Equity Mate

17/12/2025

10/11/2025

💬 Helping Aussies buy their dream home — with expert mortgage advice.
✅ Our service is completely free for you — we’re paid by the lender, not you.

04/11/2025

When the new 5% first home buyer scheme dropped, everyone thought first home buyers were the big winners.

But here’s what’s actually happening 👇

More buyers = more competition = rising prices.
Combine that with three rate cuts, and it’s no surprise the market’s heating up again.

So who’s really winning right now?
Existing homeowners — and first home buyers who act fast.

If you’re sitting on the sidelines trying to save that 5% deposit, you could be waiting while prices climb higher every month.

Here’s what most don’t realise:
If your parents can go guarantor, you could buy with $0 deposit, often getting into the market years earlier.

I’ve set up hundreds of these — and most families release the guarantor within 12–36 months as the property value grows.

Timing matters more than ever.
If you’ve got 0–5% deposit, now’s your window.

Talk to us!

06/10/2025

Here’s the tea 🍵:
💰 You can now buy with just a 5% deposit (yep, FIVE!)
🚫 No more income caps – it’s not just for “low income” buyers anymore
🏠 Higher property limits – so you can actually buy somewhere you want to live
💨 And the best part? You can skip Lenders Mortgage Insurance (save $20K–$30K!)

Basically… the government just said:

“Go forth and buy that house already!” 🏡😎

But here’s the catch — not all banks are ready for the change, and not every property fits the rules.
That’s where Equity Mate comes in. We make sense of the fine print, talk to the lenders, and help you find the best deal without the headache.

📲 DM us “OCTOBER CHANGE” and we’ll show you what you can afford under the new rules!
Your future home is probably already on the market — don’t let someone else’s broker get there first 😏