What Life & Mortgages

Home
United Kingdom
York
What Life & Mortgages

We are Life Insurance, Protection and Mortgage Experts We provide tailored mortgage and protection advice.

Remortgages, first time buyers, or looking to protect your finances, we can help.

09/08/2021

Are there special Police mortgages?🚓

No, at this time, there are no specific mortgage products intended exclusively for those serving in the UK Police Force.

There are, however, a range of mortgage lenders who are more accommodating to the needs and challenges of police officers and police staff. 💁🏼

For help finding the right lender for you and to let us take away the hassle of a mortgage application, Contact What Life and Mortgages today

https://what-life.co.uk/police-mortgages/
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

02/08/2021

Can I borrow more for my mortgage if I’m a Police Officer?👮‍♀️

Affordability and credit score are the main deciding factors, but you may benefit from your stable career choice being seen as less risky.👍🏽

Police officers may be able to access lending at a multiple as high as 6x your annual income, which is higher than average.

Speak to our advisers for more information https://what-life.co.uk/police-mortgages/

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

26/07/2021

🏥𝗪𝗵𝗮𝘁 𝗦𝗰𝗵𝗲𝗺𝗲𝘀 𝗮𝗿𝗲 𝗮𝘃𝗮𝗶𝗹𝗮𝗯𝗹𝗲 𝘁𝗼 𝗵𝗲𝗹𝗽 𝗡𝗛𝗦 𝗦𝘁𝗮𝗳𝗳?🏥

Whilst there are no specific NHS Government schemes, there are Government run schemes and other ways of getting a mortgage if you need aid in obtaining one. The schemes will differ in advantages depending upon your financial situation.

Get in touch with What Life & Mortgages today to discuss your options…http://bit.ly/3boFoxg

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

19/07/2021

I want to release money from my home, will equity release allow me to do this? 💰

Equity Release is one way to borrow some of the value in your property instead of selling or remortgaging. The loan, plus interest, is repaid on the sale of your home after you’ve died or moved into long-term care.

The money can be paid to you as a cash lump sum or as regular payments. Making the right choice of Equity Release is extremely important and not something to get wrong at this stage of your life.

Contact What Life & Mortgages today to see how we can help http://bit.ly/2MW0pWK

An equity release product will reduce the value of your estate, will not be suitable for everyone and may affect your entitlement to state benefits. To understand the features and risks please ask for a personalised illustration.

12/07/2021

🩺What is an NHS mortgage?🩺

There isn’t an “NHS Mortgage” as such, this is really a term used to describe lenders who tailor their mortgage products to be attractive to an NHS employee by offering discounts, lower interest rates, or flexibility in return for a low-risk borrower.

Get in touch with us at What Life & Mortgages today to discuss your options http://bit.ly/3boFoxg

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

05/07/2021

𝗜 𝗵𝗮𝘃𝗲 𝗷𝘂𝘀𝘁 𝗾𝘂𝗮𝗹𝗶𝗳𝗶𝗲𝗱 𝗮𝘀 𝗮 𝗗𝗼𝗰𝘁𝗼𝗿, 𝗵𝗼𝘄 𝗱𝗼 𝗜 𝗽𝗿𝗼𝘃𝗲 𝗺𝘆 𝗶𝗻𝗰𝗼𝗺𝗲?💰 🩺

A specialist mortgage lender understands the nature of your work and how you’re paid, will take all of these scenarios into consideration as part of your mortgage application.

Contact us at What Life & Mortgages to help you secure a new home. http://bit.ly/3qncPVb

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

28/06/2021

𝗜𝘀 𝗿𝗲𝗹𝗲𝗮𝘀𝗶𝗻𝗴 𝗲𝗾𝘂𝗶𝘁𝘆 𝘁𝗵𝗲 𝗿𝗶𝗴𝗵𝘁 𝗼𝗽𝘁𝗶𝗼𝗻 𝗳𝗼𝗿 𝘆𝗼𝘂? 💭

There are other ways to release money from your home, such as remortgaging or selling to downsize.

If you have no-one to leave your money to after you die, Equity Release may be the right option for you - however if not, it’s worth looking at all the other options before making a decision.

Contact What Life & Mortgages today to see what options are available http://bit.ly/2MW0pWK

An equity release product will reduce the value of your estate, will not be suitable for everyone and may affect your entitlement to state benefits. To understand the features and risks please ask for a personalised illustration.

