Integral Financial Planning

01/12/2023

If you can avoid these investment mistakes you will go a long way to minimising losses and making returns on your money💰

𝐖𝐚𝐧𝐭 𝐭𝐨 𝐥𝐞𝐚𝐫𝐧 𝐦𝐨𝐫𝐞? Click the follow button or get in touch!

28/11/2023

There is a lot of uncertainty around Inflation, Interest Rates & Wars/Conflicts worldwide💡

The only you way can gain certainty is through planning and making provisions for something going wrong✅

This includes having an emergency fund, reviewing your life & illness policies, diversifying your pensions & investments and taking a long-term view on your situation🎯

03/11/2023

The below graph shows recessions and equity market performance📈

The context shows a long-term positive trend but the drops are not pleasant!

13/10/2023

This week we saw the announcement of and there were a number of measures included that should create more disposable income for individuals.

✅ Increase in tax credits
✅ Mortgage interest relief
✅ Reduction in childcare costs
✅ Increase in tax bands

I recommend you to create additional money in your pockets and try to invest it💡

That means increasing your pension contribution, claiming your tax back, and spending that on hobbies and holidays!

10/10/2023

A common question we get asked by clients...

𝐇𝐨𝐰 𝐦𝐮𝐜𝐡 𝐝𝐨 𝐲𝐨𝐮 𝐧𝐞𝐞𝐝 𝐢𝐧 𝐫𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭?

A rough rule of thumb is 75% of your pre-retirement income BUT it should also allow you to maintain your current lifestyle🏖️

The calculation of how much YOU need is done on a case-by-case basis as everyone's personal expenses and lifestyle differ and it won't be a one-size-fits-all💡

There are a number of factors you need to consider and Hugh cover them in this morning's video⬇️
https://youtu.be/rGTtpDiQgn8?si=f6kISb5h-LlUmGbS

06/10/2023

A common question we get asked by clients...

𝐇𝐨𝐰 𝐦𝐮𝐜𝐡 𝐝𝐨 𝐲𝐨𝐮 𝐧𝐞𝐞𝐝 𝐢𝐧 𝐫𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭?

A rough rule of thumb is 75% of your pre-retirement income BUT it should also allow you to maintain your current lifestyle🏖️

The calculation of how much YOU need is done on a case-by-case basis as everyone's personal expenses and lifestyle differ and it won't be a one-size-fits-all💡

𝐖𝐚𝐧𝐭 𝐭𝐨 𝐥𝐞𝐚𝐫𝐧 𝐦𝐨𝐫𝐞? Click the follow button or get in touch!

02/10/2023

What and most importantly who are the most valuable contributors to your business?

𝐇𝐢𝐧𝐭💡 It's the people who work in the business, who process admin efficiently, who are customer-facing, and who make sales.

In this morning's video, I share how you can protect your business and provide your staff with death or illness protection.

What and most importantly who are the most valuable contributors to your business?𝐇𝐢𝐧𝐭💡 It's the people who work in the business, who process admin effi...

29/09/2023

What and most importantly who are the most valuable contributors to your business?

𝐇𝐢𝐧𝐭💡 It's the people who work in the business, who process admin efficiently, who are customer-facing, and who make sales.

In this morning's infographic, I share how you can protect your business and provide your staff with death or illness protection.

26/09/2023

At Integral Financial Planning we're so grateful to be able to deliver guidance for your businesses or personal financial needs🤝🏻

If we have assisted you in any way with your financial or investment requirements please leave us a review of your positive experience on Google⭐

21/09/2023

Recently investment returns in equities and managed funds haven't been the most compelling🤔

But, long-term (projected and historical) returns are there for those who remain invested or invest now💡

The following are 10-year investment returns to start with and you should speak to a financial advisor to understand these principles better!