David Kelleher Financial Services

David Kelleher Financial Services Straight talking financial advice made simple. Helping public & private sector clients with pensions, protection, investments and financial planning.

David Kelleher is regulated by the Central Bank of Ireland Don't allow the name "small" fool you we have years of experience as well as a riches of knowledge in Life Assurance , Mortgage Protection, Serious Illness Cover, Accident Cover, Income Protection, Pensions, AVC'S, Savings plans and Investments. We are passionate people whose primary goal is to help as many people as possible take steps to

protect themselves against financial distress in the event of sickness, injury or death. We specialize in a range of products designed to protect you, your family and your loved ones from the impact of short-term illness, life-changing conditions and death. If you feel your bank or broker does not have YOUR interests at the core then get in touch. We will always put you and your budget first. We will do our utmost to help you plan your financial path and try not to bore you to tears. We have built a reputation for building long term relationships with our clients. Aside from that our ethos is keep it simple. We avoid jargon and say it like it is. Wherever you are on your financial journey when you become our client you get a wealth of experience in Life Assurance , Mortgage Protection, Serious Illness Cover, Accident Cover, Income Protection, Pensions, AVC'S, Savings plans and Investments. We focus on establishing long term relationships
We are passionate about making your money work harder for you
And we don’t deal in Bs just honest simple advice

Most of our clients are referrals which we believe is testimony to the service we provide...


David Kelleher Insurances,
Unit 3D
North Point House
North Point Business Park
Old Mallow Road
Cork |
T23 AT2P

087 8096630 021 2066215 [email protected]


David Kelleher is regulated by the Central Bank of Ireland as a Multi-Agency Intermediary. We are members of Life Insurance Association(LIA) and Brokers Ireland.

NEW HERE? 👋Welcome to David Kelleher Financial Services.We’re are a financial planning business based in Cork, helping p...
16/06/2026

NEW HERE? 👋

Welcome to David Kelleher Financial Services.

We’re are a financial planning business based in Cork, helping people all over Ireland make sense of pensions, protection, investments and retirement planning.

Meet the team

📊 Dave Kelleher

Founder of DKFS, pension specialist, vintage car enthusiast and the calm voice of reason when the rest of us are chasing new ideas.

❤️ Carmel Green
Income Protection specialist, social media enthusiast, mum of two young adults and passionate about helping people protect their income, their families and their future.

📈 Conor Daly
Our pension whizz kid, number cruncher and resident fishing enthusiast who somehow manages to make pension calculations look easy.

📞 Catriona
The voice behind many of the phone calls, emails and WhatsApp messages. If you’ve booked an appointment, uploaded documents or needed help finding your way through the process, chances are you’ve already spoken to Catriona.

Fun fact: she keeps us all organised. No small task. 😂

What makes us different?

We believe financial advice should be straightforward, honest and easy to understand.

No jargon.

No pressure.

No silly questions.

Just real conversations and practical advice.

Whether you’re starting your first pension, protecting your income, planning for retirement or simply trying to figure out what all the paperwork means, we’re here to help.

Thanks for following along. We’re delighted you’re here. 😊

# DKFS ❤️ -protection

💬 Got a financial question?We've popped a question box up on Instagram today and nothing is off limits!📚 AVCs💰 Pensions❤...
14/06/2026

💬 Got a financial question?

We've popped a question box up on Instagram today and nothing is off limits!

📚 AVCs
💰 Pensions
❤️ Income Protection
🏡 Life Cover
🔑 Mortgage Protection
📈 Investments

Or anything else that's been on your mind.

Pop over to Instagram, drop your question into the box, and we'll answer as many as we can throughout the day.

📲 https://www.instagram.com/davidkelleherfinancialservices/

No such thing as a silly question 😊

13/06/2026

Quick question…

Do you know if your pension contributions increase automatically each year?

Most people don’t.

Here’s why it matters.

If you’re paying €200 a month into your pension today and you’re still paying €200 a month in 10 years’ time, inflation has quietly been eating away at the value of those contributions.

Indexing simply means your contributions increase gradually over time, helping your pension keep pace with rising costs and growing earnings.

A small increase today can make a surprisingly big difference to your retirement fund in the future.

So here’s today’s homework…

Check your pension.

Is it indexed?

If you don’t know the answer, it might be worth finding out.”

11/06/2026

NQT’s attention please 😉

Book your FREE Consult now

One of the things we’d be looking at is whether an AVC makes sense for you.

Most NQTS don’t realise they can start from Day one

10/06/2026

The pension question everyone asks….

Book your FREE Consult

09/06/2026

35 Year Rule = Retirement Key 🔑

✅ Helps you retire at 55

❌ Does not add pension service

❌ Does not increase your pension

✅ Can help satisfy the 35 year requirement

Pre 2004 only

Follow DKFS for pension explanations in plain English. 😊

Most people don’t contact us because they’re worried about getting sick.They contact us because they’re worried about wh...
08/06/2026

Most people don’t contact us because they’re worried about getting sick.

They contact us because they’re worried about what happens to everything else if they do.

🏡 The mortgage still needs paying.
☕ The coffee dates still happen.
✈️ The holidays are still booked.
🎓 The college fees still arrive.
❤️ Family life keeps moving.

A funny thing happens with income protection…

Everyone agrees it’s important.

Very few people think it’s urgent.

Until it is.

The biggest mistake we see?

Waiting until insurance becomes important.

We’ve lost count of the number of people who have said:

“I meant to sort that last year.”

The best time to arrange protection is when you’re healthy enough to get it.

🎉 To make it even easier, we’re currently offering:

✅ 15% OFF your premium
✅ TWO MONTHS FREE cover

📩 If it’s been sitting on your to do list for a while, get in touch.

We’d be happy to have a chat and answer any questions.

08/06/2026

You asked

We answered

If your question isn’t here stick it in the comments and we will answer it next time

From all of us in DKFS best of luck over the coming days you have got this
02/06/2026

From all of us in DKFS best of luck over the coming days you have got this

🎉 DAY 3 OF THE DKFS 10K EVENT 🎉💡 TIP OF THE DAYOne of the biggest misconceptions people have is:“Sure I’ll be paid if I ...
21/05/2026

🎉 DAY 3 OF THE DKFS 10K EVENT 🎉

💡 TIP OF THE DAY

One of the biggest misconceptions people have is:

“Sure I’ll be paid if I go out sick.”

Yes! But not forever and in some cases not at all

A lot of people don’t realise how quickly salary can reduce once sick leave starts stacking up.

And unfortunately the mortgage company still expects their money!

This is why Income Protection is so important.

It’s not about being dramatic.
It’s about protecting the income that pays for your actual life.

And don’t forget

💥 TWO MONTHS FREE on ALL protection policies
💥 10% OFF AVC setup fees

For the next 10 DAYS ONLY.

Contact [email protected]

Address

2 Church Street Kanturk
Cork
EIRE

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 5pm

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