Tom Lynch Mortgages

Tom Lynch Mortgages I am a Whole of Market Mortgage and Protection Broker. Different to others, I am not here to only arrange your mortgage. Consider me a one-stop shop.

I am passionate about helping my clients, all over the country, secure the necessary financing for one of life’s most significant purchases. I am committed to easing your concerns and addressing all of your mortgage and protection needs to make sure buying your new home is simple, smooth and stress free. I am keen to help you with the process of finding, offering and securing your next home as wel

l as sourcing the best mortgage and protection deals. Get in touch today to start making smarter choices regarding the biggest financial decision of your life.



*Tom Lynch Mortgages is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Proprietor: Thomas Lynch*
*Your home may be repossessed if you do not keep up repayments on your mortgage. Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority. You may have to pay an early repayment charge to your existing lender if you remortgage*

New name. New look. Same values. I’m so proud to announce that Tom Lynch Mortgages has now become Opulent Mortgages! It ...
27/10/2025

New name. New look. Same values.

I’m so proud to announce that Tom Lynch Mortgages has now become Opulent Mortgages!

It would be amazing if you could give us a follow and share our new page!

This collaboration brings together two like-minded businesses, both focused on expert advice, trusted relationships, and real results for clients.

Thank you for all the support so far — and welcome to the next chapter:

**✨ Opulent Mortgages ✨**

See you there!

Tom
𝙔𝙤𝙪𝙧 𝙝𝙤𝙢𝙚 𝙢𝙖𝙮 𝙗𝙚 𝙧𝙚𝙥𝙤𝙨𝙨𝙚𝙨𝙨𝙚𝙙 𝙞𝙛 𝙮𝙤𝙪 𝙙𝙤 𝙣𝙤𝙩 𝙠𝙚𝙚𝙥 𝙪𝙥 𝙬𝙞𝙩𝙝 𝙮𝙤𝙪𝙧 𝙢𝙤𝙧𝙩𝙜𝙖𝙜𝙚 𝙧𝙚𝙥𝙖𝙮𝙢𝙚𝙣𝙩𝙨.

This one feels surreal to write.After an incredible journey, and the most amazing almost-5 years it’s time to say goodby...
27/10/2025

This one feels surreal to write.

After an incredible journey, and the most amazing almost-5 years it’s time to say goodbye to Tom Lynch Mortgages 💔

From every single client who’s chosen me, to everyone who’s supported and referred along the way — thank you. Truly.

Also a massive thank you to Sophie! Shes been a true asset to the business and it just shows in our reviews how good she has been with our clients, thank you sophie!

It’s been an amazing chapter, but it’s time for the next one…

I’m so proud to announce TLM will be merging with Finest Mortgage Solutions to become ✨ Opulent Mortgages ✨ give us a follow

The same great advice, but with a team of support and even more opportunities to support you.

We hope you will come with us into this next chapter 🏡

Tom 😆

Reflecting on those moments starting TLM! 😆Scary to make the jump to work for yourself but has been the best decision I’...
23/10/2025

Reflecting on those moments starting TLM! 😆

Scary to make the jump to work for yourself but has been the best decision I’ve made in my career!

Incredibly grateful for the support especially in those early days!

Here’s to the future! I can’t wait! 🙏🏻

📣 It’s official — we’re launching something brand new!This change has been a long time in the making, and I’m so proud o...
17/10/2025

📣 It’s official — we’re launching something brand new!

This change has been a long time in the making, and I’m so proud of what’s next.

A new name!

A new partner! (don't worry Ellies not gone anywhere)

The same great advice!

Even more opportunities to support you on your mortgage journey.

Stay tuned — all will be revealed very soon… 👀

Tom

16/10/2025

Something about being prepared and ready that really does a little something for your ✨confidence✨

But having an agreement in principle is just the start - and we support you beyond house viewing when it comes to everything else to consider when thinking about making an offer.

Tom

Mortgage & Protection Director
Tom Lynch Mortgages, West Midlands, UK.
𝙔𝙤𝙪𝙧 𝙝𝙤𝙢𝙚 𝙢𝙖𝙮 𝙗𝙚 𝙧𝙚𝙥𝙤𝙨𝙨𝙚𝙨𝙨𝙚𝙙 𝙞𝙛 𝙮𝙤𝙪 𝙙𝙤 𝙣𝙤𝙩 𝙠𝙚𝙚𝙥 𝙪𝙥 𝙬𝙞𝙩𝙝 𝙮𝙤𝙪𝙧 𝙢𝙤𝙧𝙩𝙜𝙖𝙜𝙚 𝙧𝙚𝙥𝙖𝙮𝙢𝙚𝙣𝙩𝙨.

14/10/2025

Almost that time again 🥲 the C word!

