Smart Money

15/10/2026

Are you making the most of your pension contributions?💰

With tax season underway, now is a good time to review your pension and explore potential tax-saving opportunities.

✅ Qualifying pension contributions may reduce your income tax bill.
✅ Tax relief may be available at your marginal income tax rate, up to 40%.
✅ Your contribution limits depend on your age, earnings and existing contributions.

At Smart Money Financial Consultants, we can help you review your pension, understand your options and plan for your financial future.

Get in touch with our team to arrange a pension review.

Email: [email protected]
Tel: 047 75246

08/10/2026

📊 Budget 2027: the key changes for your finances.

This year’s Budget includes measures affecting first-time buyers, take-home pay, gifts and inheritances, and investments, alongside plans for a new personal investment account.

👉 Swipe through our summary of the main announcements and when they are expected to take effect.

For guidance on what these changes could mean for your financial plans, contact Smart Money Financial Consultants.

Email: [email protected]
Tel: 047 75246

15/08/2026

13/08/2026

🏡 Your Home. Your Mortgage. Our Expertise.

Are you buying your first home, moving house or looking for a better mortgage deal? Smart Money Financial Consultants are here to make the mortgage process easier.

We provide independent, personalised mortgage advice and support you from your initial consultation right through to getting the keys.

We can help with:

🏠 First-Time Buyers
🏡 Home Movers
🔄 Mortgage Switchers
💰 Buy-to-Let Mortgages

With access to leading lenders and one-to-one guidance, we’ll help you understand your options and navigate each stage with confidence.

For more information or to find the mortgage that’s right for you, get in touch with us below 👇

Tel: 047 75246
Email: [email protected]

01/08/2026

Welcome to Smart Money Financial Consultants!

📍70 Glaslough Street, Co. Monaghan, H18R682

20/07/2026

💰 Where should your savings actually be?

Not all of your money should be in the same place.

✅ Current account – Everyday spending
✅ Savings account – Emergency fund & goals within 5 years
✅ Long-term investments – Money you won’t need for 5+ years

Understanding the purpose of each can help you make smarter financial decisions and put your money to work over the long term.

14/07/2026

Thinking about buying your first home?🏡

Before approving your mortgage, lenders look at much more than just your salary. Understanding what they’re assessing can help you prepare, improve your application, and avoid delays.

✅ Stable income
✅ Consistent savings record
✅ 10%+ deposit (plus buying costs)
✅ Healthy bank statements
✅ Manageable existing debt
✅ Secure employment history

Getting mortgage-ready starts long before you submit your application.

09/07/2026

𝐖𝐞’𝐫𝐞 𝐇𝐢𝐫𝐢𝐧𝐠!

We’re seeking a detail-oriented Office Administrator to join our team!

✅ Previous administrative experience preferred
✅ Financial services background an advantage
✅ Excellent organisational and communication skills

Apply now by sending your CV to: [email protected]

01/07/2026

5 Things Every Homeowner Should Review This Year 🏡

Owning a home isn’t just about paying the mortgage—it’s about making sure your finances are working for you.

✅ Mortgage interest rate
✅ Mortgage protection cover
✅ Home insurance policy
✅ Household bills & subscriptions
✅ Emergency fund

A simple annual review could help you save money, improve your financial security, and avoid costly surprises down the line.

28/06/2026

Wishing the Monaghan Senior Team the very best of luck in the quarter-final from all of us at Smart Money Financial Consultants!