Heritage Credit Union

Heritage Credit Union The not-for-profit, community alternative for all your financial needs. At Heritage Credit Union our philosophy has always been to look at things differently.

We are not here for profit. We are here for people. We only propose loans with realistic terms, which you can pay back in a way that works best for you, with no hidden fees, transaction charges or penalties. We offer great FREE services to our members, and our friendly and professional staff are always on hand to gladly assist members with any queries they have. Welcome to Heritage Credit Union.

02/06/2026

Dreaming of your summer Destination!

Its never been easier, apply today with Heritage Credit Union and get booking those Flights, once you have agreed on where it is you wanrt to go that is!

With competitive rates and our app for fast application it couldnt be any easier. Apply today.
🤳Download our App
📞 Call us at (01) 490 0162
📧 Email: [email protected]
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Terms and conditions apply. Heritage Credit Union Limited is regulated by the Central Bank of Ireland.

28/05/2026

A variable rate. With a ceiling. Finally.
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Introducing the Capped Variable Rate Switcher Mortgage from Heritage Credit Union. 3.85% today (3.92% APRC), capped at 4.40% (4.5% APRC) for the first 3 years. The flexibility of a variable rate, with the peace of mind of knowing your repayments cannot rise above the cap.
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Our Mortgages are designed For first-time buyers, movers, switchers and self-builders. Local decisions. No early repayment penalties. Real people on the other end of the phone.
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Visit https://vist.ly/53xvm or call (01) 4900 162

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Warning: Your home is at risk if you do not keep up with repayments on a mortgage or any other loan secured on it.
Warning: The payment rates on this variable-rate loan may be adjusted by the lender from time to time.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
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Loans subject to approval. T&Cs apply. Heritage Credit Union Ltd is regulated by the Central Bank of Ireland.

🔋 Upgrade your home, lower your energy bills!A Home Improvement Loan can help you make energy-efficient upgrades like:☀️...
27/05/2026

🔋 Upgrade your home, lower your energy bills!

A Home Improvement Loan can help you make energy-efficient upgrades like:
☀️️ Solar panels for renewable energy
🏠 Triple-glazed windows for better insulation
💡 Smart home technology for efficiency

Save money and help the environment! Apply today.
📞 Call us at (01) 490 0162
📧 Email: [email protected]

Terms and conditions apply. Heritage Credit Union Limited is regulated by the Central Bank of Ireland.

27/05/2026

Irelands heatwave! But that doesn’t stop our staff! They just pivot and improvise🤣

26/05/2026

Nature’s most fascinating summer phenomenon… the office male abandoning all dignity at the first sign of a heatwave. Socks. Shoes. Shorts. A survival tactic as old as time.
Need help when the sun runs out too? Heritage Credit Union Holiday Loans have you covered.

☀️ As summer begins, the grass is getting greener, and so is Heritage Credit Union.We’re delighted to launch our brand n...
25/05/2026

☀️ As summer begins, the grass is getting greener, and so is Heritage Credit Union.
We’re delighted to launch our brand new Zero-Hassle Green Loan, designed to help you make energy-efficient home improvements or make the switch to a hybrid or electric vehicle, all with no BER cert or grant approval required.

Whether you’re insulating your attic, upgrading windows and doors, adding solar panels, or buying your first EV, our flexible Green Loan offers:
✅ Loan amounts from €1,000 to €150,000
✅ Terms up to 10 years for home improvements
✅ Up to 7 years for EVs
✅ Quick decisions & simplified process

We're here to make sustainability easier and more affordable for our members, because greener choices shouldn’t come with red tape.

📍 Pop into one of our 12 branches
📞 Call us on (01) 490 0162
🌐 Learn more or apply online at: heritagecu.ie/loans/green-loan

Terms and conditions apply. Heritage Credit Union Limited is regulated by the Central Bank of Ireland.

25/05/2026

Meet Harry our new AI agent! he can help with general queries like how to apply for a loan, becoming a member and so much more and is accessible 24/7 on our website.

21/05/2026

In a world that’s becoming more digital every day, we still believe there’s something special about a familiar friendly face.

At Heritage Credit Union, our members are more than account numbers, they’re part of our community. Whether it’s a chat at the counter, support when it’s needed most, or simply seeing someone who knows your name, we’re proud to continue offering the personal service our members value so much.

Because community banking should always feel personal.

19/05/2026

A variable rate. With a ceiling. Finally.
ㅤ
Introducing the Capped Variable Rate Mortgage from Heritage Credit Union. 3.85% today (3.92% APRC), capped at 4.40% (4.5% APRC) for the first 3 years. The flexibility of a variable rate, with the peace of mind of knowing your repayments cannot rise above the cap.
ㅤ
For first-time buyers, movers, switchers and self-builders. Local decisions. No early repayment penalties. Real people on the other end of the phone.
ㅤ
Visit https://vist.ly/53xvm or call (01) 4900 162
ㅤ
Warning: Your home is at risk if you do not keep up with repayments on a mortgage or any other loan secured on it.
Warning: The payment rates on this variable-rate loan may be adjusted by the lender from time to time.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
ㅤ
Loans subject to approval. T&Cs apply. Heritage Credit Union Ltd is regulated by the Central Bank of Ireland.

Address

Credit Union House, Main Street
Rathfarnham
DUBLIN14

Opening Hours

Monday 9:15am - 5pm
Tuesday 9:15am - 5pm
Thursday 9:15am - 6pm
Friday 9:15am - 5pm
Saturday 9am - 12:45pm

Telephone

+35314900162

Website

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