Curran Futures

Call Directions Website Contact the business

Curran Futures Providing financial planning and investment advice for founders, leaders and executives in the Technology, Pharma and MedTech world

If you receive company shares as part of your remuneration, the reduction in Capital Gains Tax from 33% to 31% is worth ...
08/10/2026

If you receive company shares as part of your remuneration, the reduction in Capital Gains Tax from 33% to 31% is worth paying attention to.

While the change doesn't affect how your RSUs are taxed when they vest, it could make a difference if you've accumulated shares over the years and are considering selling.

For many employees in the tech and medtech sectors, company shares have become a significant part of their overall wealth. And sometimes, the potential tax bill can be enough to put off making a decision about what to do with them.
The recent change offers a good opportunity to revisit that decision, particularly if you've been thinking about diversifying.

We've broken down what has changed, what hasn't, and why it might be worth reviewing your company shares.

If your company shares have grown into a significant part of your wealth, now might be a good time to review the role they play in your longer-term plans.

visit: www.curranfutures.ie

Great to see our own Karen Sheridan representing Curran Futures at the Pathway to Innovate Growth Workshop at Platform94...
08/10/2026

Great to see our own Karen Sheridan representing Curran Futures at the Pathway to Innovate Growth Workshop at Platform94.

The session, delivered in partnership with IRDG, Driving Irish Innovation and facilitated by Alan Costello of Resolve Ventures, offered a valuable opportunity to step away from the day-to-day and focus on the bigger picture, identifying priorities, exploring new opportunities and putting practical plans in place for future growth.

A particular highlight was hearing from Rachel Kavanagh, CMO of Siren, who shared her experience across technology, digital transformation, marketing and commercial growth.

Events like this are a great reminder of the value of taking time to learn, connect and challenge how we think about the next stage of growth.

Thanks to Platform94, IRDG and everyone involved for a really worthwhile session.

Visit: www.curranfutures.ie

A really enjoyable evening for Gary Browne and Sam O'neill from the Curran Futures team, attending the Galway Chamber Ch...
08/10/2026

A really enjoyable evening for Gary Browne and Sam O'neill from the Curran Futures team, attending the Galway Chamber Chamber Budget & Economic Briefing.

It was a great opportunity to step away from the day-to-day, hear some thoughtful perspectives on Budget 2027 and the wider economic outlook, and catch up with people from across the Galway business community.

Events like this are always valuable, not just for the insights shared, but for the conversations afterwards and the chance to hear first-hand whatโ€™s on the minds of businesses locally.

A big thank you to Galway Chamber and everyone involved for putting together such an informative and engaging evening.

Plenty of food for thought as we continue helping our clients plan confidently for the future.

www.curranfutures.ie

24/09/2026

What if your money had a mission, one that actually meant something to you?

Not something carved in stone, that sounds a little heavy, but something written in pencil, ready to be shaped, adjusted and rewritten as life unfolds. Because money goals change, just as our lives do. Priorities shift. Careers evolve. Families grow. Plans change.

The point isnโ€™t to get it perfect. Itโ€™s to get started, understand what really matters to you and keep your financial plan flexible enough to evolve alongside your life.

So, whether youโ€™re catching up over a coffee, on the commute, taking a break between meetings or doing the school run on an autumn afternoon, take a few moments for a conversation that might change how you think about your money, and the purpose behind it.

๐“๐ก๐ž ๐‚๐ฎ๐ซ๐ซ๐š๐ง ๐…๐ฎ๐ญ๐ฎ๐ซ๐ž๐ฌ ๐ฑ ๐‚๐š๐ซ๐ฅ ๐‘๐ข๐œ๐ก๐š๐ซ๐๐ฌ ๐‚๐ก๐š๐ญ
Carl and Ross explore the idea of a Money Mission Statement.

๐ŸŽฅ Watch the full discussion below:
https://lnkd.in/eq3izA3Y
www.curranfutures.ie

RossCurran HumanSideOfFinance MoneyTalk FinancialPlanning Ireland InvestingWithPurpose

21/09/2026

Most people start financial planning because something feels off, a money problem to solve, a goal to hit, a bit of financial uncertainty to clear up.

