Cunningham Financial Services

23/06/2026

Inspirational

24/03/2024

Thinking of postponing your retirement? You may want to think again.

A leading actuary has warned people considering deferring taking their state pension in return for larger payments later, that they may end up losing out.

10/03/2024

Are you looking to maximise your Personal Retirement Savings Account (PRSA) for tax-efficient saving in Ireland? Our guide sheds light on strategies to enhance your retirement savings while taking full advantage of tax relief and benefits available to Irish savers. Whether you're self-employed, a contract worker, or an employee seeking to supplement your pension, this guide is packed with valuable insights and practical tips to help you make the most of your PRSA. Contact us for more information and a personal consultation.

https://cunninghamfs.ie/maximising-your-prsa-a-guide-to-tax-efficient-saving-in-ireland/

Personal Retirement Savings Account (PRSA)

26/02/2024

KPMG calls for an increase in tax relief on pension savings saying should be extended to allow for larger retirement funds. It says inflation, changes in life expectancy and interest rates mean the rules put in place a decade ago are no longer fit for purpose.

Standard fund threshold set at €2m in 2014 needs to increase to account for inflation, life expectancy, annuity costs and demographics, Big Four firm says

16/02/2024

Dive into our mortgage guide to the application process, expertly outlined by Thomas at Cunningham Financial Services.

Discover the key roles and steps ensuring a smooth transaction from the initial financial assessment to the final property transfer. This guide demystifies each phase with expert insight, perfect for first-time buyers or those needing a refresher. Start your journey with confidence:
https://cunninghamfs.ie/mortgage-application-process-in-ireland/

The Mortgage Application Process in Ireland laid out in steps for you. You can see what you have ahead of you. Let us help you with it.

07/02/2024

The inflation rate in the Eurozone is now aligning more closely with the European Central Bank's target of 2% per annum. Looking ahead to 2024, expectations are set for a continued easing and stabilization of the Consumer Price Index (CPI). While there are concerns about the risks of deflation or a surge in inflation should interest rates decrease too rapidly, these scenarios are seen as less likely unless unexpected events occur. The anticipated trajectory suggests a CPI increase of approximately 1.8% by the end of 2024. This anticipated outcome is likely to influence a more lenient stance on interest rates, which in turn could boost business investment and enhance household spending power.uro area CPI is now trending closer to the target 2% annual rate. The baseline scenario in 2024 is for CPI to continue to moderate and stabilise. The prospect of deflation or a rebound in inflation if interest rates fall too quickly have both been raised as possibilities by economic forecasters, however, barring any majorly unforeseen events, the base-case scenario should hold true. We expect a Euro area CPI annual rate of +1.8% by year-end 2024. This will support a more dovish approach to interest rate policy and will be positive for general business investment and for household disposable income.

https://www.cbre.ie/insights/reports/ireland-real-estate-market-outlook-2024

30/01/2024

Economic activity has slowed noticeably in 2023 but the economy is still expected to grow over the forecast horizon.

Read our latest assessment of the Irish and euro area economies in our latest Quarterly Bulletin No.4 2023.