有關滙財商業顧問有限公司
今天我們的客戶正面對一個瞬息萬變和充滿挑戰的營商環境。 為了提供一站式的全面解決方案和以「超越客戶的期望和達致雙嬴」為目標， 我們成立了滙財商業顧問有限公司， 並希望藉着下列的服務和客戶共創明天：
申請信貸
在金融海嘨的陰影和汰弱留強的挑戰下， 貴公司是否希望趁此良機去加強競爭力呢？抑或遇到生意下跌、 買家拖數 或銀行拒絕貸款(借錢)以致周轉不靈呢？ 又有沒有「無磚頭點借錢」的煩惱呢？私人方面， 你是否需要額外的資金去配合未來的計劃或減低現在的貸款利息呢？ 你又有沒有被銀行或財務公司『追數』， 甚至面對被迫破產的危機呢？
為了幫助我們的公司和個人客戶去克服這個充滿挑戰的環境， 我們希望利用以往在銀行從事貸款(借錢)和投資的經驗去恊助客戶：
1. 成功地向銀行申請信貸(借錢)以爭取營運資金、 渡過難關和擴充生意。 事實上， 我們已經憑藉着專業知識及廣泛的銀行
人脈網絡為很多客戶成功地不用抵押品(磚頭)得到信貸去捉緊每一個商機， 其中的特別個案包括：
替一所有虧損(蝕錢的)和負資產的製造商申請了超過一百萬的無抵押貸款。
恊助一間中型的專業公司申請了一個數百萬的低息無抵押透支。
為一間已有無抵押信貸、 財務表現欠佳(盤數唔靚)及董事無私人資產的紅酒分銷商申請了額外的無抵押貸款。
替一位公司董事爭取了接近一百萬的無抵押銀行貸款去實現他的計劃。
幫助一位私人客戶得到超過六十萬的低息無抵押銀行貸款去減低現在的貸款利息。
2. 向銀行或財務公司爭取一個合理的債務舒緩/債務重組方案(DRP - Debt Relief Plan)以減低被『追數』的痛苦和被迫破產的危機。 在目前疲弱的經濟環境下， 我們已經代表一些有困難的個人客戶向他們的債權人(包括銀行及財務公司)爭取合理的債務舒緩/債務重組方案， 令他們可以一個較長的時間及較低的利率去分期攤還欠款。
專業訓練:
相信沒有人會反對一個設計完善的培訓計劃是有利于企業人才的挽留。 由於我們的董事及合作伙伴圴在不同的專業領域擁有豐富的經驗， 所以我們可以為客戶貼身地設計不同的培訓課程， 並作出培訓， 令客戶能夠避免人才的流失。 在這一方面， 我們曾為一國際性銀行的前線員工提供一個名為 「國際貿易運作, 貿易融資產品和信貸分析技巧初探」 的培訓課程， 目的是讓他們對國際貿易運作和相關的融資產品， 以及基本的信貸分析技巧有一定的認識， 使他們和客戶溝通及在分析客戶風險時更能得心應手。
其他顧問服務:
面對一個瞬息萬變和日益複雜的營商環境， 我們亦會配合客戶的要求， 提供相關的服務， 如公司上市、 業務流程再造、 企業融資和業務合併及重組等。 憑藉着我們董事在銀行業的豐富經驗， 我們最近在香港、 台灣及新加坡參與了一所國際銀行的併購計劃， 於併購的過程中提供了顧問服務。 除此之外， 我們也在印尼為另一所國際銀行提供了業務流程再造的顧問服務。
整體來說， 我們已經準備就緒去透過一站式的全面解決方案跟客戶一起成長和面對外界的競爭，讓我們的客戶可以突圍而出去捕捉市場的商機。
About World Link Business Solution Limited
Today our customers are facing a highly competitive business landscape. Being a Total Solution provider to facilitate our customers to sharpen their edges, World Link Business Solution Limited was established to grow hand-in-hand with our customers. Having committed to formulate win-win strategies and offer total solution, the following services are provided to exceed our customer’s expectation:
Fund Raising & Bank Financing Application
It is no doubt that Small & Medium Enterprises (SMEs) form the backbone of Hong Kong’s economy and have accounted for over 90% of all businesses. Being bullish on our future prospects, corporate clients are always concerning about cash flow & funding, sales and turnover, government regulations and the availability of qualified staff. Although they cited that cash flow & funding are their primary concern, they are not experienced enough to handle their accounting records for the application of bank financing and introduce themselves to potential investors. As a result, a lot of them have failed to raise fund and obtain appropriate facility packages from the banks even though collaterals are provided. Guided by our director who has been engaged in the banking industry for over 15 years and possesses a broad connection with Private Equity Funds, our clients will be able to raise fund and attain bank financing under reasonable terms for their business expansion. For instance, we have successfully assisted a medium sized professional firm to acquire an unsecured Overdraft of several million with good pricing. Professional Training
To cope with our customer’s business growth with difficulty on retention of quality staff, a well-designed training scheme of work can play an important role to act as a defensive tool to retain and develop existing staff. Our experienced director & service partners, who have in-depth understanding on market needs and trend, are able to design and deliver compact and practical trainings to facilitate our customers to develop and retain their staff. To put into practice, we have conducted a training course related to Trade Finance namely “Introduction of International Trade Operation, Trade Finance Products and Credit Analysis Skills” for a group of sales staff of a sizable international bank in Hong Kong. Other Consultancy Services
Facing the ever changing and highly sophisticated commercial environment, we are also committed to provide various types of business consultancy services such as Process Re-engineering, Change Management, Initial Public Offering (IPO) and Corporate Finance Advisory Service. For instance, our dedicated professional team has been involved in provision of consultancy service to:
Integrate the Commercial segment of an international bank into another international Bank in Hong Kong, Singapore and Taiwan; and
Enhance the productivity and efficiency of the Sales & Distribution section of an international bank in Jakarta, Indonesia by re-engineering its current processes. All in all, we are strategically positioned to facilitate our customers to seize every single business opportunities and overcome all types of challenges in the competitive business world through formulation of win-win strategies and total solutions.
