David Kelleher Financial Services

Directions Website Contact the business

David Kelleher Financial Services Straight talking financial advice made simple. Helping public & private sector clients with pensions, protection, investments and financial planning.

David Kelleher is regulated by the Central Bank of Ireland Don't allow the name "small" fool you we have years of experience as well as a riches of knowledge in Life Assurance , Mortgage Protection, Serious Illness Cover, Accident Cover, Income Protection, Pensions, AVC'S, Savings plans and Investments. We are passionate people whose primary goal is to help as many people as possible take steps to protect themselves against financial distress in the event of sickness, injury or death. We specialize in a range of products designed to protect you, your family and your loved ones from the impact of short-term illness, life-changing conditions and death. If you feel your bank or broker does not have YOUR interests at the core then get in touch. We will always put you and your budget first. We will do our utmost to help you plan your financial path and try not to bore you to tears. We have built a reputation for building long term relationships with our clients. Aside from that our ethos is keep it simple. We avoid jargon and say it like it is. Wherever you are on your financial journey when you become our client you get a wealth of experience in Life Assurance , Mortgage Protection, Serious Illness Cover, Accident Cover, Income Protection, Pensions, AVC'S, Savings plans and Investments. We focus on establishing long term relationships
We are passionate about making your money work harder for you
And we don’t deal in Bs just honest simple advice

Most of our clients are referrals which we believe is testimony to the service we provide...


David Kelleher Insurances,
Unit 3D
North Point House
North Point Business Park
Old Mallow Road
Cork |
T23 AT2P

087 8096630 021 2066215 [email protected]


David Kelleher is regulated by the Central Bank of Ireland as a Multi-Agency Intermediary. We are members of Life Insurance Association(LIA) and Brokers Ireland.

The deadline to claim against your 2025 income is fast approaching! And our diary is filling up📅 Monday 26 October: Dead...
16/10/2026

The deadline to claim against your 2025 income is fast approaching!

And our diary is filling up

📅 Monday 26 October: Deadline for new business.

📅 Thursday 29 October: Deadline for existing clients making additional contributions.

Want to know what a pension top up could actually cost you?

Don't leave it until the deadline.

📞 Call us on 029 50624

📧 [email protected]

🌐 Book a consultation at davidkelleher.ie

📣 PRE 2004 TEACHERS, IT’S YOUR TURN!We’ve covered the Post 2004 and Post 2013 teachers, so now we’re turning our attenti...
14/10/2026

📣 PRE 2004 TEACHERS, IT’S YOUR TURN!

We’ve covered the Post 2004 and Post 2013 teachers, so now we’re turning our attention to those who started teaching before April 2004!

We’ll be covering

· The 55/35 rule and who qualifies

· How your pension and lump sum are calculated

· Early retirement and the reductions involved

· What happens if you retire before State Pension age

· AVCs and how they fit into your retirement plans

As always, we’ll keep it straightforward, practical and leave the complicated pension jargon at the door!

📅 Wednesday 21 October
🕕 6pm
💻 FREE Online Webinar

🎥 And yes, before anyone asks, the webinar WILL be recorded and available to watch afterwards! 😂

So if 6pm doesn’t suit, don’t worry. You can catch up at a time that does!

Link in bio

Teachers’ Financial Advice Ireland | DKFS

Thinking about starting an AVC? Well, here’s a little incentive to finally get it sorted!We’re offering 10% off your AVC...
08/10/2026

Thinking about starting an AVC?

Well, here’s a little incentive to finally get it sorted!

We’re offering 10% off your AVC consultation AND 10% off your AVC setup fee!

But before you start throwing money into an AVC, let’s make sure it actually makes sense for you.

We’ll look at your pension position, what you’re trying to achieve, what you can comfortably afford and whether an AVC is the right option.

Because your pension planning should fit around your life, not the other way around.

Use code AVC10 when booking.

📞 029 50624
📧 [email protected]

Offer applies to new AVC business only. Existing AVC policies and reviews are excluded.

Sunday evening.The traditional home of: “I really must sort that this week.” 😂• Pension.• Income protection.• Life cover...
27/09/2026

Sunday evening.

The traditional home of: “I really must sort that this week.” 😂
• Pension.
• Income protection.
• Life cover.
• Mortgage protection.

That AVC you have been meaning to look at for six months.

The policy you took out years ago and cannot actually remember what it covers.

You do not have to know what you need before you contact us.

That is our job.

You tell us what you have, what you are trying to protect or achieve, and we help you work out the rest.

No financial jargon competition required.

If sorting your finances has been sitting on the list for a while, maybe this is the week.
📞 029 50624 📧 [email protected]

Book Consult https://davidkelleherfinancialservices.as.me/schedule/969f686b

Your weekend reminder Not everything has to be productive.You do not need to spend Saturday night reviewing your pension...
26/09/2026

Your weekend reminder

Not everything has to be productive.

You do not need to spend Saturday night reviewing your pension, checking your mortgage rate and calculating your life cover 😂

• Go for dinner.
• Watch rubbish television.
• Bring the dog for a walk.
• See your people.

The money stuff will still be there Monday.

