Mortgage ABC

Mortgage ABC Mortgage ABC® by First Choice Financial Services 🏆 Supporting Customers for 25 Years 🏡 Simpler, Faster & More Accessible Homeownership 🤝

01/09/2026

Getting the basics right ✅

Applying for a mortgage appears as a large and in-charge, overwhelming task for prospective applicants, often because it's one, a huge life milestone for many, but also two, there is so much information out there, it can be hard to break it all down alone

That's why we have broken it down in an easy-to-digest simple way, so you can take it one step at a time and get yourself ready to make an application when you're ready.

Start with considering these key influencing factors to mortgage approval and tick off the ways you meet each of these criteria to give you a leg up 👇

➡️ Income & Income Stability
➡️ Deposit
➡️ Repayments
➡️ Application Status
➡️ Employment Status
➡️ Shopping for Options

Our pre-screening assessments will make this very simple for you, gathering the information in one go and searching the market for what will suit you.

Try it now in just 10 minutes or less! 🔗 www.mortgageabc.ie/start

From the first call to drawdown, here's everything you need to know about how the mortgage process works.👉 Step 1: The F...
27/08/2026

From the first call to drawdown, here's everything you need to know about how the mortgage process works.

👉 Step 1: The First Call & Preparation
Speak with a broker to discuss borrowing limits and rules, in addition to reviewing your savings history, deposit size, and income capabilities.

👉 Step 2: Document Gathering
Start gathering bank statements, recent payslips, proof of address, proof of identity and employment details.

👉 Step 3: Approval in Principle
Submit your full paperwork to the lender to determine your conditional maximum lending limit

👉 Step 4: House Hunting & Sale Agreed
Use your AIP letter to bid on homes safely and pay a refundable booking deposit to the estate agent once your offer is accepted.

👉 Step 5: Property Valuation
The lender will instruct an independent valuer to verify the property's market value, and this report will be returned to the lender.

👉 Step 6: Formal Loan Offer
The lender approves the specific property and finalises the terms of your mortgage. A formal, binding loan pack is issued to you and your solicitor.

👉 Step 7: Legal Conveyancing & Contracts
Your solicitor reviews the legal title and checks property conditions, and you sign the loan offer, property contracts and the remaining balance deposit.

👉 Step 8: Drawdown & Completion 🏡
Your solicitor requests the money, the lender transfers the funds, and you get your keys to your new home!

There is a lot of information to take on board, so don't be afraid to reach out to our expert team of advisors across Dublin and Limerick for advice and guidance today!

Start by taking a mortgage assessment online today in less than 10 minutes 🔗 https://mortgageabc.pulse.ly/tjbd6gjgcx

Or speak to one of our expert advisors directly 👇

📞 0818 183033
📧 [email protected]

Adding to the good reviews! ⭐️⭐️⭐️⭐️⭐️We are thrilled to have received another fantastic review from a very happy custom...
24/08/2026

Adding to the good reviews! ⭐️⭐️⭐️⭐️⭐️

We are thrilled to have received another fantastic review from a very happy customer of Mortgage ABC 👏

Making the journey to homeownership simpler, faster and more accessible is our mission, and seeing it come to life with testimonials like this makes the work we do feel so special 🏡

Visit our website and take a Pre-Approval or Remortgage Assessment today, it takes less than just 10 minutes 🔗 https://mortgageabc.pulse.ly/wxd29e2iev

Or get in touch with us via phone or email 👇

📞 0818 183033
📧 [email protected]

90 Days to Mortgage-Ready, Here's How... 🗺️Applying for a mortgage involves a bit more than just submitting a form and w...
21/08/2026

90 Days to Mortgage-Ready, Here's How... 🗺️

Applying for a mortgage involves a bit more than just submitting a form and waiting for approval.

While we make the porcess the simplest it can be, there are a few things you can do to speed up the process and make it that much more efficient, getting you on the road to homeownership quicker 🚗

Here's a timeline you can follow 👇

Days 1-30: Clean Your Accounts and Track Spending
Days 31-60: Optimise Your Savings Account & Eradicate Any Debts
Days 61-90: Package Documents & Submit Your Application

Following these steps, tips, and tricks is the best way to start on the right foot and get that home you've been dreaming of.

Start the process by taking a mortgage assessment online today in less than 10 minutes 🔗 https://mortgageabc.pulse.ly/dhkteg17mr

Or speak to one of our expert advisors directly 👇

📞 0818 183033
📧 [email protected]

Home renovation costs and mortgage top-ups are both rising, but you could be overpaying for either 😰Most people fund ren...
20/08/2026

Home renovation costs and mortgage top-ups are both rising, but you could be overpaying for either 😰

Most people fund renovations with a mortgage top-up to lock in a lower rate over a longer term. But it's not the only option, and it's rarely the cheapest.

Switching lenders while adding renovation funds often beats a top-up, since it lowers the rate on your entire mortgage, not just the new portion.

Why it's worth it:

👉 Lower rate on everything: A top-up only gets the new funds a mortgage rate. Switching moves your whole balance to a cheaper lender.

👉 Big savings: Irish rates vary by 3%+ between lenders. Switching a €358k mortgage could save €640/month (€7,600/year).

