Wrexham Mortgages

Wrexham Mortgages Welcome to Wrexham Mortgages, we are an independent Mortgage and Insurance specialist 🏑

HAPPY EASTER 🐰 🍫 πŸ₯ πŸ’From all the team at Wrexham Mortgage Co.
20/04/2025

HAPPY EASTER 🐰 🍫 πŸ₯ πŸ’
From all the team at Wrexham Mortgage Co.

πŸ“’ NO JOKES! New Stamp Duty Changes Are Now in Effect! 🏑As of today, April 1st, 2025, new Stamp Duty Land Tax (SDLT) rule...
01/04/2025

πŸ“’ NO JOKES! New Stamp Duty Changes Are Now in Effect! 🏑

As of today, April 1st, 2025, new Stamp Duty Land Tax (SDLT) rules are live β€” and they could impact buyers across the UK.

Here’s what’s changed:

πŸ”Ή Standard Buyers:
You’ll now pay 2% SDLT on property purchases over Β£125,000 (down from the old Β£250K threshold).

πŸ”Ή First-Time Buyers:
The tax-free threshold has dropped to Β£300,000, with 5% due between Β£300K–£500K.
(Previously, you could buy up to Β£425K without paying a penny.)

πŸ”Ή Additional Properties:
The 3% surcharge will now be 5% for second homes and buy-to-lets.

πŸ’°Example:
Buying at Β£295,000? You’ll now pay Β£4,750 in SDLT β€” that’s Β£2,500 more than before April 1st!

If you’re planning to buy in 2025, it’s more important than ever to budget for these new tax rates β€” and get tailored advice before you make a move.

πŸ“© Book your FREE mortgage consultation today!

Looking for an appointment to fit around work or home life? We can accommodate evening or weekend calls βœ…

Currently looking for a mortgage? Speak to the experts today! We have access to 1000's of rates and over 100 lenders 🏑 πŸ”Ž

We offer a FREE no obligation initial appointment to understand your circumstances.
Get in touch to see how we can help you!

Contact us on:
βœ‰οΈ Message us direct | [email protected]
β˜ŽοΈπŸ“± Call 01978 548 789 | 07590 876 668
πŸ“±πŸ’» www.wrexham-mortgage.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

🌷 Happy Mother’s Day 🌷Today we celebrate the incredible women who’ve shaped our livesβ€”mums, grandmothers, mother figures...
30/03/2025

🌷 Happy Mother’s Day 🌷

Today we celebrate the incredible women who’ve shaped our livesβ€”mums, grandmothers, mother figures, and those we remember with love.

To the mums who are with us, and those who live on in our heartsβ€”thank you.

ο»Ώ

🏑 SELF-EMPLOYED -TRUE OR FALSE? 🏑Let’s bust some mortgage myths! πŸš€πŸ‘‡β“ "I need 3 years of business accounts to get a mortg...
13/03/2025

🏑 SELF-EMPLOYED -TRUE OR FALSE? 🏑

Let’s bust some mortgage myths! πŸš€πŸ‘‡

❓ "I need 3 years of business accounts to get a mortgage."
πŸ™‹β€β™€οΈ FALSE – Most lenders require 2 full years of tax calculations, but some will accept just 1 year! 😊

❓ "I’m employed by my limited company, which I own 100%, so lenders will treat me as employed."
πŸ™‹β€β™€οΈ FALSE – If you own more than 20% shares in a limited company, lenders will treat you as self-employed.

❓ "It’s harder to get a mortgage if I’m self-employed."
πŸ™‹β€β™€οΈ FALSE – You may need different documents to prove your income over a longer period, but it’s not harderβ€”we work directly with lenders to find the right solution for you! 😊

❓ "I should book a free appointment to discuss my mortgage options."
πŸ™‹β€β™€οΈ βœ…βœ…βœ…βœ…βœ…βœ…βœ… 100% TRUE! πŸ‘πŸΌ We will assess your personal circumstances, match you with the right lender, and make expert recommendations tailored just for you. 🏑😊

πŸ“© Book your FREE mortgage consultation today!

Looking for an appointment to fit around work or home life? We can accommodate evening or weekend calls βœ…

Currently looking for a mortgage? Speak to the experts today! We have access to 1000's of rates and over 100 lenders 🏑 πŸ”Ž

We offer a FREE no obligation initial appointment to understand your circumstances.
Get in touch to see how we can help you!

Contact us on:
βœ‰οΈ Message us direct | [email protected]
β˜ŽοΈπŸ“± Call 01978 548 789 | 07590 876 668
πŸ“±πŸ’» www.wrexham-mortgage.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

HAVE YOU GOT MORTGAGE QUESTIONS?... πŸ€―β“We're here to answer all you mortgage & insurance questions. Whether you're a firs...
28/02/2025

HAVE YOU GOT MORTGAGE QUESTIONS?... πŸ€―β“

We're here to answer all you mortgage & insurance questions. Whether you're a first time buyer or experienced property landlord, we're here to help you along on your journey.

