B&S Credit Union

B&S Credit Union We are a financial co-operative owned and controlled by our members, for our members.

B&S Credit Union was established in 1969 and the work of the first Board has been continued and built on over 5 decades and has created a community financial co-operative which serves over 10,000 member in its common bond. The B&S has seen three changes of currency and premises changes until we moved into our excellent new building in 1999. This was renovated in 2017 and we now have a beautiful building from which to serve the community.

02/09/2026

💭 WHAT ARE YOU SAVING FOR?

The big day. The big move. The next adventure. Or just peace of mind for a rainy one. ☔

Whatever it is, we'll help you get there. Start saving with your local credit union today. 💛

📍 Main Street, Ballybofey
☎️ 1800 290 390
🌐 bandscu.ie

Is it time you started thinking about getting your own set of wheels? 🚗The good news? A B&S Credit Union Car Loan makes ...
02/09/2026

Is it time you started thinking about getting your own set of wheels? 🚗

The good news? A B&S Credit Union Car Loan makes it easier than you'd think. You own the car from day one, there's no balloon payment lurking at the end, and no penalty if you want to pay it off early. Simple as that.

Chat to us before you start car shopping and walk in with the upper hand! 💪

📞 Freephone 1800 290 390
💻 Apply online: bandscu.ie/Apply-Online
📍 Pop into us on Main Street, Ballybofey
Lending criteria, terms & conditions apply.

27/08/2026

C O M M U N I T Y 💁‍♀️🙋🤰🙆‍♀️🧑‍🍼

19/08/2026

🎒 BACK TO SCHOOL SEASON IS HERE 🎒

New uniforms. New shoes. New books. It all adds up fast.

If the costs are stacking up, we're here to help spread the load 💙

📞 Freephone 1800 290 390
🌐 bandscu.ie
📍 Main Street, Ballybofey

Lending criteria, terms & conditions apply.

🛠️ TIME TO GIVE YOUR HOME SOME LOVE? 🛠️Whether it's a long-overdue kitchen refresh, a new bathroom, or that extension yo...
17/08/2026

🛠️ TIME TO GIVE YOUR HOME SOME LOVE? 🛠️

Whether it's a long-overdue kitchen refresh, a new bathroom, or that extension you've been dreaming about — our Renovate Loan makes it happen.

✅ NEW LOWER RATE
✅ Borrow up to €100,000
✅ Local, friendly service right here in Ballybofey
✅ Quick decisions, no nonsense

Stop living with "someday" and start living with "done."

👉 Apply today: bandscu.ie/HomeImprovementLoan
📞 Or call us on 1800 290 390

Confirmation of provisional offer of placement or, of existing course is required to avail of our Interest rate. Loans are subject to approval. Terms & Conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. B&S Credit Union Limited is regulated by the Central Bank of Ireland.

It was our pleasure to welcome Sandra Gillespie to the office, to collect a donation cheque for €1,000 for St Joseph's C...
12/08/2026

It was our pleasure to welcome Sandra Gillespie to the office, to collect a donation cheque for €1,000 for St Joseph's Comfort Fund and the Bus Fund. The cheque is presented here by Celine and our new staff member Leah. St Joseph's supports many families within our community and we are delighted to provide this donation on behalf of our members. Thank you. 💚

🎓 BACK TO BOOKS, NOT BACK TO WORRY 🎓College costs add up fast — fees, accommodation, books, the lot. A Student Loan from...
12/08/2026

🎓 BACK TO BOOKS, NOT BACK TO WORRY 🎓

College costs add up fast — fees, accommodation, books, the lot. A Student Loan from B&S Credit Union is here to take the pressure off, with a great low rate and none of the sneaky fees some lenders sneak in.

✅ No early settlement penalties ✅ No hidden fees or charges ✅ Repay weekly, fortnightly or monthly — whatever suits you ✅ Free Life Protection & Death Benefit Insurance**

Our dedicated loans team are on hand to help with any questions, big or small.

📲 Apply today: bandscu.ie/Apply-Online 📞 Freephone: 1800 290 390

Confirmation of provisional offer of placement or, of existing course is required to avail of our Interest rate. Loans are subject to approval. Terms & Conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. B&S Credit Union Limited is regulated by the Central Bank of Ireland.

We were delighted to welcome Clara and her mum, Ann Flanagan, to the office today to collect a €500 sponsorship cheque f...
11/08/2026

We were delighted to welcome Clara and her mum, Ann Flanagan, to the office today to collect a €500 sponsorship cheque for Donegal Down Syndrome, presented by Kevin and Breege on behalf of our members. This wonderful charity provides invaluable support to many deserving families across our community. Thank you.🩷

✈️ STUDYING ABROAD THIS SEMESTER? ✈️Sort your foreign currency before you go, no queues, no airport panic, no bad rates...
07/08/2026

✈️ STUDYING ABROAD THIS SEMESTER? ✈️

Sort your foreign currency before you go, no queues, no airport panic, no bad rates. Through our partnership with Fexco, B&S Credit Union members can order online, by phone, or in branch. 🌍💶

📞 1800 290 390 | 📍 Main Street, Ballybofey

🎉 OVER €1 MILLION IN LOANS ISSUED IN JULY! 🎉That's €1,000,000+ back into the pockets of our members and our community, f...
04/08/2026

🎉 OVER €1 MILLION IN LOANS ISSUED IN JULY! 🎉

That's €1,000,000+ back into the pockets of our members and our community, funding new cars, home improvements, family occasions, education and everything in between. 💚

THANK YOU to every member who chose B&S Credit Union for their loan last month. When you borrow local, the benefits stay local, right here in Ballybofey, Stranorlar and across the Twin Towns and beyond. 🏡

Thinking about your next big plan? We'd love to help with that too.

📞 Freephone: 1800 290 390 💻 Apply online: bandscu.ie/Apply-Online 📍 Call in: Main Street, Ballybofey

Lending criteria, terms & conditions apply.

Loans are subject to approval. Terms & Conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.
B&S Credit Union Limited is regulated by the Central Bank of Ireland.

Address

Main Street
Ballybofey

Opening Hours

Monday 10am - 3pm
Tuesday 10am - 3pm
Wednesday 10am - 4:30pm
Thursday 9am - 4:30pm
Friday 9am - 3pm
Saturday 9am - 1pm

Telephone

1800 290 390

Website

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