25/07/2026
"If the house is insured, isn't everything inside covered too?" 🛑
This is one of the most common - and costly - misconceptions we see.
Whether you're renting a full house or owning your home, standard
Buildings Insurance only covers the physical structure—the bricks,
mortar, roof, and built-in fixtures.
If a burst pipe, kitchen fire, or break-in happens, your personal
belongings are left completely exposed.
Enter Contents-Only House Insurance
Designed to step in where building cover stops, a contents policy acts
as a safety net for everything you've worked hard to buy:
💻 Everyday Tech: Laptops, TVs, smartphones, and home office gear.
🛋️ Furniture & Comforts: Couches, rugs, beds, dining sets, and curtains.
👔 Wardrobe & Personal Goods: Clothes, footwear, jewellery, and sports gear.
🔑Essential Extras: Alternative accommodation costs, key replacement,
and freezer contents.
💡The Simple Upside-Down Rule:
Imagine picking your house up, turning it upside down, and shaking it.
Everything that falls out? That’s what Contents Insurance protects.
Without it, replacing an entire household of items out-of-pocket can
easily run into tens of thousands of Euros.
How Power Insurances Help:
As independent brokers, we compare top Irish and European insurers to
find flexible, budget-friendly contents cover tailored to your
household's exact valuation.
Don't wait for an unexpected event to find out what's covered. 🏠⭐️
Call our local team on (061) 226 722
Email [email protected]