𝑰𝑴𝑮-𝑪𝒐𝒎𝒎𝒖𝒏𝒊𝒕𝒚 𝒐𝒇 𝑺𝒂𝒗𝒆𝒓𝒔 𝒂𝒏𝒅 𝑰𝒏𝒗𝒆𝒔𝒕𝒐𝒓𝒔

18/03/2026

Every peso hard-earned is hard to spend.

When you work for your money, every cent carries a story.
The hours, the effort, the sacrifices—it all adds weight.
And because of that, spending it carelessly feels… wrong.

Hard-earned money teaches you value.
It teaches patience.
It teaches gratitude.
It teaches that not all things are worth the price.

Minsan hindi natin napapansin…
pero bawat perang pinaghirapan mo, may leksyon sa bawat sentimo.

When you earn with effort,
you spend with intention.
When you save with discipline,
you plan with clarity.
When you invest with wisdom,
you make every peso grow.

So honor your earnings.
Respect your sweat.
Choose carefully what deserves your money.

Because every peso hard-earned is not just cash—
it is a reflection of your time, energy, and life.

Watch the full video: https://www.youtube.com/watch?v=pNaPAFwOab0

27/04/2025

27/04/2025

Well explained about Passive income thru mutual funds. Financial Education is the key para matutunan at yan ang tinuturo ng IMG.

Sa mga na invite ko to attend Financial Literacy Seminar wag nyo pong masamain kasi yan po ay libre lang para matutunan ang mga bagay na Di pa natin alam about finances at isang paraan din para Di tayo ma sc@m.

27/04/2025

27/04/2025

Kung wala ka pang Retirement Money, ang pinakasimpleng pede mong simulan ay .

13/08/2024

BAKIT BA MAGANDA ANG KAISER 3-IN-1 INVESTMENT?

Meron itong Long-term Healthcare + Life Insurance + Mutual Funds Investment.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang healthcare coverage sa beneficiary.

✔Nakainvest sa mutual funds ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔In case of emergency, pwede magamit as family assistance.

Sinu ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.

Send a message for more details. Thank you!