07/10/2026
Having a pension isn't the same as having enough of one.
I've seen construction workers retire on a fraction of what they expected β not because they didn't pay in, but because nobody told them about AVCs. I've seen company pension holders who don't know what fund they're in or what it'll be worth when they need it.
The common thread? No advice.
A pension without a conversation is just a box ticked. website link in bio. π
futureprooffinance