👉 Free cash via cashback: Many lenders offer 2–3% cashback or lump sums (e.g. AIB's €3,000 switcher payment), enough to fund your renovation or cover moving costs.

👉 Green Mortgage rates: Improve your BER to B3+ and switching unlocks discounted green rates on your full balance.

👉 Same effort, same cost: Both routes need a solicitor, valuation, BER assessment, and income checks (~€2,000). Since the paperwork's identical, it pays to shop around.

The best way to explore every suitable offer for you is with the help of our advisors at Mortgage ABC, bringing you one broker and every lender🔓

Quick start by taking our Remortgage Assessment today 🔗 https://mortgageabc.pulse.ly/1gqxpz9kye

Or speak to one of our expert advisors directly 👇

📞 0818 183033
📧 [email protected]

Source: https://rte.pulse.ly/ldc4rrxbgw

Do you know just how much you could be saving on your mortgage? 😵We know that switching can feel complicated and time-co...
18/08/2026

Do you know just how much you could be saving on your mortgage? 😵

We know that switching can feel complicated and time-consuming; that’s why we’re simplifying it.

Our switching calculator can give you and esitmate of predicted savings, pulling the most competitive offers from across the market into one place, with one broker.

Calculate the savings that you could be leaving on the table now 🔗 https://mortgageabc.pulse.ly/09rlw9dwj3

By not reviewing your current mortgage, you could be leaving tens of thousands on the table.

When you work with a broker:

✅ You don't miss out on any offers
✅ We do the hard work for you
✅ Access lenders also offering cashback, covering your legal costs and helping you with the switch

It's a no-brainer 🧠

Call or submit your application today 👇

📞 0818 183033
📧 [email protected]

14/08/2026

Don't let these three things trip you up! 💡🙅‍♂️

If you are considering buying your first home and applying for your first mortgage, you might know some of the common dos, don'ts and advice for buyers.

But there can be niche pieces of information that you may miss out on, without a little help from us!

Be sure to remember these three application tips & advice as you prepare:

1️⃣ The Central Bank can have exemptions, but the quota is small, so being ready as early in the year as possible can help.

2️⃣ Know your current account activity like the back of your hand, because banks will ask for more than just one payslip and proof of income. Try to have your accounts as "application ready" as possible.

3️⃣ AIP (Approval In Principle) lets you know what you could borrow. But banks will do their own valuation of the property, and it can come in lower than what you were approved for. In that case, they only approve for their valuation amount, not your approval. Be sure to have additional savings in case this gap crops up.

Don't go through the mortgage process alone; let our team of expert lenders with over 25 years of experience support you.

Visit our website and take a Pre-Approval or Remortgage Assessment today; it takes less than 10 minutes 🔗 https://mortgageabc.pulse.ly/fmyyybjdfw

Or get in touch with us via phone or email 👇

📞 0818 183033
📧 [email protected]

New data from June highlights a marginal increase in mortgage rates from 3.48% to 3.49%, but marks the first time rates ...
13/08/2026

New data from June highlights a marginal increase in mortgage rates from 3.48% to 3.49%, but marks the first time rates in Ireland have been below the Eurozone average in three years 🔻

Source 🔗 https://rte.pulse.ly/hrmqqdriik

If you were considering reviewing your mortgage, or are due to come off a fixed rate soon, now is the best time to start exploring with us.

As the mortgage market becomes increasingly competitive, there are more offers and better options available than ever & our qualified mortgage brokers can help you navigate the market with ease.

Visit our website and take a Pre-Approval or Remortgage Assessment today; it takes less than 10 minutes 🔗 https://mortgageabc.pulse.ly/odfeoujp1p

Or get in touch with us via phone or email 👇

📞 0818 183033
📧 [email protected]

1 of just 300+ 5-Star Google Reviews for Mortgage ABC ⭐️Hearing from our happy clients is one of the top perks of the jo...
10/08/2026

1 of just 300+ 5-Star Google Reviews for Mortgage ABC ⭐️

Hearing from our happy clients is one of the top perks of the job and droves everything we do here at Mortgage ABC.

We are delighted to be able to play an instrumental role in the lives of our customers, helping to make homeownership simpler, faster and more accessible for them in whatever way we can!

Our team is just a few clicks away, ready and waiting to support you.

Visit our website and take a Pre-Approval or Remortgage Assessment today, it takes less than just 10 minutes 🔗 https://mortgageabc.pulse.ly/uvldiqhrd4

Or get in touch with us via phone or email 👇

📞 0818 183033
📧 [email protected]

07/08/2026

Take the guesswork out of mortgage repayments ❌ 🫣

We know it's important for you to be able to get an idea of what being a homeowner, and ultimately a mortgage holder, is actually going ot look like for you, financially.

By submitting this quick assessment, we will give you an accurate estimation of the repayments you could expect with a mortgage sourced through us as your broker

And don't forget, we have access to the entire market, so if you're ready to save time equally as much as money, we're your go-to.

Why not give it a go? Free of obligation!

https://mortgageabc.pulse.ly/lt8nza4u8c

Address

128 Baggot Street Lower
Dublin
D02A430

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+35315310166

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