ณ๐˜ฆ๐˜จ๐˜ถ๐˜ญ๐˜ข๐˜ต๐˜ฆ๐˜ฅ ๐˜ฃ๐˜บ ๐˜ต๐˜ฉ๐˜ฆ ๐˜Š๐˜ฆ๐˜ฏ๐˜ต๐˜ณ๐˜ข๐˜ญ ๐˜‰๐˜ข๐˜ฏ๐˜ฌ ๐˜ฐ๐˜ง ๐˜๐˜ณ๐˜ฆ๐˜ญ๐˜ข๐˜ฏ๐˜ฅ.

๐๐ฎ๐๐ ๐ž๐ญ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ•: ๐–๐ก๐š๐ญ ๐ˆ๐ญ ๐Œ๐ž๐š๐ง๐ฌ ๐Ÿ๐จ๐ซ ๐ƒ๐ž๐ง๐ญ๐ข๐ฌ๐ญ๐ฌ Budget 2027 introduces several changes that could be relevant to dentists โ€” from...
08/10/2026

๐๐ฎ๐๐ ๐ž๐ญ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ•: ๐–๐ก๐š๐ญ ๐ˆ๐ญ ๐Œ๐ž๐š๐ง๐ฌ ๐Ÿ๐จ๐ซ ๐ƒ๐ž๐ง๐ญ๐ข๐ฌ๐ญ๐ฌ

Budget 2027 introduces several changes that could be relevant to dentists โ€” from personal tax and pension planning to investments and family wealth.

Some of the key changes include:

๐‚๐ก๐š๐ง๐ ๐ž๐ฌ ๐Ÿ๐ซ๐จ๐ฆ ๐Ÿ• ๐Ž๐œ๐ญ๐จ๐›๐ž๐ซ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ”

- Capital Gains Tax - reduces from 33% to 31% for disposals from 7 October 2026

๐‚๐ก๐š๐ง๐ ๐ž๐ฌ ๐Ÿ๐ซ๐จ๐ฆ ๐Ÿ ๐‰๐š๐ง ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ•

- The standard-rate cut off point - increases by โ‚ฌ2,500 to โ‚ฌ46,500
- Pensions โ€“ Standard Fund Threshold โ€“ increases from โ‚ฌ2.2m to โ‚ฌ2.4m

A significant development is the introduction of the new Investment Account from 1 July 2027. Individuals will be able to contribute up to โ‚ฌ12,000 each year, with no CGT, exit tax or eight-year deemed disposal within the account. Instead, a 1% annual tax will apply to account values above โ‚ฌ50,000.

For dentists building pensions and investments independently, these changes create another reason to review how your pension, personal investments and longer-term family wealth strategy work together.

Schedule a free consultation at +353 1 293 8554

๐๐ฎ๐๐ ๐ž๐ญ ๐ฆ๐ž๐š๐ฌ๐ฎ๐ซ๐ž๐ฌ ๐ซ๐ž๐ฆ๐š๐ข๐ง ๐ฌ๐ฎ๐›๐ฃ๐ž๐œ๐ญ ๐ญ๐จ ๐…๐ข๐ง๐š๐ง๐œ๐ž (๐๐จ. ๐Ÿ) ๐๐ข๐ฅ๐ฅ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ” ๐š๐ง๐ ๐ฌ๐ฎ๐›๐ฌ๐ž๐ช๐ฎ๐ž๐ง๐ญ ๐ ๐ฎ๐ข๐๐š๐ง๐œ๐ž. ๐‘๐ž๐Ÿ๐ž๐ซ๐ž๐ง๐œ๐ž: ๐™๐ฎ๐ซ๐ข๐œ๐ก, ๐๐ฎ๐๐ ๐ž๐ญ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ• โ€“ ๐Š๐ž๐ฒ ๐”๐ฉ๐๐š๐ญ๐ž๐ฌ ๐Ÿ๐จ๐ซ ๐…๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐๐ซ๐จ๐ค๐ž๐ซ๐ฌ, ๐Ÿ” ๐Ž๐œ๐ญ๐จ๐›๐ž๐ซ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ”.

