08/06/2026
A lot of people assume being a mortgage adviser means I just find the cheapest available rate for people, but there's a lot more to it than people realise..
๐ฒ Over the last week or so, ๐ ๐ก๐๐ฏ๐ ๐๐จ๐ง๐ญ๐๐๐ญ๐๐ ๐ฆ๐ฎ๐ฅ๐ญ๐ข๐ฉ๐ฅ๐ ๐ฌ๐จ๐ฅ๐ข๐๐ข๐ญ๐จ๐ซ๐ฌ ๐๐จ๐ซ ๐๐ฅ๐ข๐๐ง๐ญ๐ฌ when my clients were not getting a response, and sure enough the clients soon got their response we chased them
๐ ๐๐จ๐ง๐ข๐ญ๐จ๐ซ๐ข๐ง๐ ๐ฆ๐จ๐ซ๐ญ๐ ๐๐ ๐ ๐ซ๐๐ญ๐๐ฌ ๐๐ง๐ ๐ฌ๐๐ฏ๐ข๐ง๐ ๐ญ๐ก๐จ๐ฎ๐ฌ๐๐ง๐๐ฌ ๐๐จ๐ซ ๐๐ฅ๐ข๐๐ง๐ญ๐ฌ, by constantly checking rates and moving clients to cheaper deals when rates reduce
๐คฏ Explaining how mortgage products work, and not just looking at the interest rate, means clients save much more money and ๐ฌ๐๐๐ฎ๐ซ๐ ๐ฆ๐จ๐ซ๐ ๐๐จ๐ฌ๐ญ ๐๐๐๐๐๐ญ๐ข๐ฏ๐ ๐๐๐๐ฅ๐ฌ
๐ข ๐๐ก๐๐ฌ๐ข๐ง๐ ๐ฅ๐๐ง๐๐๐ซ๐ฌ ๐ญ๐จ ๐๐ง๐ฌ๐ฎ๐ซ๐ ๐ญ๐ก๐๐ฒ ๐๐ซ๐ ๐๐ฌ๐ฌ๐๐ฌ๐ฌ๐ข๐ง๐ ๐๐๐ฌ๐๐ฌ ๐๐ฌ ๐ช๐ฎ๐ข๐๐ค๐ฅ๐ฒ ๐๐ฌ ๐ญ๐ก๐๐ฒ ๐ฌ๐ก๐จ๐ฎ๐ฅ๐, and calling them and escalating cases to be approved sooner
๐ก Submitting ๐๐๐ฅ๐ฉ ๐ญ๐จ ๐๐ฎ๐ฒ ๐๐๐ฅ๐๐ฌ ๐๐ฉ๐ฉ๐ฅ๐ข๐๐๐ญ๐ข๐จ๐ง๐ฌ ๐๐จ๐ซ ๐๐ฅ๐ข๐๐ง๐ญ๐ฌ, and help liaise with the builder, solicitor, mortgage lender and Help to Buy Wales for our client
๐ก๏ธ ๐๐๐ข๐ฅ๐จ๐ซ๐ข๐ง๐ ๐ข๐ง๐ฌ๐ฎ๐ซ๐๐ง๐๐ ๐ฉ๐จ๐ฅ๐ข๐๐ข๐๐ฌ for clients to ensure they have everything they need covered, explained and set up properly
It's never about the cheapest rate, if that is what you're after you may as well look online yourself, but if you want real advice and guidance, then you need a mortgage adviser with you every step of the way.
And best of all, ๐ฐ๐ ๐๐จ๐ง'๐ญ ๐๐ก๐๐ซ๐ ๐ ๐ ๐๐๐ ๐๐จ๐ซ ๐๐ง๐ฒ ๐จ๐ ๐ข๐ญ. We solely rely on fees we receive from the lenders & insurance providers, and growing our business through word of mouth by providing honest, independent advice.