Warners Financial Services

20/02/2026

Running from the 19th Feb 2026 until 31st August 2026

If you refer a friend, family member, or colleague to Warners Financial Services and they go on to complete business with us, we’ll give you £100 as a thank you. There’s no limit - refer as many people as you like!

All they need to do is mention your name when they get in touch.

£100 paid on completion of referred business. New clients only. 19th Feb – 31 Aug 2026. T&Cs apply.

We’re giving away an indulgent hamper to one lucky client.

As and existing client of Warners, if you leave us a Google review within the next 3 months you will be entered into the prize draw to win!

Fortnum & Mason Hamper Prize Draw
Terms; Leave a review for Warners Financial Services between 19th February 2026 – 19th May 2026 to be entered into our prize draw. One winner will be selected at random on 20th May 2026 and contacted directly. Open to UK residents aged 18+. No cash alternative available. Warners Financial Services reserves the right to amend or withdraw the promotion at any time. Must be an existing customer.

08/05/2025

What could this mean for you?

On a fixed-rate mortgage?
your interest rate will remain unchanged
until your current fixed deal ends

On a tracker mortgage?
you may see the interest rate drop immediately, reducing your monthly payments

Now could be a great time to review your mortgage plans or prepare for your next move.

Contact us:
[email protected]
01953 607313

Your home may be repossessed if you do not keep up repayments on your mortgage.

16/04/2025

Shared ownership:
You can buy a home through the shared ownership scheme if you cannot afford all of the deposit and mortgage payments for a home that meets your needs.

You buy a share of the property and pay rent to a landlord on the rest.

When you buy a home through shared ownership, you:
Buy a share between 10% and 75% of the home’s full market value
Pay rent to the landlord for the share they own
Usually pay monthly ground rent and service charges, for example towards the maintenance of communal areas.

The share you can buy is usually between 25% and 75%. You can buy a 10% share on some homes.

You can take out a mortgage to buy your share or pay for it with savings. You’ll also need to pay a deposit, usually between 5% and 10% of the share you’re buying.

You can buy more shares in your home in the future. This is known as ‘staircasing’. If you buy more shares, you’ll pay less rent. The amount of rent you pay will be based on the landlord’s share.
Homes you can buy through Shared Ownership:
a new-build home
an existing home through a shared ownership resale scheme
a home that meets your specific needs, if you have a long-term disability - for example, a ground floor flat
Shared ownership homes are offered by housing associations, local councils, and other organisations. They are called ‘providers’ or the landlord.

All shared ownership homes (houses and flats) are leasehold properties.
Who can apply:
You can buy a home through shared ownership if both of the following are true:
Your household income is £80,000 a year or less (£90,000 a year or less in London)
You cannot afford all of the deposit and mortgage payments for a home that meets your needs
One of the following must also be true:
You’re a first-time buyer
You used to own a home but cannot afford to buy one now
You’re forming a new household - for example, after a relationship breakdown
You’re an existing shared owner, and you want to move
You own a home and want to move but cannot afford a new home that meets your needs

Your home may be repossessed if you do not keep up repayments on your mortgage.

13/12/2024

20/11/2024

31/10/2024

House prices are expected to rise by 15% over the forecasted period from 2024-2030, according to the Office for Budget Responsibility (OBR).
In its central forecast, published following yesterday's Budget, the OBR predicts that house price growth will fall back slightly from 1.7% in 2024 to 1.1% in 2025, as the average mortgage rate continues to rise. House price growth then averages around 2.5% from 2026 until the end of the forecast, supported by nominal earnings growth.
House prices have risen by around 3% in the first half of the year, around 3% higher than the OBR's March forecast in mid-2024 and average house prices remain above its March forecast throughout. This would leave the average house price in the UK at £310,000 in 2028, around 2.5% higher than its March forecast.

25/10/2024

Some amazing feedback for the Warners team this week.
Contact us to find out how our expert team can help you!

17/10/2024

09/10/2024

Some lenders, such as Coventry and Co-Op have increased rates this week.
More lenders may follow in the coming days / week due to swap rates changing, uncertainty from the Bank of England over when the base rate is likely to reduce again as well as inflation data from the USA.
If you are looming to get a mortgage / remortgage don’t wait, get a deal secured today!