We welcome every single query. Got a burning question? Let's chat and turn uncertainty into confidence. πŸ’¬

Looking for an appointment to fit around work or home life? We can accommodate evening or weekend calls βœ…

Currently looking for a mortgage? Speak to the experts today! We have access to 1000's of rates and over 100 lenders 🏑 πŸ”Ž

We offer a FREE no obligation initial appointment to understand your circumstances.
Get in touch to see how we can help you!

Contact us on:
βœ‰οΈ Message us direct | [email protected]
β˜ŽοΈπŸ“± Call 01978 548 789 | 07590 876 668
πŸ“±πŸ’» www.wrexham-mortgage.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

🏦 BANK OF ENGLAND NEWS 🏦The Bank of England has just reduced the base rate from 4.75% to 4.5%, marking its third rate cu...
06/02/2025

🏦 BANK OF ENGLAND NEWS 🏦

The Bank of England has just reduced the base rate from 4.75% to 4.5%, marking its third rate cut since 2020! πŸ“‰

This could ease the pressure to many borrowers, including mortgage holders, who have faced higher costs in recent years.

πŸ“’ Thinking about remortgaging, buying or moving? Now could be the time to review your options!

Looking for an appointment to fit around work or home life? We can accommodate evening or weekend calls βœ…

Currently looking for a mortgage? Speak to the experts today! We have access to 1000's of rates and over 100 lenders 🏑 πŸ”Ž

We offer a FREE no obligation initial appointment to understand your circumstances.
Get in touch to see how we can help you!

Contact us on:
βœ‰οΈ Message us direct | [email protected]
β˜ŽοΈπŸ“± Call 01978 548 789 | 07590 876 668
πŸ“±πŸ’» www.wrexham-mortgage.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

I'M UNSURE HOW LONG I SHOULD FIX MY RATE FOR? πŸ€”Other than the obvious length of fixed rate, there are a few key differen...
24/01/2025

I'M UNSURE HOW LONG I SHOULD FIX MY RATE FOR? πŸ€”

Other than the obvious length of fixed rate, there are a few key differences between 2, 3 and 5 year fixed rates which may impact your decision on which offering you go for πŸ€”

The interest rate of 2, 3 and 5 years have become more similar in recent years, with sometimes the 5-year rates, being lower than 2 & 3 years, however, it's all about the rate.

2 & 3 year fixed rates are perfect for short-term commitment, whether that be you are planning to move, or make significant changes to your situation, being on a 2 & 3 year fixed can allow you the flexibility to make changes without the penalty charges, as waiting for a 2 & 3 year fixed to end is much easier than waiting on your 5!

That being said, 5 year fixed rates can help you beat those remortgage woes, the thought of remortgaging every 2 years is enough to fill many with dread, and having 5 years without remortgaging is great for many.

If you're unsure of which deal is right for you, we'll talk you through your options so you can make an informed decision 🀩

Looking for an appointment to fit around work or home life? We can accommodate evening or weekend calls βœ…

Currently looking for a mortgage? Speak to the experts today! We have access to 1000's of rates and over 100 lenders 🏑 πŸ”Ž

We offer a FREE no obligation initial appointment to understand your circumstances.
Get in touch to see how we can help you!

Contact us on:
βœ‰οΈ Message us direct | [email protected]
β˜ŽοΈπŸ“± Call 01978 548 789 | 07590 876 668
πŸ“±πŸ’» www.wrexham-mortgage.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

NEW YEAR, NEW MOVE? 🏑 πŸ€”We'd love to hear what your house and mortgage goals are for 2025?Are you looking to buy your fir...
08/01/2025

NEW YEAR, NEW MOVE? 🏑 πŸ€”

We'd love to hear what your house and mortgage goals are for 2025?

Are you looking to buy your first home in 2025? or looking to buy your next home?

Is your remortgage due in 2025? or looking to purchase a buy-to-let property?

Speak to us to see how we can help your mortgage goals in 2025!

Looking for an appointment to fit around work or home life? We can accommodate evening or weekend calls βœ…

Currently looking for a mortgage? Speak to the experts today! We have access to 1000's of rates and over 100 lenders 🏑 πŸ”Ž

We offer a FREE no obligation initial appointment to understand your circumstances.
Get in touch to see how we can help you!

Contact us on:
βœ‰οΈ Message us direct | [email protected]
β˜ŽοΈπŸ“± Call 01978 548 789 | 07590 876 668
πŸ“±πŸ’» www.wrexham-mortgage.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

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Wrexham

Telephone

+441978548789

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