Ocean.ie

21/04/2025

Guide to investing in using some of your Irish

Irish Pension Options with Exposure to Gold Gold has long been regarded as a safe-haven asset, providing stability and protection against market volatility. For individuals in Ireland seeking to diversify their pension investments, funds with exposure to gold offer a unique opportunity. This guide e...

10/07/2024

These Irish pension tech funds have returned 17% year to date...and an eye-watering 552% cumulative return over ten years.

Should you pivot your Irish oriented investment pot – (e.g. maybe even a bit) – into getting at least some exposure to the new wave of AI / Bitcoin innovation? Most people choose a generic mixed asset fund with a mid-range ESMA rating (which is often prudent – especially for a pension) Many ho...

29/02/2024

Meet your mortgage broker - for independent contractors looking for expert advice.

29/02/2024

https://ocean.ie/pensions/simple-guide/

It's never too late...nor too soon.

This stripped down guide below will help you understand the basics of pensions at a glance.

27/02/2024

https://ocean.ie/pensions/zurich-vs-irish-life/

Two big beasts - or is it apples to oranges?

Zurich and ILIM are two of the most popular pension/investment fund providers in Ireland. So who is better…which option is best? Should you switch or should you stick? Below are two charts: The first chart looks at the long term trailing performance of an aggregate basket of each provider’s most...

27/02/2024

https://ocean.ie/pensions/transfers/

Guide to moving a pension investment fund in Ireland.

covers the most common ways of moving a pension investment fund in Ireland irrespective whether it is from a former employer fund either here or from abroad.

22/02/2024

https://ocean.ie/pensions/

Compare your pension options with an independent broker.

Ocean Finance is regulated by the Central Bank of Ireland. The value of your investment may go down as well as up.

Whether you are considering setting up a pension for the first time or already have a pension and are unhappy with its performance check this out...

08/08/2023

Your mortgage is a big deal for life....so you could use an AI chatbot OR get time with an expert broker with a 30 year track record of customer success. > https://ocean.ie/mortgages/

Ocean.ie is regulated by the Central Bank of Ireland.

Warning
YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT.

10/06/2023

https://ocean.ie/investing-in-tech/

Last decade has been spectacular....but what about the next one?

Most people choose a generic mixed asset fund with a mid-range ESMA rating (which is often prudent – especially for a pension) albeit many do not realise that more ‘aggressive’ growth options are available whilst still getting the same tax reliefs on your investments. Irish domiciled funds pro...

24/05/2023

https://ocean.ie/why-do-irish-managed-property-pension-funds-suck/

Compare Irish managed property-focused pension funds over the last ten years....

The Irish people (it is said) are obsessed with property – perhaps as a post-colonial, post-famine signifier of wealth and status. However those who stuck their hard-earned Trevelyan corn into managed and diversified property funds run by Irish LifeCo’s over the last decade and more – may not ...

16/05/2023

https://ocean.ie/equity-funds/

Compare the best performing equities-focused Irish managed funds.

When looking for a ‘Steady Eddie’ approach to long term savings or investing for retirement, most folks chose a mixed asset fund* which contains a mix of equities (i.e. stocks or shares) and bonds (i.e. government/corporate) and traditionally this conservative strategy often followed the 60:40 r...

27/04/2023

https://ocean.ie/pensions/arfs/

Key Takeout: An ARF can avoid the market cycle timing ‘cliffhanger’ at retirement ergo you can keep your funds in the market without having to cash out all at once.

You could be ARFing all the way to the bank ;-)

If you are planning for retirement, one of the important aspects that you need to consider is how you are going to maximize returns on your pension fund to support your lifestyle and longevity projection after you retire. One popular option is to invest your pension savings into an Approved Retireme...