And so will we

[email protected]

A little Saturday money check 👀Not a spreadsheet. Not a 14 point financial plan.Just three questions while the kettle is...
26/09/2026

A little Saturday money check 👀

Not a spreadsheet. Not a 14 point financial plan.
Just three questions while the kettle is boiling ☕

1. If your wages stopped for a few months, how long would your savings actually last?
2. If something happened to you, would the people you love be financially, okay?
3. When was the last time you looked at your pension rather than just hoping

Future You has it sorted? 😂

You do not need to sort your entire financial life in one weekend. But knowing where the gaps are is a decent place to start. And if the answer to any of those questions is “ehhh… no idea”…
That is literally what we are here for. 📞 029 50624 📧 [email protected]

Is Income protection a waste of money?”This question has been doing the rounds and I have spent a fair bit of today thin...
22/09/2026

Is Income protection a waste of money?”

This question has been doing the rounds and I have spent a fair bit of today thinking about it.

Then I went digging and found a post I wrote back in 2019 when I thought every sentence needed about 14 emojis 😂

The style has definitely changed. The message really hasn’t. My answer?

I genuinely hope it is.

Because if you pay for income protection for years and never claim a cent, that usually means life behaved itself.

And that is exactly what we want. Income protection is not there because we think something bad is definitely going to happen.

It is there because sometimes it does.
Maybe you have great sick pay.
Maybe you have savings.
Maybe there are two incomes coming into the house.
Maybe your mortgage is small.
Maybe you already have cover somewhere else.
Or maybe your income is carrying nearly everything.

That is why there is no one size fits all answer here. The bit people sometimes miss is that income protection is not really there for a week or two off work.

It is there for the bigger stuff. The illness or injury that keeps you out for months. A year.Two years. Longer.

Years ago I had a client who took out protection on a pretty ordinary budget.
Just over a year later, they were diagnosed with cancer. They had paid roughly €600 in premiums.

The serious illness claim paid €280,000. Their mortgage was cleared and there was money left over so they could concentrate on treatment and getting better.

Now, before anyone starts doing sums on the back of an envelope 😂

No, that does not mean €600 magically becomes €280,000.
That is not how insurance works. The point is this when protection is needed, this is exactly what it is there to do. Take one huge financial worry off the table when life has already handed you enough.

So, is income protection a waste of money?

Maybe it will feel like it if you never claim.

And I genuinely hope that is exactly what happens.

But before you take it out, cancel it, or decide you do not need it, know what you already have.

Know your sick pay.
Know your savings.
Know your bills.
Know your cover.

And know what happens if you are unable to work for much longer than you ever expected.

Because “I’ll be grand” is not a financial plan 😂
We genuinely hope every protection policy we arrange turns out to be a complete waste of money. Because that usually means you never had to find out how valuable it was.

Carmel DKFS

[email protected]

Pension Deadline Offer 👀Thinking about starting an AVC?For new AVC business booked between now and Friday 9 October, we’...
21/09/2026

Pension Deadline Offer 👀

Thinking about starting an AVC?

For new AVC business booked between now and Friday 9 October, we’re giving

• 10% off your AVC consultation
• 10% off your AVC set up fee

We’ll look at your pension position, what contribution room you may have, whether a lump sum for 2025 makes sense and what your options are going forward.

This offer is for new AVC business only. It does not apply to existing AVC reviews or existing AVC policies.

Because a pension deadline is a reason to get organised, not a reason to panic and throw money at an AVC

Use code AVC10 when booking to receive 10% off your AVC consultation and 10% off your AVC set up fee.

For new AVC business only, booked by Friday 9 October.

Book here 👇

https://davidkelleherfinancialservices.as.me/schedule/969f686b/appointment/75664389/calendar/any

Investing doesn’t need to be complicated.Before you start worrying about funds, ETFs, shares or what everyone on TikTok ...
20/09/2026

Investing doesn’t need to be complicated.

Before you start worrying about funds, ETFs, shares or what everyone on TikTok is buying get the basics right first.

Have an emergency fund.
Clear expensive debt.
Know what the money is actually for.
Know when you’ll need it.
Choose a level of risk you’re comfortable with.
Then start.

And in Ireland there’s another piece people often forget and that is tax.

Two investments can look very similar but be treated very differently for tax, access and how you take your money back out.

So don’t just ask

What should I invest in?

Also ask

What am I investing through, how is it taxed and does it actually suit what I’m trying to do?

Boring questions? Maybe 🤔
Important questions? Absolutely.

Small amounts invested consistently can still build into something meaningful over time. You do not need to have thousands sitting around before you start.

If investing is something you’ve been meaning to look at but haven’t a clue where to begin, that’s completely fine.

Start with the basics and work from there.

We are TWO people away from 4,000 followers on Instagram 😭😂So naturally I’ve decided we’re not going to bed until we fin...
19/09/2026

We are TWO people away from 4,000 followers on Instagram 😭😂

So naturally I’ve decided we’re not going to bed until we find them 😂

If you’re new here, we’re DKFS .We talk pensions, protection, investments and financial planning in a way that hopefully doesn’t require a finance degree to understand.

There’s plenty of straight talking, myth busting, Q&As and the occasional rant when the financial world makes something far more complicated than it needs to be 🙈

If you find our stuff useful, give us a follow, like, comment or share. It genuinely helps more people find us.

3,998 → 4,000 surely we can find two of ye 😂💚

https://www.instagram.com/davidkelleherfinancialservices?stkn=cG92aHk1YmwzazR6&utm_source=qr

Address

2 Church Street Kanturk
Cork
EIRE

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 5pm

Website

Alerts

Be the first to know and let us send you an email when David Kelleher Financial Services posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to David Kelleher Financial Services:

Shortcuts

Share

Category