Higher Heights Financial Services

10/09/2020

Unplanned spending, often called impulse buying, is a common danger which prevent effective financial planning. Avoiding such impulse buying/ unplanned spending can help to reduce your use of credit and also improve your personal financial situation. But how can we avoid impulse buying?
Here are 3 steps to help you avoid impulse buying/ unplanned spending ===>

09/09/2020

07/08/2020

When you’re faced with a spending decision, especially a large purchase decision, don’t just assume you can afford something. First confirm that you can actually afford it and that you haven’t already committed those funds to another expense.

That means using your budget and the balance in your savings accounts to decide whether you can afford the purchase. Remember that just because the money is there doesn't mean you can make the buy. You also have to consider the bills and expenses you'll have to pay before your next payday.

05/08/2020

Losing your job unexpectedly is among the most difficult events a person can experience. Clearly, the income you rely on has abruptly stopped, and that triggers fear and uncertainty. But job loss also takes a toll on us mentally. It’s hard not to take it personally and wonder what you could’ve done differently.

Here are some things you can do after an unexpected job loss

https://higherheightsfinan.wixsite.com/home/post/6-financial-steps-to-take-after-an-unexpected-job-loss