Southeast Mortgages & Financial Services

11/06/2026

Today’s ECB rate rise affects more people than you might think.

📌 Over 100,000 tracker holders in Ireland will see repayments rise almost immediately.
📌 Variable rate customers won’t be far behind.
📌 Those coming off fixed rates will find the market looks very different to when they last signed.
📌 First-time buyers need to move quickly before lenders reprice their products.

On an average Irish mortgage, this rate rise alone could cost you €600 more per year - and further hikes are expected before Christmas.

At SEFS, we help you find the best deal no matter where you are in your mortgage journey. Talk to us about switching today.

Don’t wait. 💪🏡

📞 (053) 942 0899 📧 [email protected]

05/06/2026

Nothing better than hearing from happy clients! ⭐⭐⭐⭐⭐ Thank you so much for the kind words — it means the world to the team 🏡

If you’re thinking about your mortgage, give us a call today.

Apply Online | sefs.ie | (053) 942 0899

We are a Financial Broker offering fee free advice on a range of financial services products.

02/06/2026

Buying your first home? 🏡 Switching your mortgage? 🔄 Investing in property? 📈 Get the best mortgage rate today — first-time buyer, switcher, or investor, we’ve got you covered. 💜 Apply now — link in bio!

25/05/2026

Is your mortgage working for you? 🏡

Switch Smart. Call our team at Southeast Mortgages & Financial Services (it’s simpler than you think) 🤝

19/05/2026

💍 Thinking about popping the question or recently engaged? This article from RTÉ this week with counselling psychologist Niamh Delmar outlines the big conversations every couple should have before committing to marriage - and money is right there on the list.

And she is absolutely right. Finances are one of the most common sources of conflict in relationships. Questions like - are you both financially independent? How will accounts be managed? What happens if you start a family? - are all conversations worth having early.

From our side, we would add a few more to that list 💜
Are you thinking about buying a home together? Do you both have protection in place if something happened to one of you? Have you thought about pension planning as a couple?

Getting your finances aligned before you walk down the aisle can make a huge difference to your life together.
We help couples navigate exactly this - mortgages, protection, financial planning and pensions.

A conversation with our team could be one of the best things you do as a couple this year. 🏡

📞 (053) 942 0899 📧 [email protected]

PensionPlanning SoutheastMortgages

SEFS Ltd t/a Southeast Financial Services and Southeast Mortgages is regulated by the Central Bank of Ireland

13/05/2026

Congratulations to Philip on being recognised as All- Ireland Mortgage Business Person of the Year 2026.

“The awarding of the All-Ireland Mortgage Business Person of the Year 2026 accreditation, for a third consecutive recognition, reflects sustained
performance at the highest level. It recognises not only Philip’s professional capability, but also his integrity, leadership, and dedication to achieving the best outcomes for his clients.” AIBF Ireland.

👏

08/05/2026

“79% of Irish workers do not feel prepared for retirement”

A major new report published this week by the Financial Planning Standards Board Ireland, the Institute of Banking, the LIA and the Retirement Planning Council of Ireland has revealed a serious gap between financial confidence and actual retirement readiness in Ireland.

Here is what caught our attention 👇

Nearly half of people say they simply do not understand retirement planning. A third do not fully understand their own pension scheme.

The average worker expects their retirement income to replace just 42% of their salary, when you actually need closer to 50 to 55% to maintain your standard of living.

Confidence actually drops as people get closer to retirement. Among those aged 55 to 64, only 1 in 10 say they feel financially prepared.

And 51% say they wish they had started planning earlier.

The report also found that 60% of workers would welcome sitting down with a professional to work it all out.

That is what we do every day. No jargon, no pressure, just honest advice that helps you picture the retirement you actually want. 💜

📞 (053) 942 0899 📧 [email protected]

PensionIreland RetirementReady FinancialWellbeing

05/05/2026

Did you know your pension comes with some serious perks?

Here are 3 reasons why starting or growing your pension is one of the smartest financial moves you can make in Ireland right now 👇

💜 Tax relief on contributions: every €100 you put in can cost you as little as €60. Revenue tops up the rest.

📈 Tax-free growth: Unlike most other investments, your pension pot grows without being taxed along the way. That means more growth.

🎉 Tax-free lump sum at retirement: When you retire, you can take up to €200,000 completely tax-free. A powerful way to start the next chapter.

Our team can help you understand your options and make the most of every benefit available to you.

📞 (053) 942 0899 📧 [email protected]

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29/04/2026

🏡 First-time buyers are back at Celtic Tiger levels but this time the foundations are stronger.

New BPFI figures published today show that FTB mortgage drawdowns in Q1 2026 are the highest since 2007, with 5,626 first-time buyers drawing down €1.8bn in just three months.

And the pipeline looks even stronger. FTB approvals hit €10.57bn over the last 12 months, the highest level since records began in 2011.

If you’re thinking about buying your first home in 2026, now is the time to get your mortgage sorted.

📞 Call us on (053) 942 0899 🌐 sefs.ie 📩 [email protected]

Full data available at bpfi.ie

BPFI HomeBuying IrishHousing Wexford SefsIe

23/04/2026

We don’t just support business, we stand with the people building the South-East. 💜

At Southeast Mortgages & Financial Services, we are proud to be rooted in this region. Every mortgage we arrange, every financial plan we put in place, every family we help into a home — it all matters to us because this is our community too.

Whether you are buying your first home, growing your business, or planning for the future, we are here to walk that journey with you.

📞 (053) 942 0899 📧 [email protected]

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