MBC Financial Limited

12/08/2025

What Employers and Employees need to know about Auto Enrolment.

What is auto-enrolment?

Auto-enrolment is a retirement savings system for employees who haven’t joined or don’t have access to a workplace pension scheme. Here are the five things you need to know, as an employer:
1. Auto-enrolment will be called ‘My Future Fund’ and is run by a new Government body, the National Automatic Enrolment Retirement Savings Authority (NAERSA).
2. All employees aged between 23 and 60, earning over €20,000 per annum and not currently contributing to a pension will be enrolled via their payroll.
3. Employers will need to facilitate and contribute to auto enrolment; even companies with existing workplace pension schemes may be impacted.
4. Auto-enrolment does not apply to self-employed.
5. The planned launch date is 1st January 2026.

Please see below 2 links from Zurich Life on Auto Enrolment for both Employers and Employees.

https://www.zurich.ie/corporate/auto-enrolment-employers/

https://www.zurich.ie/corporate/auto-enrolment-employees/

You may already offer a workplace pension, but has everyone joined? If not, they will be automatically enrolled into My Future Fund. The first step is to check how many employees have not joined your workplace pension scheme and make a plan. If you don’t offer a workplace pension, you need to eval...

11/05/2025

Secure your Future. Leave a Legacy.
Trusted investment advice from your local experts

At MBC financial, we understand that building a secure future starts with making the right choices today. Whether you’re planning for retirement, growing your savings,or creating a legacy, our team is here to help you invest wisely.

Our Listowel office, led by Patrick Crowley, offers personalised advice tailored to your goals. With deep local knowledge and years of experience, we guide you through the complexities of financial planning, ensuring your money works as hard as you do.

Don’t leave your future to chance—trust the expertise of a local company committed to helping you achieve financial peace of mind.

MBC Financial Ltd provides unbiased financial advice on Investments, Pensions and wealth protection.

26/02/2025

At MBC Financial, we understand that building a secure future starts with making the right choices today. Whether you’re planning for retirement, growing your savings or creating a legacy, our team is here to help you invest wisely.

Our Listowel office, led by Patrick Crowley, offers personalised
advice tailored to your goals. With deep local knowledge and years of experience, we guide you through the complexities of financial planning, ensuring your money works as hard as you do.

MBC Financial Ltd provides unbiased financial advice on Investments, Pensions and wealth protection.

24/10/2024

MBC Financial Limited acquires Adrian Murphy Life & Pensions.

MBC Financial is delighted to announce the acquisition of Adrian Murphy Life & Pensions. The acquisition aligns with MBC Financials' long term growth plan.

This strategic move marks a significant step forward in MBC Financials' commitment to our client service offering, product portfolios and driving synergies.

Over the coming weeks, our team at MBC Financial will work closely with Adrian to ensure a seamless integration process. Clients of Adrian Murphy Life & Pensions can expect continued support from Adrian and the team at MBC Financial Limited. We can be contacted on 021 4277910 or email: [email protected]

14/11/2023

Timing the market is hard, really hard. As financial advisors at MBC Financial, we understand that one of the most significant drawbacks of market timing is the potential for missed opportunities.

Clients who attempt to time the market may find themselves waiting for the perfect investment moment, which can lead to substantial missed gains, especially during periods of market growth. The below chart from Visual Capitalist shows this is a very compelling way. We have lots of investment advice if you are thinking of investing or changing how you invest: https://mbcfinancial.ie/personal-investments/

16/10/2023

MBC Financial Summary of Budget 2024: Key updates on pensions, social welfare, cost of living support, taxation insights, and changes in PRSI, CAT, and CGT rates.

Summary of Budget 2024: Key updates on pensions, social welfare, cost of living support, taxation insights, and changes in PRSI, CAT, and CGT rates.

10/10/2023

MBC Financial is delighted to announce that we have been awarded Cork Pension & Investment Broker 2023 for the third year in a row by the All-Ireland Business Foundation and have maintained our Business All-Star Accreditation for the fourth year in a row – 2020, 2021, 2022 and 2023.

Our team has been very busy over the last few weeks working with the All-Ireland Business Foundation to maintain our Business All-Star Accreditation Certificate. This accreditation is an outstanding achievement and recognises the hard work and dedication of our team in providing a best in class service to all our clients.

Business All-Star accredited companies are defined as; progressive, indigenous Irish businesses which meet the highest standards of verified Trust, Commitment, Performance and Customer Centricity. In maintaining this accreditation we continue to be part of an unique group of businesses and we believe this continues to demonstrate our commitment to improving our service to our clients and suppliers.

None of this would have been possible without our wonderful team and clients. We would like to thank you for your continued support.

https://lnkd.in/ehVFYuZT

04/10/2023

Today is World Financial Planning Day! We are excited to release new consumer research findings on the value of to Irish consumers.

We are living in an ever-changing, complex world which is calling for people everywhere to become more financially responsible. The good news is professional financial planning can help. Financial planners support people to take control of their financial lives, empowering them to feel more confident and stay on track to achieve their goals.

11/08/2023

MBC Financial Limited acquires Larry O'Mahony Financial Services Limited.

MBC Financial is delighted to announce the acquisition of Larry O'Mahony Financial Services. The acquisition aligns with MBC Financials' long term growth plan.

This strategic move marks a significant step forward in MBC Financials' commitment to our client service offering, product portfolios and driving synergies.

Over the coming weeks, our team at MBC Financial will work closely with Larry O'Mahony and Kathleen Ryan to ensure a seamless integration process. Clients of Larry O'Mahony Financial Services can expect continued support and service with the addition of Kathleen Ryan to the MBC Financial team.

08/05/2023

Secure Your Financial Future with Expert Pension Investment Advice

Ensure a comfortable retirement with expert pension investment advice in Ireland, personalised strategies and support from MBC Financial.