๐˜–๐˜๐˜” ๐˜๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ช๐˜ข๐˜ญ ๐˜“๐˜ต๐˜ฅ ๐˜›/๐˜ˆ ๐˜–๐˜ฎ๐˜ฆ๐˜จ๐˜ข ๐˜๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ช๐˜ข๐˜ญ ๐˜”๐˜ข๐˜ฏ๐˜ข๐˜จ๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต, ๐˜ณ๐˜ฆ๐˜จ๐˜ถ๐˜ญ๐˜ข๐˜ต๐˜ฆ๐˜ฅ ๐˜ฃ๐˜บ ๐˜ต๐˜ฉ๐˜ฆ ๐˜Š๐˜ฆ๐˜ฏ๐˜ต๐˜ณ๐˜ข๐˜ญ ๐˜‰๐˜ข๐˜ฏ๐˜ฌ ๐˜ฐ๐˜ง ๐˜๐˜ณ๐˜ฆ๐˜ญ๐˜ข๐˜ฏ๐˜ฅ.

08/10/2026

๐ƒ๐ž๐ง๐ญ๐ข๐ฌ๐ญ๐ฌ ๐๐ซ๐ž ๐‘๐ž๐ญ๐ข๐ซ๐ž๐ฆ๐ž๐ง๐ญ - ๐๐ซ๐ž๐ฉ๐š๐ซ๐ž ๐Ÿ๐จ๐ซ ๐‘๐ž๐ญ๐ข๐ซ๐ž๐ฆ๐ž๐ง๐ญ ๐š๐ง๐ ๐๐ž๐ฒ๐จ๐ง๐

For dentists aged 55 and over, financial planning increasingly focuses on preparing for the next stage of life.

After years of building an income, practice and personal wealth, it is important to understand:

- How much retirement income you may need
- Whether your pension contributions remain suitable
- How your practice and other assets fit into your plan
- Which savings and investments are accessible
- How you will support family commitments
- How wealth may eventually be passed to the next generation

Dentists do not generally benefit from a state-sponsored occupational pension scheme, making private pension and investment planning especially important.

A well-structured plan can help you protect your lifestyle, manage unexpected costs and make informed decisions about retirement.

Schedule a free consultation at +353 1 293 8554 (Sandyford office).

๐˜–๐˜๐˜” ๐˜๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ช๐˜ข๐˜ญ ๐˜“๐˜ต๐˜ฅ ๐˜›/๐˜ˆ ๐˜–๐˜ฎ๐˜ฆ๐˜จ๐˜ข ๐˜๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ช๐˜ข๐˜ญ ๐˜”๐˜ข๐˜ฏ๐˜ข๐˜จ๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต, ๐˜ณ๐˜ฆ๐˜จ๐˜ถ๐˜ญ๐˜ข๐˜ต๐˜ฆ๐˜ฅ ๐˜ฃ๐˜บ ๐˜ต๐˜ฉ๐˜ฆ ๐˜Š๐˜ฆ๐˜ฏ๐˜ต๐˜ณ๐˜ข๐˜ญ ๐˜‰๐˜ข๐˜ฏ๐˜ฌ ๐˜ฐ๐˜ง ๐˜๐˜ณ๐˜ฆ๐˜ญ๐˜ข๐˜ฏ๐˜ฅ.

07/10/2026

๐Œ๐ข๐ ๐‚๐š๐ซ๐ž๐ž๐ซ ๐ƒ๐ž๐ง๐ญ๐ข๐ฌ๐ญ๐ฌ - ๐๐ซ๐จ๐ญ๐ž๐œ๐ญ ๐–๐ก๐š๐ญ ๐˜๐จ๐ฎ ๐€๐ซ๐ž ๐๐ฎ๐ข๐ฅ๐๐ข๐ง๐ 

Mid-career is often when a dentistโ€™s earnings are strongest โ€” but financial commitments can also be at their highest.

Mortgages, education costs, family responsibilities and practice expenses can all place competing demands on your income.

๐“๐ก๐ข๐ฌ ๐ข๐ฌ ๐š ๐ ๐จ๐จ๐ ๐ญ๐ข๐ฆ๐ž ๐ญ๐จ ๐ซ๐ž๐ฏ๐ข๐ž๐ฐ:

- Pension and tax planning
- Income protection
- Practice and business costs
- Investments and accessible savings
- Personal and business wealth
- Family and education planning
- Future wealth transfer

For practice owners, illness or injury can affect more than personal income. It can also place pressure on the ongoing costs of running the business.

A joined-up financial plan can help protect what you have built, support your practice and keep your long-term goals on track.

