07/11/2025
🚨 STOP! Is Your Home Underinsured? 🏡
The new SCSI Rebuild Costs are out, and they show an average national increase of 7%!
Here’s the danger: If you’re insuring your home based on its market value (what you’d sell it for) instead of the actual rebuild value, you’re exposed to a major shortfall in the event of a home insurance claim.
The cost to demolish, clear the site, and rebuild your home in Ireland has gone up. If you are underinsured, your policy won’t cover the full cost, leaving you to pay the difference—which could be tens of thousands of Euro.
✅ Quick Check:
Insure your home for Rebuild Value NOT Market Value. They are two separate things.
You also need to include the rebuild cost of your shed/garage, boundary walls, tarmac drive etc
Did you check the latest SCSI calculator?
Have you updated your policy this year?
Don’t wait for a disaster to find out you’re underinsured. As a Loss Assessor, my job is to ensure you’re covered correctly before a claim happens, and to maximise your settlement if it does.
Check Your Policy NOW!