In all seriousness, some people haven’t brought a house since the 60s and it shows 🤣

If you’re wondering what your actual options are so you’re equipped for the Christmas quizzing you are about to get… Get in touch today ✅

Tom

Mortgage & Protection Director
Tom Lynch Mortgages, West Midlands, UK.
𝙔𝙤𝙪𝙧 𝙝𝙤𝙢𝙚 𝙢𝙖𝙮 𝙗𝙚 𝙧𝙚𝙥𝙤𝙨𝙨𝙚𝙨𝙨𝙚𝙙 𝙞𝙛 𝙮𝙤𝙪 𝙙𝙤 𝙣𝙤𝙩 𝙠𝙚𝙚𝙥 𝙪𝙥 𝙬𝙞𝙩𝙝 𝙮𝙤𝙪𝙧 𝙢𝙤𝙧𝙩𝙜𝙖𝙜𝙚 𝙧𝙚𝙥𝙖𝙮𝙢𝙚𝙣𝙩𝙨.

Myths that need to go in the 🗑️Buying a home can be stressful enough - without untrue myths adding to your stress before...
13/10/2025

Myths that need to go in the 🗑️

Buying a home can be stressful enough - without untrue myths adding to your stress before you have even started.

This is the real difference it can make by using an adviser - you have a mortgage professional on hand to answer any and every question you have ✅

Tom

Mortgage & Protection Director
Tom Lynch Mortgages, West Midlands, UK.
𝙔𝙤𝙪𝙧 𝙝𝙤𝙢𝙚 𝙢𝙖𝙮 𝙗𝙚 𝙧𝙚𝙥𝙤𝙨𝙨𝙚𝙨𝙨𝙚𝙙 𝙞𝙛 𝙮𝙤𝙪 𝙙𝙤 𝙣𝙤𝙩 𝙠𝙚𝙚𝙥 𝙪𝙥 𝙬𝙞𝙩𝙝 𝙮𝙤𝙪𝙧 𝙢𝙤𝙧𝙩𝙜𝙖𝙜𝙚 𝙧𝙚𝙥𝙖𝙮𝙢𝙚𝙣𝙩𝙨.

🚨Big changes are on the way… and I can’t wait to share them with youA fresh chapter is coming this October — something n...
09/10/2025

🚨Big changes are on the way… and I can’t wait to share them with you

A fresh chapter is coming this October — something new, exciting and built around delivering even more for my clients!

Keep your eyes peeled 👀

Tom 😆

08/10/2025

Not on my watch 🫡

Unless, of course, staying with your existing mortgage lender IS actually the right thing for you to do.

But let’s not assume and just stay with the same lender for convenience…

It could cost you ££££

Confused on what to do and where to start with your rate coming to an end? Get in touch today ✅

Tom

𝙔𝙤𝙪𝙧 𝙝𝙤𝙢𝙚 𝙢𝙖𝙮 𝙗𝙚 𝙧𝙚𝙥𝙤𝙨𝙨𝙚𝙨𝙨𝙚𝙙 𝙞𝙛 𝙮𝙤𝙪 𝙙𝙤 𝙣𝙤𝙩 𝙠𝙚𝙚𝙥 𝙪𝙥 𝙬𝙞𝙩𝙝 𝙮𝙤𝙪𝙧 𝙢𝙤𝙧𝙩𝙜𝙖𝙜𝙚 𝙧𝙚𝙥𝙖𝙮𝙢𝙚𝙣𝙩𝙨.

07/10/2025

That’s the day ruined 🥲

Unless you’re a TLM customer and we would have reminded you in advance anyway so we’re probably already sorted 🤣✅

Tom

05/10/2025

That first month really hits nice! 🫡

Factor in the months you may not receive a rent and the other unexpected costs you should plan for as a landlord but you got to enjoy It! You've worked hard for this!

Thinking about becoming a landlord? Get in touch today ✅

Tom

𝙔𝙤𝙪𝙧 𝙝𝙤𝙢𝙚 𝙢𝙖𝙮 𝙗𝙚 𝙧𝙚𝙥𝙤𝙨𝙨𝙚𝙨𝙨𝙚𝙙 𝙞𝙛 𝙮𝙤𝙪 𝙙𝙤 𝙣𝙤𝙩 𝙠𝙚𝙚𝙥 𝙪𝙥 𝙬𝙞𝙩𝙝 𝙮𝙤𝙪𝙧 𝙢𝙤𝙧𝙩𝙜𝙖𝙜𝙚 𝙧𝙚𝙥𝙖𝙮𝙢𝙚𝙣𝙩𝙨.

04/10/2025

It’s always when you least expect it as well 🥲

But this is the responsibility of you, the landlord.

So a provision for unexpected bills should be made. As you never know when something is going to give up working!

Tom

Mortgage & Protection Director
Tom Lynch Mortgages, West Midlands, UK.

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