Schedule a free consultation at +353 1 293 8554

๐˜–๐˜๐˜” ๐˜๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ช๐˜ข๐˜ญ ๐˜“๐˜ต๐˜ฅ ๐˜›/๐˜ˆ ๐˜–๐˜ฎ๐˜ฆ๐˜จ๐˜ข ๐˜๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ช๐˜ข๐˜ญ ๐˜”๐˜ข๐˜ฏ๐˜ข๐˜จ๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต, ๐˜ณ๐˜ฆ๐˜จ๐˜ถ๐˜ญ๐˜ข๐˜ต๐˜ฆ๐˜ฅ ๐˜ฃ๐˜บ ๐˜ต๐˜ฉ๐˜ฆ ๐˜Š๐˜ฆ๐˜ฏ๐˜ต๐˜ณ๐˜ข๐˜ญ ๐˜‰๐˜ข๐˜ฏ๐˜ฌ ๐˜ฐ๐˜ง ๐˜๐˜ณ๐˜ฆ๐˜ญ๐˜ข๐˜ฏ๐˜ฅ.

06/10/2026

๐„๐š๐ซ๐ฅ๐ฒ ๐‚๐š๐ซ๐ž๐ž๐ซ ๐ƒ๐ž๐ง๐ญ๐ข๐ฌ๐ญ๐ฌ - ๐๐ฎ๐ข๐ฅ๐ ๐ฌ๐ญ๐ซ๐จ๐ง๐  ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐Ÿ๐จ๐ฎ๐ง๐๐š๐ญ๐ข๐จ๐ง๐ฌ ๐ž๐š๐ซ๐ฅ๐ฒ

For dentists aged 25โ€“40, the early years of your career are an important time to get the basics right.

๐€๐ฌ ๐ฒ๐จ๐ฎ๐ซ ๐ข๐ง๐œ๐จ๐ฆ๐ž ๐ ๐ซ๐จ๐ฐ๐ฌ, ๐ฌ๐จ ๐๐จ ๐ฒ๐จ๐ฎ๐ซ ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐ซ๐ž๐ฌ๐ฉ๐จ๐ง๐ฌ๐ข๐›๐ข๐ฅ๐ข๐ญ๐ข๐ž๐ฌ. ๐๐ซ๐ข๐จ๐ซ๐ข๐ญ๐ข๐ž๐ฌ ๐ฆ๐š๐ฒ ๐ข๐ง๐œ๐ฅ๐ฎ๐๐ž:

- Protecting your income
- Building an emergency fund
- Saving for a home
- Starting pension contributions
- Planning for future family costs
- Building long-term wealth

Dentistry depends heavily on dexterity, eyesight, concentration and stamina. An illness or injury that affects your ability to work can therefore have a significant financial impact.

Income protection can help protect your earnings if you are unable to work. Dentists and IDA members may also qualify for a 17.5% discount on income protection premiums.

Starting early gives you more time to build financial security and plan with confidence.
Schedule a free consultation at +353 1 293 8554

๐˜–๐˜๐˜” ๐˜๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ช๐˜ข๐˜ญ ๐˜“๐˜ต๐˜ฅ ๐˜›/๐˜ˆ ๐˜–๐˜ฎ๐˜ฆ๐˜จ๐˜ข ๐˜๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ช๐˜ข๐˜ญ ๐˜”๐˜ข๐˜ฏ๐˜ข๐˜จ๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต, ๐˜ณ๐˜ฆ๐˜จ๐˜ถ๐˜ญ๐˜ข๐˜ต๐˜ฆ๐˜ฅ ๐˜ฃ๐˜บ ๐˜ต๐˜ฉ๐˜ฆ ๐˜Š๐˜ฆ๐˜ฏ๐˜ต๐˜ณ๐˜ข๐˜ญ ๐˜‰๐˜ข๐˜ฏ๐˜ฌ ๐˜ฐ๐˜ง ๐˜๐˜ณ๐˜ฆ๐˜ญ๐˜ข๐˜ฏ๐˜ฅ.

05/10/2026

๐…๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐๐ฅ๐š๐ง๐ง๐ข๐ง๐  ๐Ÿ๐จ๐ซ ๐ƒ๐ž๐ง๐ญ๐ข๐ฌ๐ญ๐ฌ

Every dentistโ€™s career develops differently. You may begin as an associate, become a practice owner or partner, and eventually start planning for retirement. As your career changes, so do your income, responsibilities and financial priorities.

