23/06/2026
Many of the biggest financial challenges people face are not caused by poor decisions, but by life events, changing circumstances, or opportunities that have simply been forgotten over time.
In this week’s Sunday Times “Your Questions Answered” feature, I address two situations that highlight just how important it is to regularly review your financial position.
The first involves a reader whose former spouse’s gambling addiction led to mortgage arrears, a personal insolvency arrangement and, years later, ongoing difficulties accessing credit. The second explores how to trace a potentially forgotten pension from a previous employer and why unclaimed retirement benefits can represent a significant lost opportunity.
Both cases underline an important lesson: financial setbacks do not have to define your future, and unanswered questions about your finances are often easier to resolve than you might think.
Whether you’re dealing with credit issues, reviewing your retirement planning, managing debt, or simply trying to understand your financial options, seeking advice early can make a meaningful difference.
Thank you to The Sunday Times for continuing to provide a platform for practical financial guidance that helps people make more informed decisions.
To read the full feature, see this week’s edition of The Sunday Times.
If you’d like to discuss your own financial circumstances, visit www.curranfutures.ie (http://www.curranfutures.ie/) and let’s have a conversation.
