Abacus Financial Options / Sherborne

Abacus Financial Options / Sherborne I am Johanna Kemp and i am whole of market mortgage and insurance broker based in Sherborne, Dorset and work under the umbrella of Abacus Financial Options.

Abacus Financial Options are a whole of market mortgage and insurance brokers and I have been under their umbrella since 2007 and my business is based in Sherborne and have clients throughout Dorset and Somerset. I have had the pleasure of helping my clients achieve their financial goals over the years and pride myself in building long term relationships with my clients. I can help clients through

the minefield of mortgages whether you are a first time buyer, onward purchaser, wanting to re-mortgage your current home or purchasing a buy to let. I also have great understanding of all the government schemes that are available to you. Being whole of market means I can find the lender most suited to your needs. After arranging your mortgage I can then assist you in the whole purchase from finding a solicitor and making sure you have the right insurance protection to suit your family needs. I then take you through every step of the purchase to completion. Your home or property may be repossessed if you do not keep up repayments on your mortgage. There will be a fee for mortgage advice. The precise amount will depend upon your circumstances, but we estimate it will be £325
Please note not all of the deals that are being promoted by lenders may not be available or suitable for everyone and depends on the underwriting criteria of the lender if you are referring to mortgages.

BREAKING NEWS 🚨The Bank of England base rate has stayed at 3.75%.What does this mean?For many mortgage holders, it means...
30/04/2026

BREAKING NEWS 🚨
The Bank of England base rate has stayed at 3.75%.

What does this mean?
For many mortgage holders, it means no immediate base-rate increase — but lenders can still change their own mortgage rates, so it’s worth checking where you stand.

Thinking of moving, remortgaging or just want to know your options?
DM me to chat.

Are you a self-employed tradesman… and ready for the new online tax rules? 🧾🔧HMRC is going digital — and if you’re a sol...
15/04/2026

Are you a self-employed tradesman… and ready for the new online tax rules? 🧾🔧

HMRC is going digital — and if you’re a sole trader, this is going to change how you do your tax.

👉 No more “sort it all at the end of the year”
👉 You’ll need to keep records updated regularly
👉 Everything moving online

If you’re flat out on the tools, the last thing you want is extra admin creeping in…

But getting set up properly now = way less stress later.

✔️ Know what’s changing
✔️ Get organised early
✔️ Stay compliant without the headache

Don’t leave it until it’s a problem.

DM me to chat — I’ll help you get sorted 👍

New week. New financial year. Fresh start. 💚If you’ve been putting off sorting your finances… this is your sign.Because ...
13/04/2026

New week. New financial year. Fresh start. 💚

If you’ve been putting off sorting your finances… this is your sign.

Because here’s the truth:
👉 Nothing changes unless you actually change something.

New tax year = new allowances
New week = new momentum

So instead of saying “I’ll do it later”…
let’s make this the week you:

✔️ Review your mortgage
✔️ Check your savings & ISAs
✔️ Plan ahead instead of playing catch-up

You don’t need to have it all figured out — you just need to start.

And that’s where I come in 👋

DM me to chat and let’s get you set up for the year ahead.

09/04/2026

“It’s only Thursday?! 😩☕”

Why does Thursday feel like it should be Friday… but isn’t?

✔ You’ve worked hard all week
✔ You’ve ticked off the to-do list (mostly)
✔ You’re mentally already in weekend mode

…but there’s still one more push to go.

If you’ve made it this far — you’re doing better than you think 🙌

Let’s finish the week strong 💪

DM me to chat if sorting your finances is on your “I’ll do it next week” list 👀

DO YOU KNOW YOURTAX-FREE SAVINGS LIMITS? 👀💸 ISA Allowance£20,000 per yearTax-free growth & withdrawals🏦 Personal Savings...
08/04/2026

DO YOU KNOW YOUR
TAX-FREE SAVINGS LIMITS? 👀

💸 ISA Allowance
£20,000 per year
Tax-free growth & withdrawals

🏦 Personal Savings Allowance
Up to £1,000 interest tax-free
(depending on income)

👶 Junior ISA
£9,000 per year
For your child’s future

⏳ Are you making the most of them?
👉 DM me to chat

🚨 THINK RATES WERE DROPPING? THINK AGAIN… 🚨The Bank of England has held interest rates — and that changes the game.Here’...
19/03/2026

🚨 THINK RATES WERE DROPPING? THINK AGAIN… 🚨

The Bank of England has held interest rates — and that changes the game.

Here’s what it really means:

👉 Mortgage rates aren’t dropping (yet)
👉 Waiting could cost you more than acting
👉 Lenders are already adjusting behind the scenes

This isn’t the time to “wait and see”… it’s the time to plan smart.

If your deal is ending, or you’re wondering what to do next — don’t leave it to chance.

DM or call me to chat 📩

Mortgage jargon can feel like a different language.LTV.Offset.ERC.Product fee.If you’ve ever nodded along while secretly...
11/03/2026

Mortgage jargon can feel like a different language.

LTV.
Offset.
ERC.
Product fee.

If you’ve ever nodded along while secretly thinking “I have no idea what that means”… you’re not alone.

The reality? Understanding the terminology can save you money, stress and costly mistakes.

Mortgages aren’t complicated when they’re explained properly.

If you want straight answers without the jargon overload, let’s make it simple.

Parents are increasingly asking how they can help their children onto the property ladder — without simply handing over ...
09/03/2026

Parents are increasingly asking how they can help their children onto the property ladder — without simply handing over a large deposit.

Options may include:

• Family-backed mortgages
• Savings used as security
• Joint borrower arrangements
• Equity support structures

But these need careful planning.

It’s not just about getting the mortgage approved.
It’s about protecting everyone involved.

If this conversation is happening around your dinner table, let’s structure it properly.

DM me to chat.

One of the most common questions right now:“Should I fix now or wait?”Here’s the honest answer — it depends.✔️ When does...
09/03/2026

One of the most common questions right now:

“Should I fix now or wait?”

Here’s the honest answer — it depends.

✔️ When does your current deal end?
✔️ How comfortable are you with risk?
✔️ What would an increase do to your monthly budget?
✔️ Are lenders improving pricing?

Trying to time the market perfectly rarely works.

Having a strategy does.

If your deal ends in the next 6–9 months, you can often secure a rate now and review it again before completion.

That’s called being proactive.

DM me to chat.

Mortgage Deal Ending in 2026?Start planning now.⸻📲 Caption:If your mortgage deal ends next year, this is your reminder:Y...
05/03/2026

Mortgage Deal Ending in 2026?
Start planning now.

⸻

📲 Caption:

If your mortgage deal ends next year, this is your reminder:

You don’t have to wait until it expires.

Most lenders allow you to secure a new rate up to 6 months in advance.

That means:
• More control
• Less panic
• Time to review options
• Protection against sudden rate changes

Leaving it late limits choices.

Planning early creates options.

If 2026 is your year, let’s review it properly.

DM me to chat.

Address

Yeovil
DT94

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 8am - 8pm
Sunday 8am - 8pm

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