Minotaur Financial Services Ltd

05/05/2026

A company that services impaired loans has written to homeowners who are in mortgage arrears offering them a gift voucher if they engage with it.

04/04/2026

This is what happens when there is little to no competition

Banking AIB and Bank of Ireland tipped as Europe’s biggest winners if interest rates rise Donal MacNamee April 2, 2026 Business Post subscribers can read:• Which lenders stands to gain most if interest rates climb further• How shifting global tensions are influencing expectations for rate chan...

18/03/2026

Sinn Féin says more than 9,000 families being charged interest rates of over 6% by ‘vulture funds’

06/02/2026

One advantage of a Personal Insolvency Arrangement is that it provides legal certainty if you specify the debt

Debts can be written down to a level you can afford with the aim of trying to keep you in the house where possible

Call 0868815710 for a Free 15 min consultation to see if its suitable for you.

Though a US video its still very relevant.

They’re called “zombie mortgages” — debts that homeowners thought were forgiven long ago, only to learn that they still exist and could cost them their homes...

29/01/2026

Roughly 90% of Bankruptcies are self adjudicated in Ireland

It is a powerful way to get rid of debt but it has consequences

Alternatives to Bankruptcy are a Debt Settlement Arrangement which deals with Unsecured Debt or a Personal Insolvency Arrangement that deals with Secured (Mortgage) and Unsecured debt

17/12/2025

If arrears are falling its because houses are being repossessed

Insolvency applications are also down

The Anomaly is the Court lists getting stacked

I for one don't believe the stats

Decline in arrears has been helped by strength of economy despite threat of global shocks

10/12/2025

The post attached is very misleading.

Under the Personal Insolvency Acts one of the objectives recognises the importance of trying to keep people in their homes where possible

Ir has to be exercised through a PIP and no other body.

You can vindicate your rights through personal insolvency.

It's not necessarily in your interests to litigate matters in the High Court exposing yourself to substantial legal costs when if your proposal is rejected you can litigate a proposal through a PIP by and large with benefit if legal aid and not be exposed to costs

Remember a PIP can impose a solution on a vulture fund even if they don't like it

382 likes, 23 comments. “Fundamental Rights and Statutory Entitlements: Your home is protected by the Constitution and by law. A mortgage holder or vulture fund cannot interfere with your home unless they comply fully and exactly with the Personal Insolvency Act 2012, the EU Credit Servicers and C...

02/12/2025

Mortgage to Rent in a PIA is a good way to wrap up all other debts.

Co Meath home will be made subject to a mortgage-to-rent scheme

01/12/2025

All personal insolvency proposals are judged against the Bankruptcy outcome

Unsecured debt arose from buy-to-let property investments by James McDonnell (52), a father of four from Co Westmeath

03/11/2025

So an independent auditor was there to check the banks implemented the "Review" correctly

Are these the same Auditors who keep getting fined for bad audits

If he can't trust them wgy should the public ?

The former governor of the Central Bank, Patrick Honohan, has said the organisation was probably too trusting of the banks when it was dealing with the tracker mortgage scandal.