Financial Coaching

13/03/2026

You can get the old-age pension if you:
✅ Are 66 or older
✅ Have enough social insurance (PRSI) contributions

This pension is known as the State Pension (Contributory). It’s not means-tested, so you can get it even if you have other income. 💰

You can choose to defer (delay) getting this pension up to the age of 70. While deferring your pension, you can continue working and making PRSI contributions, so that when you do claim your pension, you’ll get a higher rate.

If you retire early, check if you need to pay voluntary PRSI contributions.

Since 2025, there’s a new way of calculating your State Pension (Contributory). 🧮

12/03/2024

Interesting .....

Study shows women in retirement still fare poorly under Irish pensions system

08/03/2024

ECB hold main interest rate at 4% at meeting of March 7th 2024. Inflation, while reducing is still sticky. Wage growth contributing to keeping inflation above 2 %.

14/12/2023

ECB hold interest rate steady at 4% while inflation in Eurozone eases to 2.4%. Fingers crossed that 2024 will see some cuts in rates.

24/04/2023

Financial Coaching offers a range of life coaching, mentoring and training sessions to help you.

28/03/2023

Interest rates beginning to rise on some Deposit Offerings from An Post

The interest rates on a range of medium to long-term State savings products are to increase, on foot of several hikes of European Central Bank interest rates since last July.

03/01/2023

New Year new tax situation.....

31/12/2022

Best wishes to al for a lovely 2023

10/11/2022

I guess it was to be expected that new Fixed rates would rise with ECB increasing the interest rate.

Bank of Ireland said today it has increased fixed rates for new mortgages by 0.25% after the recent interest rate increases by the European Central Bank.

02/11/2022

Its never easy to save money but when you consider it is paying yourself first - that might take the pain out of it - somewhat

Financial Coaching offers a range of life coaching, mentoring and training sessions to help you.