25/02/2023
Taking care of your finances is like trying to lose weight.
You can’t change 100% of your habits overnight!
Give yourself some time
That is the best way to ensure long term changes.
- Sleep on big purchases. If it's not something you need, take a week to think on it.
- Never spend more than you have.
- Stick to a lower credit card limit.
- Budget to zero.
- Try a no-spend challenge.
- Stop paying for fees.