Public Finance Limited - OCWL

Public Finance Limited ("Public Finance" or the "Company"), formerly known as "JCG Finance Company, Limited”, was incorporated in October, 1977. Public Finance, with branches across Hong Kong Island, Kowloon and the New Territories, is a deposit-taking company under the supervision of the Hong Kong Monetary Authority.

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Public Finance Li

mited Overseas Contract Workers Loan (“OCWL”) Department provides financial services to Overseas Contract Workers with valid employment visa and contract to work in Hong Kong.

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Please read and comply with the following rules before using this page:

1. For security and confidentiality reasons, please refrain from disclosing any personal information or passwords on this page. To protect your privacy and data security, we do not collect any account information, ID numbers, or other sensitive data through the social media. The content on this page is owned by our Company. You may only browse the content of this page for personal purposes, and commercial use is strictly prohibited. Without authorization, you are not allowed to copy, extract, reverse engineer, modify, mirror, publish, publicly display the content of this official page, or use it for commercial purposes. According to these rules, we explicitly reserve all rights to the content of this page.

3. We reserve the right to modify, delete, and restrict the use of this page without prior notice or legal liability. Additionally, we reserve the right to modify these rules at any time. If there are any changes, we will announce the updated rules or provide reasonable notice. By continuing to use this page after the update, you agree to be bound by the new rules of this page.

4. The content you post on this page represents your personal opinion and does not reflect the official position of our Company.

5. Please ensure that your comments/discussions are relevant and accurate to the topic. We will promptly delete comments and links that are unrelated to the topic or contain inappropriate or illegal content.

6. Including website links with any advertising or sales content on this page is strictly prohibited. This includes links to other pages and/or groups, sponsorships, petitions, or sales messages.

7. Do not engage in the following activities on this page. Violation of these rules may result in the removal of your content, blocking of your access to this page, or other appropriate actions:
a. Harassment, threats, defamation, or offensive language targeting individuals and/or groups. Promotion of illegal activities, violence, or hate speech. Posting of illegal, spam, scams, fraudulent, or objectionable content. Impersonation of others or false representation. e. Violation of intellectual property rights. f. Breach of confidentiality or disclosure of personal information. By violating the above rules, we reserve all rights to report and block users who violate these rules or Facebook's terms and conditions, prohibiting their access to this page. If you come across any inappropriate content or comments, please use the "Report" features to report directly to Facebook and/or relevant authorities. If you have any feedback regarding our products and services, please contact us directly through our Company’s official website . These rules shall be governed by and construed in accordance with Hong Kong law. Please note that the dissemination of certain product and service information on this page may be restricted in certain regions due to legal limitations, and this page is not intended for use by individuals in those regions where it is legally restricted to provide such information. When browsing this page, you are responsible for understanding any applicable restrictions.

*In case of any discrepancies between the English and Bahasa Indonesia versions of these rules, the English version shall prevail.