PT Digital Artha Media

30/08/2018

The Institute for Development of Economics and Finance (Indef) said that fintech-based companies offering peer-to-peer lending services can improve Indonesia's macroeconomics capability. It is estimated that fintech development in Indonesia can contribute up to Rp25.97 trillion to the GDP.

Fintech dinilai memiliki dampak positif terhadap pertumbuhan ekonomi. Misal menggenjot PDB sebesar Rp25,97 triliun. Bisa menyasar masyakat yang tak tersentuh oleh bank.

24/08/2018

AFTECH officially launched “Pedoman Perilaku Layanan Pinjam Meminjam Uang Berbasis Teknologi Informasi (LPMUBTI)”. It is officially launched after 43 of AFTECH member has signed the paper.

Keberadaan kode etik itu sekaligus menegaskan komitmen pelaku usaha dalam menerapkan standar praktik bisnis yang bertanggung jawab untuk melindungi.

22/08/2018

15/08/2018

The sales and profit margins of many micro-, small-, and medium-sized enterprises (MSME) are highly vulnerable to seasonality, input and labor costs, late payments, natural calamities, unexpected expenses, and myriad other factors that result in lumpy cash flows. Thanks to new technology, the mindset of financial institutions is changing in ways that are enabling MSMEs to access loans. There is a growing trend of cash flow-based financing backed by current and projected future cash flows.

How Fintech Is Transforming Access to Finance

10/08/2018

OJK hopes that universities in Indonesia could play a role in encouraging the synergy of the domestic industry. Director of Fintech Regulation and Supervision OJK, Hendrikus Passagi, said "The economic revolution is taking place throughout the world as one of the foundations in entering the industrial era 4.0 characterized by peer to peer transactions. In this case, universities is expected to play an important role in encouraging FinTech's synergy with various industries in an open ecosystem."

Otoritas Jasa Keuangan (OJK) berharap perguruan tinggi turut berperan dalam mendorong sinergi dan…

09/08/2018

Bank Indonesia (BI) is standardizing the QR code rules. This standardization is needed for interconnection and interoperability of QR code technology. “We are finalizing the standard QR code.” said P***y, Executive Director of Electronification and GPN Department Bank Indonesia.

Bank Indonesia (BI) tengah melakukan standarisasi aturan QR Code.

07/08/2018

OJK hopes that universities in Indonesia could play a role in encouraging the synergy of the domestic Fintech industry. Director of Fintech OJK Regulation and Supervision, Hendrikus Passagi, said "The economic revolution is taking place throughout the world as one of the foundations in entering the industrial era 4.0 characterized by peer to peer transactions. In this case, universities is expected to play an important role in encouraging FinTech's synergy with various industries in an open ecosystem."

Otoritas Jasa Keuangan (OJK) berharap perguruan tinggi turut berperan dalam mendorong sinergi dan…

03/08/2018

Bank JTrust Indonesia is working with DAM Corp to launch electronic money. This server-based e-money can be downloaded by J Trust Bank customers and the public, through Android and iOS apps on smartphones.

PT Bank JTrust Indonesia Tbk. (BCIC) bekerja sama dengan PT Digital Artha Media…

01/08/2018

PT Bank J Trust Indonesia Tbk. collaborates with PT Digital Artha Media (DAM Corp.) to launch electronic money. This server-based e-money can later be downloaded by J Trust Bank customers and public, through Android and iOS apps on smartphone.

As a fintech enabler company in Indonesia, DAM Corp. also provide a comprehensive use case and a mature ecosystem, not only an electronic money system.

30/07/2018

A typical startup takes about four years before starting to generate a steady stream of income. The consensus amongst startups is that success takes patience. For a company, success or failure is highly dependent on its customers and partners. Unfortunately, fintechs are notorious for not playing nice with regulators, which in turn causes trouble not only for its stakeholders but the entire financial ecosystem.

A TYPICAL startup takes about four years before starting to generate a steady stream of income. In fact, a community of failed startups called Failory published an infographic showing that there’s a 42 percent chance that a fintech startup will fail. However, for those in the long game, the return...

27/07/2018

The Financial Services Authority considered that the application of digital currency of Central Bank Digital currency (CBDC) and Crypto Fiat Currency in Indonesia still needs to be continuously reviewed, due to the benefit of strengthening the payment system.

Otoritas Jasa Keuangan menilai penerapan mata uang digital bank sentral atau Central Bank Digital currency (CBDC) di Indonesia perlu dikaji.