21/06/2021

Do I get mortgage discounts as an NHS Employee? 🏥

There are specialist lenders that give discounts to NHS staff. In addition, you may qualify for one of the Government’s shared equity Help To Buy schemes or Right To Buy.

Contact What Life & Mortgages today, to see if you qualify for one of the Government schemes.

http://bit.ly/3qncPVb

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

14/06/2021

𝗛𝗼𝘄 𝗱𝗼 𝘆𝗼𝘂 𝗶𝗺𝗽𝗿𝗼𝘃𝗲 𝘆𝗼𝘂𝗿 𝗰𝗵𝗮𝗻𝗰𝗲𝘀 𝗼𝗳 𝗯𝗲𝗶𝗻𝗴 𝗮𝗰𝗰𝗲𝗽𝘁𝗲𝗱 𝗳𝗼𝗿 𝗮 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗶𝗳 𝘆𝗼𝘂’𝗿𝗲 𝗦𝗲𝗹𝗳-𝗘𝗺𝗽𝗹𝗼𝘆𝗲𝗱? 🏡

Any lender wants to be assured that their customers have enough funds to pay back the mortgage. If you’re Self-Employed, they will want to see a successful business that generates a steady income and is, ideally, growing over time. 📈

For more information about getting a mortgage when you’re Self-Employed, take a look 👀at our latest blog

https://what-life.co.uk/documents-for-a-self-employed-mortgage/

07/06/2021

𝗜𝘀 𝗶𝘁 𝗯𝗲𝘁𝘁𝗲𝗿 𝘁𝗼 𝗴𝗲𝘁 𝗮 𝗷𝗼𝗶𝗻𝘁 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗶𝗳 𝘆𝗼𝘂’𝗿𝗲 𝗦𝗲𝗹𝗳-𝗘𝗺𝗽𝗹𝗼𝘆𝗲𝗱? 🏡

There’s often a perception that it’s bad to be Self-Employed when it comes to mortgages. That’s not the case. As long as you have certified accounts and business is going well 📈, you should have no problem finding a lender. 👍

We’re often asked if it’s better to get a joint mortgage when you’re Self-Employed and like nearly all mortgage questions, the answer is ‘it depends.’ Joint mortgages are generally a good idea as they usually mean you can borrow more 💰, and therefore buy a higher value home.

For more on this, take a look 👀 at our website

https://what-life.co.uk/joint-mortgage-when-one-self-employed/

31/05/2021

𝗦𝗲𝗹𝗳-𝗘𝗺𝗽𝗹𝗼𝘆𝗲𝗱 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲𝘀 𝘄𝗶𝘁𝗵 𝗼𝗻𝗲 𝘆𝗲𝗮𝗿’𝘀 𝗮𝗰𝗰𝗼𝘂𝗻𝘁𝘀

One of the perceived downsides of being Self-Employed is that it can make it more difficult to get a mortgage 🏡 . You might hear that you need three years’ audited accounts, or that lenders will look less favourably on you as a customer.

Fortunately, though, the real situation is not so bad. A lot of lenders are supportive of Self-Employed borrowers🤝. While many will want to see two or more years’ accounts, some will agree to a mortgage with just a single year’s accounts. A few will even consider people with just 9-10 months’ Self-Employment history, as long as profits look good. 📈

Contact us today to see how we can help you
https://what-life.co.uk/self-employed-mortgage-with-one-years-accounts/

24/05/2021

𝗖𝗮𝗻 𝗜 𝗴𝗲𝘁 𝗮 𝗦𝗲𝗹𝗳-𝗘𝗺𝗽𝗹𝗼𝘆𝗲𝗱 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝘄𝗶𝘁𝗵 𝗼𝗻𝗹𝘆 𝗼𝗻𝗲 𝘆𝗲𝗮𝗿’𝘀 𝗮𝗰𝗰𝗼𝘂𝗻𝘁𝘀? 🏡 📈

Being Self-Employed has many benefits - controlling your own workload for one! But there’s one area where it sometimes seems that Self-Employment is a disadvantage and that’s getting a mortgage. 🏡

While most lenders will want to see at least two years’ worth of accounts, and often three, some will agree to a mortgage with just a single year’s accounts. 📈
🤞.

Take a look 👀 at our website for more information https://what-life.co.uk/self-employed-mortgage-with-one-years-accounts/

Address

Pavilion 2000, Amy Johnson Way
York
YO304XT

Telephone

+441904208470

Website

http://www.what-life.co.uk/

Alerts

Be the first to know and let us send you an email when What Life & Mortgages posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Want your business to be the top-listed Finance Company in York?