๐˜๐จ๐ฎ๐ซ ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐ฉ๐ฅ๐š๐ง ๐ฌ๐ก๐จ๐ฎ๐ฅ๐ ๐ž๐ฏ๐จ๐ฅ๐ฏ๐ž ๐ฐ๐ข๐ญ๐ก ๐ฒ๐จ๐ฎ, ๐œ๐จ๐ง๐ฌ๐ข๐๐ž๐ซ๐ข๐ง๐  ๐š๐ซ๐ž๐š๐ฌ ๐ฌ๐ฎ๐œ๐ก ๐š๐ฌ:

- Income protection
- Pension and tax planning
- Practice ownership
- Family commitments
- Wealth management
- Retirement planning

Unlike many other healthcare professionals, dentists do not have access to a State-sponsored occupational pension scheme, meaning greater personal responsibility for building long-term retirement security.

The right financial strategy should reflect your career stage, practice structure, income and long-term ambitions. Omega Financial has advised dentists across Ireland for over 25 years.

Schedule a free consultation at +353 1 293 8554

๐˜–๐˜๐˜” ๐˜๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ช๐˜ข๐˜ญ ๐˜“๐˜ต๐˜ฅ ๐˜›/๐˜ˆ ๐˜–๐˜ฎ๐˜ฆ๐˜จ๐˜ข ๐˜๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ช๐˜ข๐˜ญ ๐˜”๐˜ข๐˜ฏ๐˜ข๐˜จ๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต, ๐˜ณ๐˜ฆ๐˜จ๐˜ถ๐˜ญ๐˜ข๐˜ต๐˜ฆ๐˜ฅ ๐˜ฃ๐˜บ ๐˜ต๐˜ฉ๐˜ฆ ๐˜Š๐˜ฆ๐˜ฏ๐˜ต๐˜ณ๐˜ข๐˜ญ ๐˜‰๐˜ข๐˜ฏ๐˜ฌ ๐˜ฐ๐˜ง ๐˜๐˜ณ๐˜ฆ๐˜ญ๐˜ข๐˜ฏ๐˜ฅ.

01/10/2026

๐†๐๐ฌ - ๐๐ซ๐ž๐ฉ๐š๐ซ๐ž ๐Ÿ๐จ๐ซ ๐‘๐ž๐ญ๐ข๐ซ๐ž๐ฆ๐ž๐ง๐ญ ๐ฐ๐ข๐ญ๐ก ๐‚๐ฅ๐š๐ซ๐ข๐ญ๐ฒ

For GPs aged 55 and over, financial planning increasingly focuses on preparing for the next stage of life.

๐€๐ญ ๐ญ๐ก๐ข๐ฌ ๐ฉ๐จ๐ข๐ง๐ญ, ๐ข๐ญ ๐ข๐ฌ ๐ข๐ฆ๐ฉ๐จ๐ซ๐ญ๐š๐ง๐ญ ๐ญ๐จ ๐ฎ๐ง๐๐ž๐ซ๐ฌ๐ญ๐š๐ง๐:

- What pension benefits you have built up
- How GMS and private pension arrangements work together
- Whether your contributions remain suitable
- How private-practice income can support retirement
- Which assets will be accessible before and during retirement
- How family support and inheritance should be planned

A well-structured retirement plan can help you protect your lifestyle, manage unexpected costs and make informed decisions about when and how you reduce your workload.

The earlier these questions are addressed, the more options you may have.

Schedule a free consultation at +353 1 293 8554

๐Ž๐…๐Œ ๐…๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐‹๐ญ๐ ๐“/๐€ ๐Ž๐ฆ๐ž๐ ๐š ๐…๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐Œ๐š๐ง๐š๐ ๐ž๐ฆ๐ž๐ง๐ญ, ๐ซ๐ž๐ ๐ฎ๐ฅ๐š๐ญ๐ž๐ ๐›๐ฒ ๐ญ๐ก๐ž ๐‚๐ž๐ง๐ญ๐ซ๐š๐ฅ ๐๐š๐ง๐ค ๐จ๐Ÿ ๐ˆ๐ซ๐ž๐ฅ๐š๐ง๐.

Address

Suite 31 The Mall, Beacon Court
Sandyford
DUBLIN18

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+35312938554

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