Terence Ng

Terence Ng Assistant Vice President at Manulife Financial Advisers Pte Ltd You are advised to seek professional assistance.

The information provided is for general information only and does not constitute
financial advice. While we have taken care to check the source of the information, we
cannot guarantee that the information is accurate, complete or will suit your individual
financial needs. Some of the contents pertain to information or services from a person or company and is
unrelated to Manulife Financial Adviser

s Pte Ltd (“Manulife FA”). For the avoidance of
doubt, such information or services are not provided by Manulife FA and is accordingly
indicated.

🏁 Besides working multiple jobs, how can you aim to retire early?Retiring early is an exciting goal, but it requires a s...
25/04/2026

🏁 Besides working multiple jobs, how can you aim to retire early?

Retiring early is an exciting goal, but it requires a solid strategy. It's not just about working more; it's about working smarter. Some practical ways to do this include early planning, increasing your savings interest, and making smart investments. Strategic moves can help you build the financial foundation you need to retire on your own terms.

Ready to start your race to retirement? Discuss with me today.

Are you aware that 49 percent of Singapore workers are considering leaving their employer this year?Based on the Microso...
24/04/2026

Are you aware that 49 percent of Singapore workers are considering leaving their employer this year?

Based on the Microsoft Work Trend Index report, the contributing trends include employee needs for continued flexible remote work, leaders being out of touch with how employees are faring and high productivity masking an exhausted workforce.

Hence, businesses must recognize that work is no longer bound to traditional notions of time and space when it comes to how, when, and where we work.

Have career questions and need some expert answers? Connect with me now and I will be happy to shine a light.

Source: https://bit.ly/377gpM6

Earth Day 🌍🌱Small actions today can create a better future for generations to come.Let’s care for our planet and build a...
22/04/2026

Earth Day 🌍🌱

Small actions today can create a better future for generations to come.
Let’s care for our planet and build a more sustainable tomorrow together.

🪜 Do you need a career that offers uncapped growth potential but gives you the flexibility to prioritise your family?Par...
20/04/2026

🪜 Do you need a career that offers uncapped growth potential but gives you the flexibility to prioritise your family?

Parents often need both security and control. A career like financial services consultant provides a flexible structure that allows you to manage your client exposure and working hours while scaling with ambition. As you generate income, you can also develop financial knowledge and networking skills that can be useful in the long run.

Stop compromising your career goals. Talk to me to find out more.

Disclaimer: The content shared is for general informational purposes only and does not constitute financial or legal advice. While we strive for accuracy, all information is provided on an "as is" basis. We cannot guarantee that the information is complete, accurate, or suitable for your specific needs. The views expressed are solely those of the writer and do not necessarily reflect the views of Manulife Financial Advisers Pte. Ltd (“Manulife FA”). Please consult with a financial or legal professional for advice tailored to your personal circumstances.

🤓 Did you know that heart health can benefit you from head to toe?From faster mental processing and greater verbal fluen...
19/04/2026

🤓 Did you know that heart health can benefit you from head to toe?

From faster mental processing and greater verbal fluency to reduced chances of pregnancy complications, cardiovascular health can have many positive health effects that extend beyond the heart. Following guidelines for taking care of heart health may also prevent a number of chronic diseases, as well as help maintain mobility, vision, hearing, and other functions. The benefits begin at the cellular level by reducing inflammation and most likely affecting other processes of aging too.

Make conscious lifestyle decisions and reap the benefits of heart health. It's never too late or too little to start.

Source: https://bit.ly/42Of0qP

Disclaimer: The content above is provided by the person or company mentioned. The information or service is not provided by or related to Manulife Financial Advisers Pte. Ltd.

The best plan is to make one that applies to all aspects of life particularly when it comes to retirement planning.Facto...
18/04/2026

The best plan is to make one that applies to all aspects of life particularly when it comes to retirement planning.

Factor in aging and ailing health which may not allow you to continue working as you wish to, thus putting your retirement income at much risk. Taking steps to save and plan earlier means that you have more time to build a decent nest egg. 💰

Connect with me today and let me create a picture of your retirement plan!

Landing your first job as a fresh graduate can be a daunting task, but it's also an exciting time to embark on a new cha...
17/04/2026

Landing your first job as a fresh graduate can be a daunting task, but it's also an exciting time to embark on a new chapter of your life. It's important to keep in mind that finding a job takes time, effort, and patience.

Don't get discouraged if you don't land your dream job right away. Instead, focus on building your skills, networking, and gaining experience. And most importantly, be persistent, stay positive, and keep an open mind. Your first job may not be your dream job, but it's an important step toward building your career. 💼

If helping others to improve their life quality sounds like a career choice to you, I’ll love to invite you to join our growing team.

There is a great deal to learn when it comes to pursuing and excelling in your career.Reading and listening to career ad...
15/04/2026

There is a great deal to learn when it comes to pursuing and excelling in your career.

Reading and listening to career advice can be helpful regardless of whether you are employed in your lifelong career or just starting your career path.

Helpful career advice can be used right away, inspire you to do something else or be kept in the back of your mind for another day when you truly need it.

Seeking to define your career and differentiate yourself from the rest? Find out how we can position you to do that and empower GRIT! 🎯

Source: https://indeedhi.re/3JvWwAx

🌟 Performance reviews can either be a rewarding or frustrating experience depending on the outcome, so why not take a pr...
13/04/2026

🌟 Performance reviews can either be a rewarding or frustrating experience depending on the outcome, so why not take a proactive approach for a positive evaluation?

If you wish to benefit from more constructive reviews, perhaps it’s time to take a more proactive approach to it.

It’s a review of your performance and it is up to you to influence your boss’s appraisal of your efforts and contribution.

Contact me today to discover how a career with us allows you to maximise your potential. 💼

Read more: https://bit.ly/3bRGRiq

👶 More leave, more support for parents!Starting April 1, 2026, parents-to-be in Singapore will enjoy 30 weeks of governm...
12/04/2026

👶 More leave, more support for parents!

Starting April 1, 2026, parents-to-be in Singapore will enjoy 30 weeks of government-paid parental leave, thanks to amendments to the Child Development Co-Savings Act. Fathers will also get 4 weeks of mandatory paternity leave from April 1, 2025. This means more bonding time and better work-life balance for working parents.

Plan ahead and ensure you maximise this benefit! Tag a parent who needs to know.

Source: https://bit.ly/4iGq92I

Disclaimer: The content above is provided by the person or company mentioned. The information or service is not provided by or related to Manulife Financial Advisers Pte. Ltd.

🎁 Treat yourself to the best gift of all. A secure and confident retirement.A well-designed retirement plan does more th...
11/04/2026

🎁 Treat yourself to the best gift of all. A secure and confident retirement.

A well-designed retirement plan does more than secure your finances. It gives you the freedom to pursue passions, travel, and support loved ones without worrying about income. Whether you’re decades away or just a few years from retirement, starting now ensures you can retire on your terms.

Make today the moment you invest in tomorrow’s happiness. Tailor a plan today.

“In any given moment we have two options: to step forward into growth or to step back into safety.” ― Abraham MaslowFind...
10/04/2026

“In any given moment we have two options: to step forward into growth or to step back into safety.” ― Abraham Maslow

Find courage and be imbued with the confidence to move out of your comfort zone to explore a more fulfilling career path! 💼

Speak with me to discover how a career with us allows you to maximise your potential and optimise your time.

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