Michael Cassidy Financial Services

23/02/2024

Did you know????

A few helpful points listed below in relation to the two schemes currently available to home buyers

FIRST HOME SCHEME ( Or Shared Home Ownership )

The First Home Scheme (FHS) aims to make home ownership achievable by bridging the gap for first-time buyers and other eligible homebuyers between their deposit and mortgage, and the price of their new home, in exchange for a percentage of equity

 Max purchase price ( Meath ) - 425,000
 30% of the house price or build cost (20% if availing of help to buy scheme also)
 You must be a first time buyer or other eligible homebuyer
 Property must be a new build or self build
 You must have mortgage approval ( max available to you )
 You must not be availing of a loan to income exception
 There is no interest or charges for 5 years – service charge of 1.75% from year 6
 You can buy back your equity at any time

HELP TO BUY SCHEME

The Help to Buy (HTB) scheme is an incentive for first-time property purchasers to help with the deposit needed to purchase or build a new home.

 You must be a first time buyer and purchasing/building a new home
 You can avail of up to 30k – or 10% of the market value (whichever is the lesser)
 Minimum loan to value is 70%
 Maximum market value of the property is 500k
 You must live in the property as your main home for 5 years
 You must buy from a qualifying developer or use a qualifying builder for the self build project

If you wish to discuss these schemes further please contact us at Michael Cassidy Financial Services on 046 9077758

29/12/2023

Meath River rescue, you are all amazing
Please stay safe and we still hope for a positive outcome🤞🙏

01/06/2023

14/02/2022

The CSO Pension Coverage 2021 report has stressed once again the importance of putting some savings aside for your retirement, and not waiting for the Government’s promised auto enrolment pension.

08/02/2022

The Haven decreases come at a time when experts said mortgage rates were at their lowest and the next moves are set to be increases.

02/11/2021

WE'RE HIRING!!
Excellent opportunity exists for a part time Office Administrator at Michael Cassidy Financial Services, Navan. This is a part – time role and you will be required to work three mornings per week.

Purpose – Office Administrator in support role to existing Mortgage, Life and Pensions advisors.

Experience – You must have at least two years’ experience working in a busy Office environment.

How to apply – Forward CV to [email protected] by 16th November 2021.

08/08/2021

ICS Mortgages available though Michael Cassidy Financial Services

We're dropping our fixed and variable rates for new residential mortgages on 9th August!

https://www.icsmortgages.ie/weve-dropped-our-rates

07/08/2021

Lender looking to grow its home loan market share as KBC and Ulster Bank exit Republic

22/12/2020

Our office is now closed until January 5th
We would like to take this opportunity to thank our customers for their business in 2020 and we wish you all a healthy and happy Christmas🎄🎄

23/10/2020

Contact us for more information on ICS's award winning mortgage offering for all Public Sector employees

Phone us now on 46 9077758 or email [email protected]
[email protected]

As an essential service provider we remain open for business.
We are limiting face to face meetings to comply with government health advice but we are still available to service our clients to our usual high standards

The Team at ICS Mortgages are thrilled to have just won “Best Mortgage for Public Sector Employees” awarded by Public Sector Magazine. Pictured with our award are Ray McMahon, CCO & Fergal McGrath CEO. To learn more about our Public Sector Mortgage, click:
https://buff.ly/3j2ljO4

21/08/2020

Our office is closed today Friday 21st August
Condolences to Michael and all the Cassidy family
RIP Imelda

29/06/2020

Our office is open for appointments every day
Contact us on 046 9077758