AP&L Consult

16/10/2025

We’re just a call away. Get in touch today.

15/09/2025

Keep moving and stay focused on the prize.

Have a fruitful week.

05/09/2025

Just the right value; not more, not less.
Call us today.

29/08/2025

14/08/2025

Today, we talk about the principle of INDEMNITY which forms the basis of Insurance.
It is important for one to understand that, insurance seeks to leave you at the position you were in before the loss occurred and not any better.

This is why sometimes, when you have a motor claim and you’re replacing old parts with new ones, the insurance companies can ask you to make some amount of contribution towards the claim.

Fixing new parts means betterment, therefore, the reason for the client to make a contribution towards that part replacement.

We are always available. Call us now.

23/07/2025

Reading your policy document helps you to understand what is covered and what is not.

Call us today so we can review your policies and help you understand the kind of insurance cover you have.