Melvin Financial Services

19/01/2021

Have you a regular savings objective, a deposit for a house or future education costs?? Are you saving enough to achieve your target amount or are you getting the best return to help you reach your objective. By simply getting the best advice from the outset or when you are reviewing your existing plans, will make a big difference.

At Melvin Financial Services our Certified Financial Planner™ professional and Qualified Financial Advisors will assist you with establishing and achieving your regular savings objectives.

CALL our office now to speak with our Qualified Financial Advisors and CFP professional and get YOUR savings working for YOU.

09/12/2020

TAX DEADLINE... 10th December 2020.

Reduce your tax bill and make a contribution to a pension now..

For professional advice on how to do this call 096 70244.

21/10/2020

Have you got one of the most tax efficient savings plans available?

Don't miss out.

Call 096 70244 NOW for yours.

05/10/2020

REDUCE THE TAX YOU PAY - TAX FREE GROWTH - TAX FREE CASH LUMP SUM.

Have you got one of the most tax efficient savings policies available???

Plan now for greater income in retirement. Speak with Tony Boland Certified Financial Planner™ or Fionn Sweeney Certified Financial Analyst and you too can be part of the most tax efficient savings for your retirement.

Please call 096 - 70244.

From contributions to employment status, company schemes and more, Mike Ainsworth, head of technical services at Zurich Life, has all the answers you need to get set up to save for your future

29/07/2020

MONEY DOES NOT STAND STILL…..

With deposit rates currently very low and inflation expected to increase in the coming years, money held on deposit or in cash will potentially have a negative return due to the effect of inflation.

To maximise the return on your money in the current economic climate, we recommend you do regular savings. The benefit from regular saving is the higher return generated from unit cost averaging (+3.7% vs -1.4% in the example below). With volatility expected to increase in investment markets, spreading out the timing of your investments, you are reducing the risk to your money – let volatility be your friend.

Call our office at 096 70244 to speak with Tony our Certified Financial Planner™ professional or Fionn our Chartered Financial Analyst for advice on how to get the best return on your money.

16/06/2020

Please join us in congratulating our colleague Tony Boland CFP®.

Tony has been awarded his CFP® Certification. This is a fantastic achievement for Tony and is a culmination of completing a Graduate Diploma in Financial Planning through UCD and passing the Financial Planning Standards Boards Ireland CFP® examination.

CERTIFIED FINANCIAL PLANNER™ certification is the worlds most widely respected financial planning designation. At present there are less than 700 people in Ireland with the CFP® designation and we are proud to say at Melvin Financial Services we have a CERTIFIED FINANCIAL PLANNER™ professional.

16/04/2020

From Monday onwards (20/04/2020), Irish Life will be adding a new question to their Protection application forms (Life Cover, Serious Illness Cover & Income Protection), specifically asking about symptoms and tests/investigations in relation to COVID-19.

Current application forms, which do not have the above questions, can still be submitted before close of business tomorrow (17/04/2020).

18/03/2020

16/03/2020

Protection Products & COVID-19 - Update from Aviva

13 March 2020

Aviva has confirmed that there are no additional COVID-19 restrictions on their protection policies. There are no plans to amend their acceptance criteria.

1. Do Aviva Income Protection policies pay out for COVID-19?

Yes. If you are diagnosed with COVID-19 and meet the definition of disability after the normal deferred period, you will be able to submit a claim.

2. Are there any travel restrictions on Aviva protection policies during this pandemic?

No. There are no new restrictions to travel as a result of COVID-19.

3. Do Aviva Specified Illness policies pay out for COVID-19?

No. COVID-19 is not a defined illness under a Specified Illness contract. However, a client may be eligible to claim for conditions arising from COVID-19, e.g. coma.

4. Do Aviva Life policies pay out for COVID-19?

Yes. Aviva Life policies will pay out in the case of death from COVID-19.

5. If a customer discloses that they have recently travelled to an affected area, will they be accepted for new protection policies?

Aviva will assess each case on an individual basis.

6. If a customer discloses that they have tested positive for COVID-19, will they be accepted for cover?

Cover may be possible but would be postponed until a full recovery has been made.