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Cream Financial Solutions AWARD WINNING PROTECTION AND MORTGAGE SPECIALISTS

Most of us save for a rainy day. ☔A leaky roof, a car that won't start, a boiler that gives up in January.But what happe...
18/10/2026

Most of us save for a rainy day. ☔

A leaky roof, a car that won't start, a boiler that gives up in January.

But what happens when the storm is bigger than that? A serious diagnosis, months off work, bills still landing on the mat.

That's the kind of downpour a rainy day fund was never built for. ⛈️

This is where Critical Illness Cover comes in.

It pays out a tax-free lump sum if you're diagnosed with a serious condition covered by your policy, things like cancer, a heart attack ,or a stroke. 🎗️

That money is yours to use however you need it.

Covering the mortgage, replacing lost income, paying for care or adaptations at home, or simply giving you space to focus on getting better instead of worrying about money. 💷

Nobody plans for a health emergency. But you can plan for how you'd cope if one landed.

If you want to talk through what cover could look like for you and your family, speak to us. ☎️

A really special day for our Fareham team. ❤️Robin, Hannah, Tomasz and his son Kuba recently visited Ronald McDonald Hou...
15/10/2026

A really special day for our Fareham team. ❤️

Robin, Hannah, Tomasz and his son Kuba recently visited Ronald McDonald House UK in Southampton to spend time with children and their families.

Hannah said it was “so lovely to see and meet the different families and hear their stories”, and how rewarding it was to see how just a few hours could give parents “a few moments to breathe”.

There was plenty of painting, glitter and even some ghost origami along the way. Some of the team even say they're ghost origami experts now! 🎨👻

Thank you to Laura Bennett and the Southampton team for welcoming us and for everything you do for families when they need it most.

14/10/2026

We recently had the pleasure of attending a football dinner with Geoff Thomas, the former midfield maestro for Crewe, Palace, Wolves, and England.

His journey is an inspiration. In 2003, Geoff bravely shared his diagnosis of chronic myeloid leukaemia.

His recovery since then is a powerful reminder of strength and the importance of looking after yourself.

At Cream, we believe in supporting our clients through life's ups and downs.

Just like Geoff’s incredible fight, we're here to help you secure your future.

Let us help you protect what matters most.

Get in touch today.

We’ve tackled plenty of mortgage myths, so now it’s time to turn our attention to remortgaging. 🔎There are plenty of mis...
14/10/2026

We’ve tackled plenty of mortgage myths, so now it’s time to turn our attention to remortgaging. 🔎

There are plenty of misconceptions out there, but how many of these did you think were true? 🤔

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage

A brilliant new scheme has just been announced to help first-time buyers in England get on the housing ladder 🏡All you n...
13/10/2026

A brilliant new scheme has just been announced to help first-time buyers in England get on the housing ladder 🏡

All you need is a 2.5% deposit saved, and the government could step in with 20% towards the value of a new-build home.

Using the average new-build price of £361,730 as an example, that's around £9,043 for your deposit... If you ask us, that's a steal! 🤩

There's also talk of an interest-free period at the start, giving you breathing room before repayments on that equity share kick in.

New builds also tend to be more energy efficient, so your utility bills could be lower from day one. 💷

We don't have all the details yet. Costs and start dates are expected at the Budget, and there will be household income caps and local price limits.

While we wait for more details, we can talk through your options

Speak to us now so you're ready to move when the details land 📲

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage

The best feelings in the world: Waking up and realising it’s Saturday ☑️Drinking your brew whilst it's still hot ☑️Getti...
11/10/2026

The best feelings in the world:
Waking up and realising it’s Saturday ☑️
Drinking your brew whilst it's still hot ☑️
Getting a 5-star Google Review ☑️

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage

And that's the hat-trick! We are delighted to have been named a finalist for Protection Intermediary of the Year at the ...
09/10/2026

And that's the hat-trick! We are delighted to have been named a finalist for Protection Intermediary of the Year at the Protection Review Awards 2026. 🏆🏆🏆

This follows our nominations for Best Individual Protection Advice Firm at the UK Health & Protection Awards 2026 and Protection Intermediary of the Year at the Cover Excellence Awards 2026.

A huge thank you to our fantastic team who make a difference every day, our introducer partners for the trust they place in us, and of course our clients, who remain at the heart of everything we do.

October and November are shaping up to be exciting months as we await the results but we are extremely proud to be be recognised and wish all of our fellow nominees the best of luck.

08/10/2026

Who can resist a cheeky takeaway? Besides, it's not like £20 will buy a house, so you might as well get two sides too 😉

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage

06/10/2026

The best time to get protection was 5 years ago; the second best time is today!

Don't wait until you need it to sort it. Let's chat about your protection needs today ☎️

Stamp duty, survey fees, solicitor costs, it all adds up before you've even picked up the keys. 💷That’s why we focus on ...
05/10/2026

Stamp duty, survey fees, solicitor costs, it all adds up before you've even picked up the keys. 💷

That’s why we focus on what we can control, your monthly payments.

We look at term length, so you're not paying more than you need to over the years.

We check interest rates against your circumstances, not just what's advertised.

We flag early repayment charges before they catch you out later on.

And we break down every cost, stamp duty, survey fees, all of it, so there's nothing hidden.

Moving home is pricey enough. Your mortgage shouldn't add to the stress. 🏡

Speak to us and let's make your payments work for you, not against you.

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage

Address

49 Waterloo Road
Wolverhampton
WV14QL

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 6pm
Friday 9am - 4:30pm

Telephone

+441902894172

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