02/07/2026
Foresters Healthcare confirms continuity of cover for Guernsey and Jersey members.
Foresters Healthcare has today announced changes to the structure through which its healthcare insurance is delivered in Guernsey and Jersey.
The changes form part of a wider reorganisation of the Ancient Order of Foresters Friendly Society's insurance activities, although the Guernsey and Jersey healthcare insurance business is not part of the planned transfer of the Society's UK insurance business.
From 31 July 2026, healthcare insurance for policyholders in Guernsey and Jersey will be provided by a newly established, Guernsey based insurer, Foresters Healthcare Insurance Ltd.
For policyholders, the key message is continuity and reassurance:
โข ๐๐จ๐ฏ๐๐ซ ๐ฐ๐ข๐ฅ๐ฅ ๐๐จ๐ง๐ญ๐ข๐ง๐ฎ๐ ๐๐ฎ๐ญ๐จ๐ฆ๐๐ญ๐ข๐๐๐ฅ๐ฅ๐ฒ ๐ฐ๐ข๐ญ๐ก ๐ง๐จ ๐ข๐ง๐ญ๐๐ซ๐ซ๐ฎ๐ฉ๐ญ๐ข๐จ๐ง
โข ๐๐จ๐ฅ๐ข๐๐ฒ ๐ญ๐๐ซ๐ฆ๐ฌ, ๐๐๐ง๐๐๐ข๐ญ๐ฌ ๐๐ง๐ ๐ฉ๐ซ๐๐ฆ๐ข๐ฎ๐ฆ๐ฌ ๐ฐ๐ข๐ฅ๐ฅ ๐ซ๐๐ฆ๐๐ข๐ง ๐ฎ๐ง๐๐ก๐๐ง๐ ๐๐
โข ๐๐ก๐ ๐ฌ๐๐ฆ๐ ๐ฅ๐จ๐๐๐ฅ ๐ญ๐๐๐ฆ ๐ฐ๐ข๐ฅ๐ฅ ๐๐จ๐ง๐ญ๐ข๐ง๐ฎ๐ ๐ญ๐จ ๐๐๐ฆ๐ข๐ง๐ข๐ฌ๐ญ๐๐ซ ๐ฉ๐จ๐ฅ๐ข๐๐ข๐๐ฌ ๐๐ง๐ ๐ฌ๐ฎ๐ฉ๐ฉ๐จ๐ซ๐ญ ๐ฆ๐๐ฆ๐๐๐ซ๐ฌ
โข ๐๐ฅ๐๐ข๐ฆ๐ฌ ๐ก๐๐ง๐๐ฅ๐ข๐ง๐ ๐๐ซ๐ซ๐๐ง๐ ๐๐ฆ๐๐ง๐ญ๐ฌ ๐ฐ๐ข๐ฅ๐ฅ ๐๐จ๐ง๐ญ๐ข๐ง๐ฎ๐ ๐ฐ๐ข๐ญ๐ก๐จ๐ฎ๐ญ ๐๐ข๐ฌ๐ซ๐ฎ๐ฉ๐ญ๐ข๐จ๐ง.
Importantly, the change does not affect membersโ existing Foresters membership benefits, which will continue as normal.
Foresters Healthcare Insurance Ltd. forms part of a member-focused structure designed to reflect the Societyโs long-standing mutual ethos. The insurer is owned through a Guernsey company limited by guarantee rather than by shareholders seeking dividends. From 2027, policyholders are expected to become members of that ownership structure, further aligning the organisation with the interests of those it serves.
John Wills, a Director of Foresters Healthcare, said: โThis change is about putting our local policyholders first. By establishing a dedicated insurer in Guernsey, we are ensuring continuity of cover, maintaining local service, and creating a structure that supports affordable healthcare provision well into the future.โ
๐๐จ๐ฅ๐ข๐๐ฒ๐ก๐จ๐ฅ๐๐๐ซ๐ฌ ๐๐ซ๐ ๐ง๐จ๐ญ ๐ซ๐๐ช๐ฎ๐ข๐ซ๐๐ ๐ญ๐จ ๐ญ๐๐ค๐ ๐๐ง๐ฒ ๐๐๐ญ๐ข๐จ๐ง ๐ฎ๐ง๐ฅ๐๐ฌ๐ฌ ๐ญ๐ก๐๐ฒ ๐๐ก๐จ๐จ๐ฌ๐ ๐ญ๐จ ๐จ๐ฉ๐ญ ๐จ๐ฎ๐ญ.
Anyone with questions is encouraged to contact the Foresters Healthcare team using their usual details.