Southeast Mortgages & Financial Services

Southeast Mortgages & Financial Services We are a Financial Broker offering fee free advice on a range of financial services products. If you do, that's our business!
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If you don't want or need great financial advice that's your business.

Will retirement at 65 become a thing of the past?..Interesting figures from RTÉ today, around three quarters of adults s...
07/09/2026

Will retirement at 65 become a thing of the past?..Interesting figures from RTÉ today, around three quarters of adults surveyed believe they may need to work longer to support themselves in retirement.

It’s a good reminder that retirement planning isn’t just about a pension pot. It’s about giving yourself options later in life.

The earlier you plan, the more choices you may have. Contact us [email protected] for a chat about your options.

Worth a read 👇

Source: RTÉ / Irish Life Life100+ Report



SEFS Ltd t/a Southeast Financial Services and Southeast Mortgages is regulated by the Central Bank of Ireland

🏆 Three years running!We’re incredibly proud to see our Director, Philip Cullen, named All-Ireland Mortgage Business Per...
03/09/2026

🏆 Three years running!

We’re incredibly proud to see our Director, Philip Cullen, named All-Ireland Mortgage Business Person of the Year 2026 for the third consecutive year! 🎉

A fantastic recognition of Philip’s leadership, expertise and commitment to putting our clients first and a proud moment for the whole Southeast Mortgages team.

Congratulations Philip! 👏🏆

Could your mortgage be worth reviewing? Mortgage switching is on the rise. According to figures from the Banking & Payme...
28/08/2026

Could your mortgage be worth reviewing?

Mortgage switching is on the rise.

According to figures from the Banking & Payments Federation Ireland (BPFI), mortgage switching activity increased by more than 71% year-on-year.

With mortgage rates varying significantly between lenders, it could be worth reviewing your current mortgage, particularly if you’re coming to the end of a fixed rate.

Every mortgage is different, but knowing what options are available could make a real difference.

📩 Thinking about switching? Get in touch and we can help you review your options.

[email protected] | (053) 942 0899

Full Read 🗞️ Irish Independent

Well done team, and thank you to our client for this wonderful review! We really appreciate the feedback. 👍Looking to re...
26/08/2026

Well done team, and thank you to our client for this wonderful review! We really appreciate the feedback. 👍

Looking to remortgage, switcher, become first-time buyer in 2026?

Let us help.

📧 [email protected]

Meet  ! Philip Cullen is the founder of Southeast Financial Services, with over 25 years’ experience in this industry. H...
25/08/2026

Meet ! Philip Cullen is the founder of Southeast Financial Services, with over 25 years’ experience in this industry. He has established himself as a leader in his industry and holds a Thought Leader Accreditation in Mortgages and Financial Planning from the All-Ireland Business Foundation that honours Irish businesses based on the company’s background, trustworthiness and performance, including feedback from customers, vendors and employees. Philip is a member of Brokers Ireland, the Life Association of Ireland, and the Institute of Bankers. He is passionate about finding the best outcome for clients ensuring that you and your family can enjoy a happy and secure life.

📧 [email protected]
📞 053 942 0899
🖥️ sefs.ie

Retirement may feel a long way off, but starting your pension planning sooner can give your money more time to grow and ...
21/08/2026

Retirement may feel a long way off, but starting your pension planning sooner can give your money more time to grow and help you work towards the lifestyle you want later in life.

Whether you’re just getting started, reviewing an existing pension or wondering if you’re putting enough aside, getting the right advice can help you make informed decisions about your financial future.

🏖️ One day, you could be very glad you started today.
Talk to Michael & our Pensions Team at Southeast Financial Services to discuss your options.

📞 053 942 0899
📧 [email protected]
🌐 sefs.ie

🏡 Could a little extra each month make a big difference to your mortgage?Making small additional payments toward your mo...
18/08/2026

🏡 Could a little extra each month make a big difference to your mortgage?

Making small additional payments toward your mortgage could help reduce your outstanding balance faster, shorten the term of your mortgage and potentially reduce the total interest you pay over time.
Even a modest overpayment can add up, but it’s important to check the terms of your mortgage first, as limits or charges may apply.

Want to explore what your options could look like? Get in touch with Philip Cullen and the team at Southeast Mortgages & Financial Services.

📞 (053) 942 0899
📧 [email protected]

🏡 A positive shift for Irish mortgage holders.For the first time in more than three years, average new mortgage rates in...
14/08/2026

🏡 A positive shift for Irish mortgage holders.

For the first time in more than three years, average new mortgage rates in Ireland have fallen below the Eurozone average.

Irish new mortgage rates averaged 3.49%, compared with 3.51% across the Eurozone.

It’s a small difference but a significant change from where the Irish mortgage market has been.

The important question is: are you getting the best rate available for your circumstances?

If you’re coming off a fixed rate, considering switching, or planning to buy, it’s worth reviewing your options.

📩 DM me “MORTGAGE” and we will help you see what’s available.

🗞️ Read in full on IRISH INDEPENDENT

Address

The Avenue
Gorey
Y25H7F8

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+353539420899

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