Richard Booth - Mortgages Plain & Simple

Richard Booth - Mortgages Plain & Simple Helping people with all their mortgage requirements

I'm a mortgage and protection adviser helping first time buyers, homeowners and property investors with all their mortgage and associated protection requirements. Based in Worcestershire but able to support customers all over the UK, I really enjoy my work and helping people with their property ownership aspirations. With a background as a qualified tax adviser and former business owner, I am able

to add real value to those going through the property purchase process. YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Most Buy to Let mortgages are not regulated by the Financial Conduct Authority.

Current mortgage expiring?  Here’s some top tips when thinking about what to do next:⏳ Be PROACTIVE 🔍 Explore your optio...
02/07/2025

Current mortgage expiring?

Here’s some top tips when thinking about what to do next:

⏳ Be PROACTIVE
🔍 Explore your options
🔑 Preparation is Key
🩹 Check your protection
💼 Speak to a mortgage adviser

Mortgages Plain and Simple is a trading name of William Chalice Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 19/06/2025.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

💡 More Than They Thought PossibleWhen a growing family came to me, they’d already been told they couldn’t borrow enough ...
28/05/2025

💡 More Than They Thought Possible

When a growing family came to me, they’d already been told they couldn’t borrow enough to buy their dream home.

But I knew there was more to their story...

➡️ I took the time to understand their full financial picture – not just the surface
➡️ Dug into additional income streams that were previously missed
➡️ Matched them with a lender
➡️ Secured a mortgage that made their move possible 🏡
➡️ Monitored rates right up to completion – and switched them just in time to save £2,000+ 💷

For this family, it wasn’t just about securing a mortgage – it was about making the move they really wanted. I was glad to help make that happen.

If your income isn’t straightforward or you’ve been told you’ve hit your limit…
📩 Get in touch

Mortgages Plain and Simple is a trading name of William Chalice Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 23/05/2025.

🏠 No Deposit, No ProblemFaced with an eviction notice and no deposit saved, a couple urgently needed a long-term solutio...
21/05/2025

🏠 No Deposit, No Problem

Faced with an eviction notice and no deposit saved, a couple urgently needed a long-term solution. Renting again wasn’t an option they wanted to consider.
Thanks to their solid track record of rental payments, a mortgage option was identified that didn’t require a deposit.

Within just one week, everything was prepared, submitted, and a mortgage offer was secured.

Now, they’re getting ready to move into a home they can finally settle in.



Mortgages Plain and Simple is a trading name of William Chalice Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by The Openwork Partnership on 09/05/2025.

Meet Richard Booth – Mortgage & Protection Advisor at Advice Plain and SimpleFor most of us, buying a home or protecting...
14/05/2025

Meet Richard Booth – Mortgage & Protection Advisor at Advice Plain and Simple

For most of us, buying a home or protecting our family’s future can feel like navigating a minefield of jargon, stress, and uncertainty. That’s why Richard Booth stands out.

He’s also an active and valued member of TOP Networking UK in TOP Club Droitwich, where he’s known for being both approachable and generous with his insight.

Q&A with Richard

What’s the best piece of advice you’ve ever received?

1: Know your value – if you feel your product/services offer real value to your customers, don’t be afraid to charge what you believe this is worth.

2: Be yourself at all times – pretending to be someone you’re not can be exhausting and unstainable. When you’re yourself, your decisions tend to be more fulfilling and aligned with your values and what makes you happy. You’ll also attract the sort of people that you would prefer to work with. Stay true to yourself, own your quirks and be okay with not being like by everyone

Tell us about your career journey

My first proper job was at a firm of accountants, where I qualified as a Chartered Tax Adviser and became manager of a busy tax department helping a variety of personal and business clients. Having always wanted to run my own business, I left the tax world behind to become co-owner and director of a successful software company providing an industry leading solution to the automotive industry. Fast forward to today and I’m now working as mortgage and protection adviser. My past experiences and knowledge are very helpful in this industry as I can add real value to my customers and collaborative partners.

What do you love most about your work?

I love being able to find solutions for customers who think they are not in a position to buy a house! A good mortgage adviser like myself will take the time to understand someone’s situation, undertake detailed research and deliver the best outcome. It is also very satisfying to ensure that customers are properly protected in the event of any unforeseen life events, such as illness, that helps them to avoid unnecessary financial difficulties and remain in their home.

Fun fact about you!

In my spare time, I enjoy running and playing the drums. I am also an dedicated supporter of Everton FC and enjoy going to watch them play as often as I can.

Why did you join TOP Networking?

I have always enjoyed networking and was looking for a group which met regularly. The relaxed nature of the TOP approach allows genuine connections to be made and for relationships and trust to build over time without the pressure of forcing sales and referrals to members.

Your link:

https://www.linkedin.com/in/richard-booth-rtbbusinesssolutions/
https://www.facebook.com/share/16SSESgKmU/?mibextid=wwXIfr

Buying your first home? Re-mortgaging? Need advice on protection cover?

Richard Booth is here to help



Mortgages Plain and Simple is a trading name of William Chalice Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by The Openwork Partnership on 09/05/2025.

25/03/2025

Mortgages Plain and Simple is a trading name of William Chalice Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority.

Approved by The Openwork Partnership on 17/12/2025.

Address

Unit 1 Hawford Business Centre, Lionel Way
Worcester
WR37SG

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

Telephone

+447709602863

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