๐๐ฎ๐ญ ๐ฐ๐ก๐š๐ญ ๐ข๐Ÿ ๐ญ๐ก๐š๐ญโ€™๐ฌ ๐ฃ๐ฎ๐ฌ๐ญ ๐ญ๐ก๐ž ๐ฌ๐ฎ๐ซ๐Ÿ๐š๐œ๐ž?
In Chapter 1 of our conversation, Carl Richards and Ross Curran explore one of the most fundamental questions in financial planning:

โ€œ๐–๐ก๐š๐ญ ๐›๐ซ๐ข๐ง๐ ๐ฌ ๐ฒ๐จ๐ฎ ๐ก๐ž๐ซ๐ž?โ€
Great advisors know that behind every spreadsheet, portfolio, and plan lies something deeper, a purpose. Money isnโ€™t the goal; itโ€™s a tool. The real question is:

๐–๐ก๐š๐ญ ๐๐จ ๐ฒ๐จ๐ฎ ๐ฐ๐š๐ง๐ญ ๐ญ๐จ ๐ฎ๐ฌ๐ž ๐ข๐ญ ๐Ÿ๐จ๐ซ?

At Curran Futures, we believe true financial advice starts not with numbers, but with meaning.

๐ฐ๐ฐ๐ฐ.๐œ๐ฎ๐ซ๐ซ๐š๐ง๐Ÿ๐ฎ๐ญ๐ฎ๐ซ๐ž๐ฌ.๐ข๐ž


AI may be one of the most important investment themes of our time, but that does not mean investors should ignore valuat...
21/09/2026

AI may be one of the most important investment themes of our time, but that does not mean investors should ignore valuation or concentration.

Many diversified portfolios already hold significant exposure to companies such as NVIDIA, Microsoft, Apple, Alphabet, Amazon and Meta. The question is not whether AI will continue to develop, but whether your portfolio has become too dependent on a relatively small group of companies continuing to outperform.
In our latest article, we look at AI exposure, portfolio concentration and why diversification still matters.

Read the full article at https://www.curranfutures.ie/insights/post/ai-is-booming--is-your-portfolio-too-dependent-on-it-/
Letโ€™s have a conversation.

Company Directors: How Much Should You Pay Yourself?Running your own limited company gives you flexibility over how and ...
21/09/2026

Company Directors: How Much Should You Pay Yourself?

Running your own limited company gives you flexibility over how and when you take income. But it also raises an important question:

How much should you take from the company, and what should you do with the rest?

The answer should consider your lifestyle, business strength, tax efficiency and longer-term financial goals.

In our latest insight, we look at the key factors company directors should consider when deciding how much to pay themselves.

Read the full article:

https://www.curranfutures.ie/insights/post/company-directors--how-much-should-you-pay-yourself-/

If you would like to review whether your current approach supports your long-term goals, letโ€™s have a conversation.

Are bonds worth another look for Irish investors?For years, bonds were seen as the quieter part of an investment portfol...
21/09/2026

Are bonds worth another look for Irish investors?
For years, bonds were seen as the quieter part of an investment portfolio โ€” designed to provide stability, diversification and more predictable returns.
Then 2022 changed the conversation.

Rapid interest-rate increases pushed bond prices sharply lower, leaving many investors questioning whether bonds still deserved a place in a long-term portfolio.

Today, however, the starting point looks very different.
Bond yields are materially higher. In Ireland, a new 10-year Government bond issued in 2020 offered a yield of just 0.285%. At the July 2026 NTMA auction, the 2036 bond yielded 3.242%, while the 2055 bond yielded 3.822%.

That does not mean bonds will automatically deliver strong returns from here. But investors are now being offered a much more meaningful potential return for holding them.

Read our latest insight as we look at what happened to bond markets, why returns were so weak and what the changing environment could mean for Irish investors.
https://www.curranfutures.ie/insights/post/are-bonds-worth-another-look-for-irish-investors-/

www.currranfutures.ie

hashtag

Looks like the Curran Futures jersey is becoming one of the most photographed shirts in Galway! ๐Ÿ˜„Great to see Bearna GAA...
21/09/2026

Looks like the Curran Futures jersey is becoming one of the most photographed shirts in Galway! ๐Ÿ˜„

Great to see Bearna GAA's Seรกn Fitzgerald proudly wearing the colours.

We're delighted to support Bearna GAA and invest in a club that's building success both on and off the pitch.

Weโ€™re delighted to welcome Sam Oโ€™Neill to the Curran Futures team as our new Junior Associate.Sam will be supporting the...
21/09/2026

Weโ€™re delighted to welcome Sam Oโ€™Neill to the Curran Futures team as our new Junior Associate.
Sam will be supporting the team across client servicing, helping us continue to deliver the thoughtful, client-first service our clients value.
Itโ€™s great to have him on board, and we look forward to supporting him as he builds strong foundations for his career in financial planning.

Address

21 Mary Street
Galway
H91CC65

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+35391861001

Website

Alerts

Be the first to know and let us send you an email when Curran Futures posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Curran Futures:

Shortcuts

Share

Category