24/08/2026
Buying your first home in Ireland can feel like an uphill battle, but the Help to Buy scheme gives first-time buyers a major advantage. If you are purchasing or self-building a new property, you could claim up to €30,000 back from the tax you have already paid over the past four years.
Here is a quick breakdown of the core eligibility rules.
👉Maximum Refund: Up to €30,000 or 10 percent of the purchase price, whichever is less.
👉Property Value Limit: The home must cost 500,000 euros or less and must be a newly built or self-built property.
👉Mortgage Minimum: You must take out a mortgage of at least 70 percent of the property's value from a qualifying lender.
👉Residency Rule: You must live in the property as your main home for at least five years.
At Pangea Mortgages, we make the application process seamless. We guide you through claiming your maximum tax refund while securing the right mortgage product for your circumstances.
Any questions? Comment below and we'll answer.
Pangea Mortgages | 0858600728 | [email protected]
